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Stock research / United States / UNTY · State Commercial Banks · Nasdaq

Unity Bancorp Inc. (UNTY)

Results announcedQ3 FY2026quarter ended 30 September 2026, announced 13 October 2026

Revenue$37 millionup 11.7% on Q3 FY2025
Net income$17 millionup 20.8% on Q3 FY2025
Diluted EPS$1.70$1.41 a year earlier

From the company's results press release. The tables update when the 10-Q or 10-K is filed. Read the results · Read the release

Compare with another name

Unity Bancorp Inc. (UNTY) reported revenue of $34 million for Q2 FY2026, the quarter ended 30 June 2026, down 1.8% on the same quarter a year earlier. Net income was $14 million, down 12.2% on the year, and diluted earnings per share $1.42. The figures are the company's own, from the 10-Q it filed with the SEC on 6 August 2026.

Revenue$34 milliondown 1.8%
Net income$14 milliondown 12.2%
Diluted EPS$1.42
QuarterQ2 FY2026ended 30 June 2026

Unity Bancorp (UNTY) in brief

Unity Bancorp (UNTY) reported revenue of $132 million for fiscal 2025, the year ended 31 December 2025, up 23.1% on the year before.
Read moreNet income was $58 million and diluted earnings per share $5.67. Revenue was $107 million in fiscal 2024, $103 million in fiscal 2023, $98 million in fiscal 2022 and $89 million in fiscal 2021. Net income in the same years was $41 million, $40 million, $38 million and $36 million. Over the twelve months to 30 June 2026, Unity Bancorp reported revenue of $135 million and net income of $59 million. Revenue grew 11.2% a year, compounded, over the five years to fiscal 2025. Unity Bancorp declared $0.62 a share in dividends over the last four quarters and had 10 million shares outstanding at the latest filed count. At the close of 29 October 2026 the market cap of Unity Bancorp was $583 million, 10.1 times its earnings over the last twelve months.

Ratios

From the filings

ROE15.8%
Net margin43.3%
Debt to equity0.88
Share count, last 12 months0.1%
Sales CAGR, 3 years10.3%
Profit CAGR, 3 years14.6%
EPS, TTM$5.75

At the close of 29 October 2026

Price$58.07
Market cap$583 million
Stock P/E10.10
Price to book1.57
EV / EBITDAn/a
Dividend yield1.1%
Market cap / sales4.31
52-week high$61.82
52-week low$45.17
Price, 1 year26.6%
Price CAGR, 3 years34.3%
Price CAGR, 5 years18.0%
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Debt to equity here stands on the borrowing lines of Unity Bancorp Inc.'s balance sheet, added together, finance leases inside them only where the company puts them there; operating leases are a separate line. Unity Bancorp Inc. files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.
UNTYgreeksoup.ai
Daily prices to 29 October 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on UNTY

Dividends$0.62 a share over the four quarters to 30 June 2026, a 1.07% yield
Filings24 in twelve months: 15 current reports (8-K), about 4 results of operations; 4 regulation FD disclosure; 4 other events; 3 officer or director change; 1 shareholder vote
Planned insider sales10 Form 144 notices in twelve months, $1.7 million; latest 3 September 2026
Options tapeput/call 0.26 by open interest at the 29 October 2026 close; the straddle prices a 12.8% move to 20 November 2026
13F holders143 funds reported a position for the quarter to 30 June 2026; largest BlackRock, Inc.
Insider trading13 sales and 0 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest205,128 shares short, 3.96 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 20 quarters

Q3 FY2021Q4 FY2021Q1 FY2022 †Q2 FY2022Q3 FY2022Q4 FY2022Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026
Revenue22.523.522.124.524.826.725.325.625.626.625.625.527.728.429.434.432.835.333.633.7
Interest expense1.51.41.21.32.55.69.411.913.513.714.1n/an/an/an/an/an/an/an/an/a
Pre-tax income12.713.111.912.613.313.613.813.113.013.012.812.614.614.515.421.518.919.718.518.7
Tax rate25%26%24%25%25%27%25%26%24%25%25%25%25%21%25%23%24%21%23%22%
Net income9.59.79.19.59.910.010.39.79.99.89.69.510.911.511.616.514.415.514.314.5
Net margin42%42%41%39%40%37%41%38%39%37%38%37%39%41%40%48%44%44%43%43%
Diluted EPS$0.90$0.93$0.85$0.88$0.93$0.93$0.96$0.95$0.97$0.96$0.93$0.93$1.07$1.13$1.13$1.61$1.41$1.52$1.40$1.42
Operating cash flow0.53.319.64.2-13.6n/a13.8-5.113.324.915.8-8.417.723.017.9-25.345.56.814.9-38.7
Capital expenditure0.70.20.00.10.11.20.20.40.20.20.10.10.10.30.30.20.2n/a0.40.1
Free cash flow-0.23.119.64.2-13.7n/a13.6-5.513.124.715.7-8.617.522.717.6-25.545.3n/a14.5-38.8
Buybacks1.90.10.00.00.00.08.25.10.91.44.11.80.30.0n/an/a0.0n/a0.30.0
Dividends paid0.91.01.01.11.11.11.21.21.21.21.31.21.21.31.41.41.41.51.51.6
Shares outstanding10m10m10m11m11m11m10m10m10m10m10m10m10m10m10m10m10m10m10m10m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreA quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 16 fiscal years and the trailing twelve months

FY2010FY2011FY2012FY2013FY2014FY2015FY2016 †FY2017FY2018FY2019FY2020 †FY2021 †FY2022FY2023 †FY2024FY2025TTM
Revenue35.134.634.834.036.841.749.354.162.867.177.489.198.2103107132135
Interest expensen/a10.67.86.57.37.78.89.513.518.114.57.710.648.5n/an/an/a
Pre-tax incomen/an/a6.57.79.614.420.522.427.330.331.148.151.453.054.475.575.7
Income taxn/a0.82.22.63.14.87.39.55.46.77.512.013.013.312.917.617.1
Effective tax raten/an/a34.4%33.4%32.9%33.5%35.5%42.5%19.7%22.0%24.0%25.0%25.2%25.1%23.8%23.3%22.6%
Net income2.22.54.25.16.49.613.212.921.923.723.636.138.539.741.558.058.6
Net margin6.4%7.4%12.2%15.0%17.4%22.9%26.8%23.8%34.9%35.2%30.6%40.5%39.2%38.5%38.7%44.0%43.3%
Diluted EPS$0.10$0.13$0.34$0.53$0.81$1.12$1.38$1.20$2.01$2.14$2.19$3.43$3.59$3.84$4.06$5.67$5.75
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for Unity Bancorp: a bank's lending and deposits run through its operating cash flow, so its free cash flow swings with the balance sheet rather than with what the bank earns. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2010FY2011FY2012FY2013FY2014FY2015FY2016 †FY2017FY2018FY2019FY2020 †FY2021 †FY2022FY2023 †FY2024FY2025TTM
Operating cash flow17.016.413.311.411.73.08.814.438.633.222.332.542.746.948.044.928.5
Capital expenditure0.41.71.84.80.61.09.61.51.50.70.61.21.51.00.70.6n/a
Free cash flow16.614.611.56.711.12.0-0.812.937.132.521.831.341.246.047.344.3n/a
Cash from investing67.733.7-5.6n/an/an/a-81.8-220-141-133-175-40.5-541-57.8-92.8-257-276
Cash from financing-114-11.43.9n/an/an/a90.825097.311221433.536990.930.5248204
Depreciationn/a1.11.11.21.01.01.11.41.61.71.61.61.41.41.51.4n/a
Share-based compensation0.30.20.30.30.40.50.50.71.11.31.41.61.71.81.82.12.2
Buybacksn/an/an/an/an/an/an/an/an/an/a7.44.20.015.76.25.0n/a
Dividends paidn/an/an/a0.20.81.11.52.42.83.33.33.64.44.75.05.66.0
Dividend per sharen/an/an/a$0.03$0.10$0.14$0.18$0.23$0.27$0.31$0.32$0.36$0.43$0.48$0.52$0.58n/a
Diluted shares, weighted7m8m8m8m8m9m10m11m11m11m11m11m11m10m10m10m10m
Shares outstanding at period end7m7,4598m8m8m8m10m11m11m11m10m10m11m10m10m10m10m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2010FY2011FY2012FY2013FY2014FY2015FY2016 †FY2017FY2018FY2019FY2020 †FY2021 †FY2022FY2023 †FY2024FY2025TTM
Funded by
Shareholders' equity70.173.677.557.270.178.5106118138161174206239261296346372
Deposits6556446497397948949461,0431,2081,2501,5581,7591,7881,9242,1002,3242,463
Debtn/an/a90.512214010713128522029321050.3393367231266326
Other liabilities93.593.33.02.83.94.46.68.912.714.816.718.824.926.227.330.933.5
Total liabilities and equity8188118209211,0091,0851,1901,4551,5791,7191,9592,0342,4452,5792,6542,9673,194
Owned
Fixed assets11.011.312.115.715.215.223.423.523.421.320.219.920.019.618.818.017.9
Goodwilln/an/an/a1.51.51.51.51.51.51.51.51.51.51.51.51.51.5
Investmentsn/an/an/an/an/an/an/an/an/an/an/an/a95.4n/an/an/an/a
Securities held for sale or to maturity21.118.821.526.420.018.521.068.661.664.345.670.8n/a12112810198.6
Loans6025765726667498769611,1571,2891,4091,6051,6272,0812,1462,2342,5122,648
Securities borrowedn/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a0.00.0
Cash and equivalents43.982.694.299.4n/an/a106150146158219245115195180217250
Other assets14112212011322317477.354.658.164.767.569.613295.091.7117178
Total assets8188118209211,0091,0851,1901,4551,5791,7191,9592,0342,4452,5792,6542,9673,194
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded12.2%11.2%10.3%13.1%
Profit growth, compounded19.7%19.6%14.6%16.1%
Return on equity, average14.7%15.9%15.3%16.8%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Questions

What was Unity Bancorp's revenue in fiscal 2025?

Unity Bancorp (UNTY) reported revenue of $132 million for fiscal 2025, the year ended 31 December 2025, up 23.1% on the year before.

How much did Unity Bancorp earn in fiscal 2025?

Net income was $58 million for fiscal 2025, and diluted earnings per share $5.67.

What is Unity Bancorp's P/E ratio?

At the close of 29 October 2026, Unity Bancorp traded at 10.1 times its earnings over the twelve months to 30 June 2026.

What is Unity Bancorp's market cap?

The market cap of Unity Bancorp was $583 million at the close of 29 October 2026.

Does Unity Bancorp pay a dividend?

Yes. Unity Bancorp declared $0.62 a share in dividends over the four quarters to 30 June 2026.

Peers: Banking

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Bank of Nova Scotia BNS *$118.0 billion23.559.0%n/a12.1%n/a3.6%
Bank of New York Mellon Corp. BNY$101.3 billion17.3914.1%n/a10.6%1.381.4%
Itaú Unibanco Holding S.A. ITUB *$81.3 billionn/a21.9%n/a-0.2%n/an/a
Fifth Third Bancorp FITB$49.4 billion18.586.8%n/a23.8%0.652.9%
State Street Corp. STT$47.4 billion14.1812.8%n/a13.3%0.922.0%
M&T Bank Corp. MTB$32.4 billion11.8010.9%n/a5.8%0.652.7%
Northern Trust Corp. NTRS$31.3 billion13.3818.2%n/a17.6%1.181.9%
Banco Bradesco S.A. BBD *$27.8 billionn/a13.3%n/an/a0.227.6%
Citizens Financial Group Inc. CFG$27.7 billion13.239.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$27.5 billion12.7310.7%n/a0.9%1.470.3%
East West Bancorp Inc. EWBC$18.2 billion12.7815.6%n/a13.7%0.432.1%
Ally Financial Inc. ALLY$12.1 billion9.359.4%n/a11.5%1.483.0%
All 260 in Banking
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$913.2 billion14.7217.4%n/a13.5%3.301.7%
Bank of America Corp. BAC$358.9 billionn/an/an/an/a2.432.2%
HSBC Holdings plc HSBC *$297.5 billion14.4410.6%41.0%3.7%n/a4.5%
Royal Bank of Canada RY *$288.5 billion20.4814.6%n/a16.1%n/an/a
Wells Fargo & Company WFC$254.6 billion11.9813.1%n/a5.4%2.512.2%
Mitsubishi UFJ Financial Group Inc. MUFG *$247.8 billion22.798.8%34.1%22.6%n/a2.3%
American Express Co. AXP$217.2 billion18.2334.2%n/a10.2%1.641.1%
Toronto-Dominion Bank TD *$214.9 billion15.4015.6%n/a18.4%n/a2.5%
Citigroup Inc. C$211.0 billion13.588.4%n/a10.0%3.841.9%
Banco Santander, S.A. SAN *$172.7 billion11.6612.5%n/a0.5%n/a2.2%
Banco Bilbao Vizcaya Argentaria, S.A. BBVA *$139.5 billion12.4017.0%43.7%4.1%n/a3.4%
Capital One Financial Corp. COF$128.1 billion12.929.2%n/a45.3%0.401.4%
Bank of Montreal BMO *$124.7 billion21.519.9%n/a10.6%n/a2.9%
Mizuho Financial Group Inc. MFG *$122.0 billion16.8110.7%n/a38.1%n/a2.0%
Bank of Nova Scotia BNS *$118.0 billion23.559.0%n/a12.1%n/a3.6%
HDFC Bank Limited HDB *$111.9 billion15.088.6%n/a5.2%n/a2.2%
Canadian Imperial Bank of Commerce CM *$110.1 billion19.4013.1%n/a13.8%n/a2.6%
Bank of New York Mellon Corp. BNY$101.3 billion17.3914.1%n/a10.6%1.381.4%
U.S. Bancorp USB$94.5 billion12.1112.1%n/a6.7%1.423.4%
Sumitomo Mitsui Financial Group, Inc. SMFG *$94.4 billion13.076.2%n/a26.1%0.583.8%
ING Groep N.V. ING *$93.6 billion10.3615.4%n/an/an/a4.7%
PNC Financial Services Group, Inc. PNC$92.5 billion12.7611.5%n/a13.2%1.342.9%
Itaú Unibanco Holding S.A. ITUB *$81.3 billionn/a21.9%n/a-0.2%n/an/a
Barclays plc BCS *$80.1 billion10.219.2%n/a8.8%n/a2.1%
Lloyds Banking Group plc LYG *$77.8 billion14.249.8%n/a7.9%n/a3.4%
NatWest Group plc NWG *$69.9 billion9.4212.9%n/a13.2%n/a4.5%
Truist Financial Corp. TFC$59.1 billion12.717.9%n/a-3.6%1.074.2%
Nu Holdings Ltd. NU *$58.6 billion20.6325.4%n/a37.0%0.39n/a
Strategy Inc. MSTR$49.9 billionn/a-98.5%-7,295.4%7.8%0.22n/a
Fifth Third Bancorp FITB$49.4 billion18.586.8%n/a23.8%0.652.9%
State Street Corp. STT$47.4 billion14.1812.8%n/a13.3%0.922.0%
Coinbase Global, Inc. COIN$42.5 billionn/a-5.0%3.6%-26.6%0.42n/a
ORIX Corporation IX *$42.0 billionn/a10.0%13.7%15.9%n/a2.7%
KB Financial Group Inc. KB *$41.1 billion9.949.9%47.5%5.4%n/a2.2%
Rocket Companies, Inc. RKT$33.8 billion84.822.0%6.6%108.2%0.46n/a
M&T Bank Corp. MTB$32.4 billion11.8010.9%n/a5.8%0.652.7%
Huntington Bancshares Inc. HBAN$32.2 billion13.197.7%n/a30.6%0.733.9%
Shinhan Financial Group Co. Ltd. SHG *$31.4 billion8.898.6%n/an/a0.962.9%
Northern Trust Corp. NTRS$31.3 billion13.3818.2%n/a17.6%1.181.9%
Banco Bradesco S.A. BBD *$27.8 billionn/a13.3%n/an/a0.227.6%
Citizens Financial Group Inc. CFG$27.7 billion13.239.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$27.5 billion12.7310.7%n/a0.9%1.470.3%
Affirm Holdings, Inc. AFRM$26.2 billion13.5635.2%9.8%32.2%1.79n/a
Regions Financial Corp. RF$24.6 billion11.7811.8%n/a4.4%0.403.7%
Synchrony Financial SYF$23.9 billion8.0420.1%n/a0.3%1.031.6%
Keycorp KEY$22.9 billion12.4910.3%n/a51.6%0.743.8%
SoFi Technologies, Inc. SOFI$22.7 billion36.695.7%n/a40.8%0.300.0%
Circle Internet Group, Inc. CRCL$21.5 billion42.7412.9%7.4%n/a0.00n/a
East West Bancorp Inc. EWBC$18.2 billion12.7815.6%n/a13.7%0.432.1%
Pinnacle Financial Partners, Inc. PNFP$15.4 billionn/an/an/an/a0.751.5%
Ally Financial Inc. ALLY$12.1 billion9.359.4%n/a11.5%1.483.0%
Chime Financial, Inc. CHYM$11.4 billionn/a-1.3%-2.1%n/an/an/a
First Horizon Corp. FHN$11.2 billion11.3211.5%n/a10.3%0.472.7%
Wintrust Financial Corp. WTFC$10.4 billion12.3812.0%n/a11.5%0.581.4%
UMB Financial Corp. UMBF$10.3 billion10.3013.1%n/a27.3%0.451.3%
SouthState Bank Corp. SSB$10.3 billion11.1610.4%n/a25.2%0.172.3%
Popular, Inc. BPOP$10.1 billion10.7115.1%n/a9.9%0.231.9%
Cullen/Frost Bankers, Inc. CFR$9.8 billion14.6917.3%n/a6.6%1.352.6%
Zions Bancorporation, National Association ZION$9.7 billion8.4415.2%n/a15.2%0.412.7%
Old National Bancorp ONB$9.5 billion10.2911.5%n/a21.8%0.862.3%
Iren Ltd. IREN$9.4 billionn/a-16.8%-148.0%41.1%1.810.0%
Columbia Banking System, Inc. COLB$8.8 billion12.369.4%n/a33.6%0.654.7%
Central Bancompany, Inc. CBC$8.6 billionn/an/an/an/a4.213.1%
Western Alliance Bancorporation WAL$8.5 billion8.7612.5%n/a19.7%0.932.1%
Hut 8 Corp. HUT$8.2 billionn/a-41.6%-295.3%129.5%5.36n/a
BOK Financial Corp. BOKF$8.0 billion12.4810.7%n/a9.8%0.821.9%
Commerce Bancshares Inc. CBSH$8.0 billion13.4713.4%n/a8.6%0.561.9%
Valley National Bancorp VLY$7.9 billion12.108.8%n/a12.2%0.393.1%
Prosperity Bancshares Inc. PB$7.3 billion12.566.8%n/a13.3%0.32n/a
OneMain Holdings, Inc. OMF$6.8 billion8.9323.1%n/a7.8%6.737.1%
American Bitcoin Corp. ABTC$6.7 billionn/an/an/an/an/an/a
United Bankshares Inc. UBSI$6.6 billion13.279.3%n/a14.5%0.133.1%
FNB Corp. FNB$6.5 billion10.908.8%n/a11.8%0.682.7%
Terawulf Inc. WULF$6.4 billionn/a-1,323.4%-250.4%14.6%n/a0.0%
Glacier Bancorp, Inc. GBCI$6.4 billion19.997.2%n/a32.2%0.512.7%
Home Bancshares Inc. HOMB$6.0 billion12.4410.5%n/a7.1%0.202.8%
Credit Acceptance Corp. CACC$5.9 billion18.9124.3%18.2%1.7%0.78n/a
Hancock Whitney Corp. HWC$5.8 billion14.249.6%n/a-0.2%0.402.6%
Figure Technology Solutions, Inc. FIGR$5.8 billion25.3816.8%28.4%n/a0.68n/a
Associated Banc-Corp ASB$5.7 billion10.569.6%n/a45.2%0.883.1%
Atlantic Union Bankshares Corp. AUB$5.6 billion11.869.5%n/a46.5%0.373.6%
Ameris Bancorp ABCB$5.6 billion14.979.2%n/a8.7%0.341.0%
Axos Financial, Inc. AX$5.3 billion10.5415.4%n/a23.0%0.34n/a
Riot Platforms, Inc. RIOT$5.2 billionn/a-60.4%-199.2%24.5%0.38n/a
Eastern Bankshares, Inc. EBC$5.2 billion12.868.8%n/a81.8%0.092.4%
TFS Financial Corp. TFSL$4.7 billion46.545.2%n/a10.5%2.976.7%
Core Scientific, Inc. CORZ$4.6 billionn/an/an/a26.4%n/an/a
Dave Inc. DAVE$4.6 billion21.74107.1%n/a48.6%0.93n/a
Fulton Financial Corp. FULT$4.5 billion11.3210.4%n/a6.7%0.453.2%
Enova International, Inc. ENVA$4.5 billion12.4724.4%24.0%20.1%3.43n/a
United Community Banks Inc. UCB$4.5 billionn/an/an/an/a0.322.7%
First Financial Bankshares Inc. FFIN$4.4 billion16.4513.5%n/a12.4%0.042.6%
Texas Capital Bancshares Inc. TCBI$4.4 billion13.2510.4%n/a10.9%0.14n/a
Cathay General Bancorp CATY$4.4 billion12.7611.4%n/a14.5%0.042.2%
Flagstar Bank, National Association FLG$4.4 billion348.830.6%n/a-6.4%1.340.4%
International Bancshares Corp. IBOC$4.2 billion10.0912.2%n/a4.0%0.222.1%
First Bancorp /PR FBP$4.1 billion11.2718.8%n/a6.0%0.102.8%
Wsfs Financial Corp. WSFS$4.1 billion13.2611.8%n/a4.5%0.110.9%
Bread Financial Holdings, Inc. BFH$4.0 billion8.3315.6%n/a5.5%1.290.9%
CVB Financial Corp. CVBF$4.0 billion15.696.5%n/a14.1%0.353.5%
Independent Bank Corp. INDB$4.0 billion14.827.7%n/a41.0%0.202.9%
Bancfirst Corp. BANF$3.7 billion15.0512.9%n/a9.4%0.051.8%
Wesbanco Inc. WSBC$3.7 billion10.608.9%n/a22.0%0.433.9%
Renasant Corp. RNST$3.7 billion12.058.1%n/a32.8%0.292.3%
Nicolet Bankshares Inc. NIC$3.6 billion19.576.8%n/a41.0%0.040.8%
First Interstate Bancsystem Inc. FIBK$3.6 billion11.689.8%n/a6.0%0.235.0%
First Financial Bancorp FFBC$3.4 billion11.589.5%n/a18.3%0.333.1%
Simmons First National Corp. SFNC$3.4 billionn/a-10.0%n/a-79.0%0.373.7%
Gpgi, Inc. GPGI$3.4 billionn/a-10.0%n/an/a0.00n/a
Cipher Digital Inc. CIFR$3.4 billionn/a-199.1%-278.1%20.3%9.69n/a
PennyMac Financial Services, Inc. PFSI$3.3 billion8.869.0%22.9%25.9%1.461.9%
SLM Corp. SLM$3.3 billion6.6125.2%n/a-6.7%2.852.8%
Community Financial System, Inc. CBU$3.3 billion14.6911.0%n/a9.5%0.293.0%
Park National Corp. PRK$3.3 billion16.1611.0%n/a14.8%0.082.5%
Seacoast Banking Corp. of Florida SBCF$3.2 billion21.585.9%n/a31.9%0.482.3%
BankUnited, Inc. BKU$3.1 billion11.899.1%n/a6.8%0.742.9%
First Hawaiian, Inc. FHB$3.1 billion11.1510.1%n/a9.3%0.004.1%
Provident Financial Services Inc. PFS$3.0 billion9.6510.8%n/a8.1%0.974.1%
Customers Bancorp, Inc. CUBI$3.0 billion10.6613.2%n/a34.9%1.06n/a
Banc of California, Inc. BANC$2.9 billionn/a-0.7%n/a-13.3%0.892.4%
Bank of Hawaii Corp. BOH$2.8 billion12.5013.5%n/a12.7%0.494.0%
NBT Bancorp Inc. NBTB$2.8 billion12.9511.0%n/a19.4%0.242.8%
Mara Holdings, Inc. MARA$2.7 billionn/a-208.1%-366.3%0.7%1.46n/a
FB Financial Corp. FBK$2.7 billion14.3910.1%n/a63.7%0.161.5%
First Bancorp FBNC$2.7 billion19.947.8%n/a11.6%0.041.5%
Trustmark Corp. TRMK$2.6 billion11.3710.9%n/a4.5%0.342.2%
Beacon Financial Corp. BBT$2.6 billion16.056.3%n/an/a0.354.2%
First Merchants Corp. FRME$2.6 billion13.176.9%n/a5.1%0.593.5%
First Busey Corp. BUSE$2.5 billion12.189.7%n/a41.4%0.183.4%
Stock Yards Bancorp, Inc. SYBT$2.4 billion15.6812.0%n/a13.0%0.351.6%
Upstart Holdings, Inc. UPST$2.4 billion50.707.6%4.0%46.3%2.51n/a
Merchants Bancorp MBIN$2.4 billion10.4411.2%n/a6.8%1.790.8%
Banner Corp. BANR$2.4 billionn/an/an/an/a0.262.9%
Euronet Worldwide, Inc. EEFT$2.3 billion9.7823.4%11.5%5.8%2.16n/a
Enterprise Financial Services Corp. EFSC$2.3 billion12.429.3%n/a14.4%0.332.1%
Northwest Bancshares, Inc. NWBI$2.2 billion14.907.9%n/a17.4%0.445.2%
ServisFirst Bancshares, Inc. SFBS$2.2 billion6.9116.2%n/a20.5%0.823.6%
Federal Agricultural Mortgage Corp. AGM$2.2 billion11.1212.3%n/a14.7%18.753.0%
Wafd Inc. WAFD$2.2 billion9.368.5%n/a7.8%1.103.6%
Encore Capital Group Inc. ECPG$2.2 billion7.7428.0%37.7%29.5%4.13n/a
OFG Bancorp OFG$2.2 billion10.0715.7%n/a4.0%0.402.6%
1ST Source Corp. SRCE$2.1 billion12.1213.5%n/a9.9%0.221.9%
First Commonwealth Financial Corp. FCF$2.1 billion12.9010.7%n/a11.5%0.172.6%
Hilltop Holdings Inc. HTH$2.1 billion15.536.7%n/a0.2%0.462.1%
Bancorp, Inc. TBBK$2.1 billionn/an/an/an/a1.36n/a
Pagaya Technologies Ltd. PGY$2.0 billion14.8621.3%24.9%20.5%1.64n/a
City Holding Co. CHCO$2.0 billion15.7316.3%n/a7.2%0.652.4%
Dime Commercial Bancshares, Inc. DCOM$1.9 billion15.298.5%n/a36.6%0.41n/a
German American Bancorp, Inc. GABC$1.9 billion13.0311.7%n/a29.2%0.142.4%
Happen, Inc. HAPN$1.8 billion8.9613.2%n/a10.0%0.00n/a
Republic Bancorp Inc. RBCAA$1.8 billion14.0011.1%n/a0.5%0.202.1%
S&T Bancorp Inc. STBA$1.8 billion13.5910.0%n/a8.1%0.202.8%
Byline Bancorp, Inc. BY$1.8 billion11.7811.5%n/a10.2%0.461.1%
Hope Bancorp Inc. HOPE$1.7 billion13.595.6%n/a29.4%0.254.1%
Oceanfirst Financial Corp. OCFC$1.7 billion20.962.0%17.7%13.5%0.954.5%
Trico Bancshares / TCBK$1.7 billion12.8510.1%n/a8.8%0.042.7%
QCR Holdings Inc. QCRH$1.7 billion12.0912.4%n/a16.6%0.570.3%
National Bank Holdings Corp. NBHC$1.7 billion15.775.9%n/a12.5%0.213.3%
Bank First Corp. BFC$1.7 billion19.589.9%n/a31.6%0.131.3%
ConnectOne Bancorp, Inc. CNOB$1.6 billion10.699.8%n/a63.4%0.562.3%
Live Oak Bancshares, Inc. LOB$1.6 billionn/an/an/an/a0.080.3%
Wealthfront Corp. WLTH$1.6 billionn/a-11.6%n/an/an/an/a
Pathward Financial, Inc. CASH$1.6 billion9.6020.7%n/a-0.8%0.240.3%
Sharplink, Inc. SBET$1.6 billionn/a-121.2%-3,401.5%1,496.7%n/an/a
Amalgamated Financial Corp. AMAL$1.5 billion13.6813.6%n/a14.4%0.08n/a
Triumph Financial, Inc. TFIN$1.5 billion32.395.1%n/a11.7%0.12n/a
Lakeland Financial Corp. LKFN$1.5 billion13.6515.5%n/a7.8%0.143.4%
Atlanticus Holdings Corp. ATLC$1.5 billion12.7521.9%n/a59.2%7.95n/a
Tompkins Financial Corp. TMP$1.5 billion8.3118.3%n/a42.5%0.762.6%
Burke & Herbert Financial Services Corp. BHRB$1.4 billion11.398.1%n/a8.0%0.563.1%
Keel Infrastructure Corp. KEEL$1.4 billionn/an/an/an/a3.12n/a
Perella Weinberg Partners PWP$1.4 billion53.85n/a2.8%-20.9%n/a2.0%
Westamerica Bancorporation WABC$1.4 billion13.5113.0%n/a-8.3%0.153.0%
Peoples Bancorp Inc. PEBO$1.4 billion11.469.9%32.5%3.3%0.704.3%
First MID Bancshares, Inc. FMBH$1.4 billion12.709.1%n/a13.5%0.431.9%
HBT Financial, Inc. HBT$1.3 billion15.8110.2%n/a15.6%0.202.4%
Community Trust Bancorp Inc. CTBI$1.3 billion11.7412.1%n/a12.9%0.413.0%
Old Second Bancorp Inc. OSBC$1.3 billion14.1410.2%n/a30.4%0.521.1%
Metropolitan Bank Holding Corp. MCB$1.2 billion12.218.9%n/a20.9%0.040.3%
Heritage Financial Corp. HFWA$1.2 billion13.767.0%n/a30.2%0.173.3%
Amerant Bancorp Inc. AMTB$1.2 billion21.536.2%n/a17.1%0.871.2%
Walker & Dunlop, Inc. WD$1.2 billion31.012.3%4.3%8.0%0.487.7%
Jefferson Capital, Inc. JCAP$1.1 billion6.3732.6%45.8%n/a2.954.8%
Esquire Financial Holdings, Inc. ESQ$1.1 billion21.0416.8%n/a18.6%0.000.6%
Firstsun Capital Bancorp FSUN$1.1 billion19.972.5%n/a28.3%0.12n/a
Horizon Bancorp Inc. HBNC$1.1 billionn/a-19.8%n/an/a0.523.1%
Capitol Federal Financial, Inc. CFFN$1.1 billion13.128.1%n/a19.4%1.604.5%
CNB Financial Corp. CCNE$1.1 billion13.3410.6%n/a42.0%0.242.1%
Mercantile Bank Corp. MBWM$1.0 billion10.6812.6%n/a11.1%0.912.5%
MetroCity Bankshares, Inc. MCBS$1.0 billion12.5214.1%n/a24.7%0.662.9%
Eagle Bancorp Inc. EGBN$1.0 billionn/a-4.2%n/a-0.3%0.150.6%
Equity Bancshares Inc. EQBK$1.0 billion29.464.3%n/a10.1%0.641.5%
Southside Bancshares Inc. SBSI$993 million10.0711.8%n/a15.9%2.264.4%
NB Bancorp, Inc. NBBK$989 million14.947.0%n/a38.3%0.22n/a
Camden National Corp. CAC$988 million11.2012.2%n/a23.4%0.792.9%
Central Pacific Financial Corp. CPF$987 million11.6815.0%n/a10.4%0.133.0%
Hanmi Financial Corp. HAFC$982 million11.1611.0%31.2%15.7%0.163.3%
Five Star Bancorp FSBC$980 million13.5515.2%n/a26.5%0.162.0%
Resolute Holdings Management, Inc. RHLD$978 million22.99n/a9.5%159.5%n/an/a
Trustco Bank Corp. N Y TRST$969 million15.819.9%n/a10.2%0.172.7%
Business First Bancshares, Inc. BFST$937 million11.269.2%n/a13.1%0.591.9%
Farmers National Banc Corp. FMNB$934 million10.738.5%-9.2%24.1%0.584.3%
First Financial Corp. THFF$923 million10.8712.5%n/a12.4%0.892.8%
Great Southern Bancorp, Inc. GSBC$895 million13.6510.5%n/a-0.1%0.802.1%
Orrstown Financial Services Inc. ORRF$875 million9.9913.9%n/a3.1%0.472.6%
Capital City Bank Group Inc. CCBG$874 million14.1910.8%n/a5.2%0.142.1%
First Community Bankshares Inc. FCBC$874 million14.5811.0%n/a13.7%0.012.7%
MID Penn Bancorp Inc. MPB$867 million12.107.6%n/a35.8%0.162.6%
Smartfinancial Inc. SMBK$839 million14.479.9%n/a14.5%0.170.7%
South Plains Financial, Inc. SPFI$833 million12.0510.3%n/a11.3%0.101.5%
Alerus Financial Corp. ALRS$824 million30.554.8%n/a-11.0%0.692.6%
World Acceptance Corp. WRLD$821 million21.4910.8%8.6%4.3%1.58n/a
Peapack Gladstone Financial Corp. PGC$813 million15.877.3%26.8%25.7%0.10n/a
Financial Institutions Inc. FISI$805 million10.1412.8%n/a116.6%0.413.1%
HomeTrust Bancshares, Inc. HTB$792 million12.4310.8%n/a4.4%0.291.0%
Southern Missouri Bancorp, Inc. SMBC$791 million11.1612.2%n/a9.9%0.281.4%
Burford Capital Ltd. BUR$764 millionn/a-205.9%n/an/a2.93359.2%
Independent Bank Corp. IBCP$764 million10.7813.6%n/a6.4%0.322.9%
Shore Bancshares Inc. SHBI$758 million11.4510.7%n/a11.3%0.142.2%
PRA Group Inc. PRAA$754 millionn/a-25.4%5.0%17.6%3.60n/a
Washington Trust Bancorp Inc. WASH$750 million13.6510.0%n/a100.2%0.865.7%
Peoples Financial Services Corp. PFIS$715 million12.6410.6%n/a6.5%0.623.5%
Green DOT Corp. GDOT$707 millionn/a-2.8%0.3%17.7%0.07n/a
Midland States Bancorp, Inc. MSBI$703 million14.8911.0%n/a0.3%0.613.8%
California BanCorp \ CA BCAL$689 million11.6610.3%n/a4.3%0.06n/a
BAR Harbor Bankshares BHB$685 million13.819.0%n/a29.3%0.513.2%
Capital Bancorp Inc. CBNK$684 million12.3513.4%n/a15.1%0.121.1%
Third Coast Bancshares, Inc. TCBX$672 million10.0711.1%n/a26.4%0.21n/a
RED River Bancshares Inc. RRBI$670 million14.6411.9%n/a12.6%n/a0.5%
Coastal Financial Corp. CCB$668 millionn/a-0.8%n/a9.6%0.10n/a
Acnb Corp. ACNB$666 million12.4112.9%n/a24.9%0.763.1%
Carter Bankshares, Inc. CARE$663 million5.1523.8%n/a77.9%0.00n/a
Tron Inc. TRON$645 millionn/a2.7%-44.6%19.7%n/an/a
First Business Financial Services, Inc. FBIZ$617 million11.2414.0%n/a10.3%0.881.7%
Greene County Bancorp Inc. GCBC$609 million14.8414.8%n/a22.9%0.561.1%
Chaince Digital Holdings Inc. CD$598 millionn/an/an/an/an/an/a
Kearny Financial Corp. KRNY$596 million16.204.7%n/a15.7%1.504.8%
Civista Bancshares, Inc. CIVB$592 million10.559.6%n/a14.6%0.41n/a
Unity Bancorp Inc. UNTY$583 million10.1015.8%n/a13.1%0.881.1%
Southern First Bancshares Inc. SFST$576 million13.028.8%n/a27.4%0.56n/a
Bridgewater Bancshares Inc. BWB$569 million10.4411.0%n/a26.2%0.93n/a
Hive Digital Technologies Ltd. HIVE$566 millionn/a-77.2%n/a157.5%0.56n/a
Bank7 Corp. BSVN$564 million13.5715.8%n/a2.4%n/a1.8%
Northpointe Bancshares Inc. NPB$559 million7.0014.7%n/a22.5%2.660.6%
Bankwell Financial Group, Inc. BWFG$555 million13.0213.3%n/a31.6%0.311.1%
Sierra Bancorp BSRR$550 million12.3912.3%n/a2.9%0.662.4%
Ponce Financial Group, Inc. PDLB$549 million16.206.0%n/a27.6%1.11n/a
Northrim Bancorp Inc. NRIM$539 million7.9619.7%n/a23.3%0.232.6%
Orange County Bancorp, Inc. OBT$517 million10.8315.5%n/a10.2%0.111.7%
Farmers & Merchants Bancorp Inc. FMAO$512 million11.9611.0%n/a15.7%0.562.5%
OppFi Inc. OPFI$511 million2.7324.6%38.3%0.2%n/a4.3%
West Bancorporation Inc. WTBA$509 million12.7115.0%n/a15.8%1.153.4%
Citizens & Northern Corp. CZNC$500 million18.827.3%n/a27.7%0.49n/a
Community West Bancshares CWBC$499 million14.106.0%n/a20.4%0.411.8%
Home Bancorp, Inc. HBCP$483 million10.2710.3%n/a8.2%0.122.0%
Avidia Bancorp, Inc. AVBC$472 million24.764.5%n/a20.3%0.48n/a
Commercial Bancgroup, Inc. CBK$453 million11.2813.0%n/an/a0.580.5%
Pioneer Bancorp, Inc. PBFS$447 million26.075.1%n/a11.5%0.00n/a
Plumas Bancorp PLBC$442 million12.5113.2%n/a33.5%n/a2.0%
RBB Bancorp RBB$442 million10.727.8%n/a7.7%0.552.5%
109 companies share its SEC industry code (State Commercial Banks); the rest are the names nearest in size in its wider industry, Banking, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 20266 August 2026EDGAR
10-Q31 March 20267 May 2026EDGAR
10-K31 December 20254 March 2026EDGAR
10-Q30 September 20256 November 2025EDGAR
10-Q30 June 20256 August 2025EDGAR
10-Q31 March 20257 May 2025EDGAR
10-K31 December 20247 March 2025EDGAR
10-Q30 September 202412 November 2024EDGAR
10-Q30 June 20246 August 2024EDGAR
10-Q31 March 20248 May 2024EDGAR