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Stock research / United States / OFG · State Commercial Banks · NYSE

OFG Bancorp (OFG)

Results announcedQ3 FY2026quarter ended 30 September 2026, announced 21 October 2026

Net income$57 millionup 9.2% on Q3 FY2025
Diluted EPS$1.33$1.16 a year earlier

From the company's results press release. The tables update when the 10-Q or 10-K is filed. Read the results · Read the release

OFG is a financial holding company headquartered in San Juan, Puerto Rico. Its principal subsidiary is Oriental Bank, an FDIC insured Puerto Rico commercial bank founded as a federal savings and loan in 1964. OFG reports three segments: Banking, Wealth Management, and Treasury. The Bank has 42 branches in Puerto Rico and 2 in the U.S. Virgin Islands, and the company had 2,185 employees on 31 December 2025.

OFG Bancorp

OFG is a financial holding company headquartered in San Juan, Puerto Rico. Its principal subsidiary is Oriental Bank, an FDIC insured Puerto Rico commercial bank founded as a federal savings and loan in 1964. OFG reports three segments: Banking, Wealth Management, and Treasury. The Bank has 42 branches in Puerto Rico and 2 in the U.S. Virgin Islands, and the company had 2,185 employees on 31 December 2025.

How the business is organised

Most products and services go to clients in Puerto Rico and the USVI, and certain loan products go to clients in the continental United States.

  • Oriental Financial Services, a securities broker-dealer and investment adviser.
  • Oriental Insurance, an insurance agency.
  • OFG Reinsurance, a captive reinsurance company based in the Cayman Islands.
  • OFG Ventures, which holds investments.
  • OFG USA, a commercial lender organized in Delaware that operates out of Charlotte, North Carolina.
  • OBPEF, a private equity fund under the Puerto Rico Incentives Code that provides senior or subordinated debt financing to eligible borrowers to support the economic development of Puerto Rico.

The Bank also has two international banking entities, Oriental Overseas and Oriental International Bank, Inc. Their services are limited under Puerto Rico law to persons and assets or liabilities located outside of Puerto Rico.

What it lends

Loans fall into four categories.

  • Commercial: 42.6%
  • Auto: 32.1%
  • Mortgage: 17.0%
  • Consumer: 8.3%

Auto loans for new or used vehicles come mainly through dealers authorized and approved by the auto credit department. Consumer loans include personal loans, residential solar panel loans, credit cards and lines of credit. Commercial term loans generally run from one to five years, and commercial lines of credit generally have maturities of one year or less.

Through a division of the Bank, OFG originates FHA insured, VA guaranteed and USDA Rural Housing Service guaranteed mortgages. These are primarily securitized into GNMA mortgage-backed securities. Conforming conventional loans are securitized into FNMA or FHLMC securities or sold through the GSE cash window. The Bank is an approved GNMA issuer and an approved seller of FNMA conforming loans. It acts as master servicer for the pools it issues or services. More than 90% of its residential mortgage portfolio is fixed-rate, fully amortizing and fully documented.

The U.S. commercial loan program buys participations in credit facilities to middle-market and lower middle-market borrowers on the mainland. These loans were 10.1% of the gross loan portfolio held for investment.

How it funds itself

Customer deposits are OFG's principal funding source. The Bank gathers them through its branches and a digital sales platform. It offers personal and commercial checking accounts, savings accounts, certificates of deposit and IRAs.

-

- Savings: 22.0%

The Bank is also a member of the Federal Home Loan Bank of New York, from which it can borrow.

Wealth management and treasury

Oriental Financial Services is a FINRA member. It offers tax-advantaged fixed income securities, mutual funds, stocks and bonds, plus separately managed accounts. It clears transactions through Pershing LLC. Oriental Insurance earns commissions as a licensed agent for policies issued by unaffiliated insurers. OFG Reinsurance reinsures credit insurance on consumer loans originated by the Bank, as well as personal accident and health policies underwritten by unaffiliated insurers. Oriental Trust, the Bank's trust division, provides trustee and paying agent services to retirement plans in Puerto Rico.

Treasury covers OFG's treasury-related functions and its investment portfolio. FNMA and FHLMC certificates made up 80.3% of that portfolio and GNMA certificates 17.3%.

Competition and strategy

Puerto Rico is the main market. OFG competes with other banks, brokerage firms, credit unions, savings and loan cooperatives, small loan companies, insurance agencies and mortgage banks.

The company describes its strategy as becoming a truly digital bank, and says it rests on four pillars: Customer Insights & Personalization, Human Connection, Digital Bank and Business Excellence.

Who regulates it

The Federal Reserve Board supervises OFG as a financial holding company. The Bank's main regulators are the Office of the Commissioner of Financial Institutions of Puerto Rico and the FDIC. The Bank became subject to Consumer Financial Protection Bureau supervision in 2024, and its USVI activities are overseen by the USVI Banking Board.

Its people

None of the 2,185 employees is represented by a collective bargaining group. Average tenure was 11 years at 31 December 2025. In its most recent Gallup employee engagement survey, 93% of employees participated.

From OFG Bancorp's annual report on Form 10-K for the year ended 31 December 2025. The filing

Compare with another name

OFG Bancorp (OFG) reported revenue of $190 million for Q2 FY2026, the quarter ended 30 June 2026, up 4.4% on the same quarter a year earlier. Net income was $59 million, up 13.5% on the year, and diluted earnings per share $1.39. The figures are the company's own, from the 10-Q it filed with the SEC on 6 August 2026.

Revenue$190 millionup 4.4%
Net income$59 millionup 13.5%
Diluted EPS$1.39
QuarterQ2 FY2026ended 30 June 2026

OFG Bancorp (OFG) in brief

OFG Bancorp (OFG) reported revenue of $731 million for fiscal 2025, the year ended 31 December 2025, up 2.8% on the year before.
Read moreNet income was $205 million and diluted earnings per share $4.58. Revenue was $712 million in fiscal 2024, $689 million in fiscal 2023, $614 million in fiscal 2022 and $541 million in fiscal 2021. Net income in the same years was $198 million, $182 million, $166 million and $146 million. Over the twelve months to 30 June 2026, OFG Bancorp reported revenue of $747 million and net income of $220 million. Revenue grew 6.5% a year, compounded, over the five years to fiscal 2025. OFG Bancorp declared $1.30 a share in dividends over the last four quarters and had 42 million shares outstanding at the latest filed count. At the close of 28 October 2026 the market cap of OFG Bancorp was $2.1 billion, 10.0 times its earnings over the last twelve months.

Ratios

From the filings

ROE15.7%
Net margin29.5%
Debt to equity0.40
Share count, last 12 months-5.5%
Sales CAGR, 3 years6.0%
Profit CAGR, 3 years7.3%
EPS, TTMn/a

At the close of 28 October 2026

Price$50.76
Market cap$2.1 billion
Stock P/E10.03
Price to book1.52
EV / EBITDAn/a
Dividend yield2.6%
Market cap / sales2.87
52-week high$53.95
52-week low$37.15
Price, 1 year29.3%
Price CAGR, 3 years20.0%
Price CAGR, 5 years14.4%
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Debt to equity here stands on the borrowing lines of OFG Bancorp's balance sheet, added together, finance leases inside them only where the company puts them there; operating leases are a separate line. OFG Bancorp files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.
OFGgreeksoup.ai
Daily prices to 28 October 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on OFG

Dividends$1.30 a share over the four quarters to 30 June 2026, a 2.56% yield
Filings12 in twelve months: 5 current reports (8-K), about 4 results of operations; 1 shareholder vote
Planned insider sales8 Form 144 notices in twelve months, $7.1 million; latest 14 August 2026
Options tapeput/call 0.91 by open interest at the 29 October 2026 close; the straddle prices a 14.9% move to 20 November 2026
13F holders262 funds reported a position for the quarter to 30 June 2026; largest BlackRock, Inc.
Insider trading9 sales and 1 purchase on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest2.2 million shares short, 8.83 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 20 quarters

Q3 FY2021Q4 FY2021 *Q1 FY2022Q2 FY2022Q3 FY2022Q4 FY2022 *Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue135142137151157169165170172182174180175183179182186184186190
Operating income135142137151157169165170172182174180175n/an/an/an/an/an/an/a
Operating margin100%100%100%100%100%100%100%100%100%100%100%100%100%n/an/an/an/an/an/an/a
Interest expense9.48.47.87.18.210.413.118.323.932.739.3n/an/an/an/an/an/an/an/an/a
Pre-tax income61.348.654.159.462.568.165.165.865.968.467.971.361.852.859.465.961.447.468.874.5
Tax rate32%32%31%32%33%32%29%33%32%32%27%28%24%5%23%21%16%-18%22%21%
Net income41.733.337.540.441.946.446.244.244.946.649.751.147.050.345.651.851.855.953.958.8
Net margin31%23%27%27%27%28%28%26%26%26%28%28%27%28%26%28%28%30%29%31%
Diluted EPS$0.81$0.66$0.76$0.84$0.87$0.97$0.96$0.93$0.95$0.99$1.05$1.08$1.00$1.10$1.00$1.15$1.16n/a$1.26$1.39
Operating cash flow23.77.939.250.525.948.952.247.188.810861.095.158.138.383.135.939.559.273.153.2
Capital expenditure4.58.99.18.37.46.23.14.54.06.26.24.76.44.14.34.14.05.94.48.1
Free cash flow19.2-1.030.142.218.442.749.142.684.810154.890.451.834.278.731.835.553.368.845.1
Dividends paid6.25.16.07.37.29.69.610.510.410.510.411.911.711.611.513.613.513.413.114.9
Shares outstanding50m50m49m48m48m48m48m47m47m47m47m47m47m45m45m45m44m43m42m42m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A blank figure marked on a quarter is one the filings do not give on their own: the quarters as filed do not add to the year the company filed, or the year and its quarters stand on different share counts. Each quarter's page says which. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 17 fiscal years and the trailing twelve months

FY2009FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020 †FY2021FY2022FY2023FY2024FY2025TTM
Revenue129139172183427426390366383396405533541614689712731747
Operating incomen/an/an/an/an/an/an/an/an/an/a405533541614689n/an/an/a
Operating marginn/an/an/an/an/an/an/an/an/an/a100.0%100.0%100.0%100.0%100.0%n/an/an/a
Interest expense18916915610484.076.869.257.241.544.551.064.941.833.588.0n/an/an/a
Pre-tax income29.95.535.327.989.7122-20.185.268.113375.294.8215244265254234252
Income tax7.0-4.30.93.3-8.737.3-17.626.015.448.421.420.568.577.983.455.629.031.6
Effective tax rate23.3%-77.6%2.5%11.9%-9.7%30.4%n/a30.5%22.7%36.4%28.5%21.6%31.9%31.9%31.4%21.9%12.4%12.5%
Net income22.99.834.524.698.485.2-2.559.252.684.453.874.3146166182198205220
Net margin17.8%7.1%20.1%13.4%23.0%20.0%-0.6%16.2%13.8%21.3%13.3%14.0%27.0%27.1%26.4%27.8%28.0%29.5%
Diluted EPS$0.75-$0.50$0.67$0.35$1.73$1.50-$0.37$1.03$0.88$1.52$0.92$1.32$2.81$3.44$3.83$4.23$4.58n/a
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for OFG Bancorp: a bank's lending and deposits run through its operating cash flow, so its free cash flow swings with the balance sheet rather than with what the bank earns. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2009FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020 †FY2021FY2022FY2023FY2024FY2025TTM
Operating cash flow-44.0-32.4-39.750.217417597.178.515113311035.0100164296252218225
Capital expenditure4.610.03.41.99.17.95.35.36.511.513.015.323.131.017.921.318.422.4
Free cash flow-48.6-42.4-43.148.316516791.873.214512296.719.777.0133278231199203
Cash from investing3896798582,224787n/a153568187-489842758-183-1,513-1,405-336-438-85.9
Cash from financing-135-483-667-1,997-1,126n/a-287-673-364317-549510-49.0-1251,307-73.6670-245
Depreciation and amortisationn/a5.95.65.012.912.413.011.110.510.29.723.823.924.320.420.920.520.0
Share-based compensation0.71.21.31.61.81.01.61.31.11.42.12.26.24.25.07.26.26.1
Buybacks0.20.058.87.00.016.98.90.00.0n/an/an/an/an/an/an/an/an/a
Dividends paid3.96.89.210.110.814.517.810.110.612.814.414.419.730.141.045.651.954.8
Dividend per share$0.16$0.17$0.21$0.24$0.26$0.34$0.36$0.24$0.24$0.25$0.28$0.28$0.40$0.70$0.88$1.00$1.20$1.30
Diluted shares, weightedn/an/a44m42m46m45m44m44m44m45m52m52m51m48m48m47m45m42m
Shares outstanding at period endn/a46m41m46m46m45m44m44m44m51m51m51m50m48m47m45m43m42m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2009FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020 †FY2021FY2022FY2023FY2024FY2025TTM
Funded by
Shareholders' equity3307326968648859428979209451,0001,0451,0861,0691,0421,1931,2541,3901,407
Redeemable equityn/an/an/an/an/an/an/an/an/an/an/an/a35.0n/an/an/an/an/a
Depositsn/a2,5892,4365,6905,3834,9244,7174,6644,7994,9087,6998,4168,6038,5689,7629,60510,2639,983
Short-term borrowingsn/a42.539.9n/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Debtn/an/a1060.0n/an/an/an/an/an/an/a10264.627.0201401557557
Other liabilitiesn/a3,9473,4162,6591,8901,5831,485917444675554222128181188240256208
Total liabilities and equityn/a7,3116,6949,2128,1587,4497,0996,5026,1896,5839,2989,8269,9009,81911,34411,50112,46612,155
Owned
Fixed assetsn/a23.921.585.082.980.674.670.467.968.981.183.892.110710410593.695.6
Goodwilln/an/a2.786.186.186.186.186.186.186.186.186.186.184.284.284.284.284.2
Intangible assetsn/an/an/an/an/an/an/an/an/a3.457.045.936.127.620.714.89.97.9
Securities held for sale or to maturityn/a6908840.00.01636206005064250.04468781,9482,0992,3382,5112,373
Loansn/a1,7731,6704,6984,6164,8084,4164,1294,0374,4136,6226,457n/a6,6837,3737,6167,9998,109
Trading assetsn/a1.30.20.51.91.60.30.30.20.40.00.00.00.00.00.00.00.0
Cash and equivalents2774405918556215735375104854478512,1542,0235507485911,040746
Other assetsn/a4,3833,5243,4872,7501,7371,3651,1051,0061,1391,6005526,784419915752728739
Total assetsn/a7,3116,6949,2128,1587,4497,0996,5026,1896,5839,2989,8269,9009,81911,34411,50112,46612,155
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded6.5%6.5%6.0%4.0%
Profit growth, compoundedn/a22.5%7.3%13.2%
Return on equity, average10.8%15.1%15.3%14.8%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Questions

What was OFG Bancorp's revenue in fiscal 2025?

OFG Bancorp (OFG) reported revenue of $731 million for fiscal 2025, the year ended 31 December 2025, up 2.8% on the year before.

How much did OFG Bancorp earn in fiscal 2025?

Net income was $205 million for fiscal 2025, and diluted earnings per share $4.58.

What is OFG Bancorp's P/E ratio?

At the close of 28 October 2026, OFG Bancorp traded at 10.0 times its earnings over the twelve months to 30 June 2026.

What is OFG Bancorp's market cap?

The market cap of OFG Bancorp was $2.1 billion at the close of 28 October 2026.

Does OFG Bancorp pay a dividend?

Yes. OFG Bancorp declared $1.30 a share in dividends over the four quarters to 30 June 2026.

Peers: Banking

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Bank of Nova Scotia BNS *$116.9 billion23.339.0%n/a12.1%n/a3.6%
Bank of New York Mellon Corp. BNY$100.9 billion17.3014.1%n/a10.6%1.381.4%
Itaú Unibanco Holding S.A. ITUB *$81.6 billionn/a21.9%n/a-0.2%n/an/a
Fifth Third Bancorp FITB$48.5 billion18.266.8%n/a23.8%0.653.0%
State Street Corp. STT$47.4 billion14.1712.8%n/a13.3%0.922.0%
M&T Bank Corp. MTB$31.8 billion11.6010.9%n/a5.8%0.652.7%
Northern Trust Corp. NTRS$31.4 billion14.6816.7%n/a15.1%1.181.9%
Banco Bradesco S.A. BBD *$28.9 billionn/a13.3%n/an/a0.227.3%
Citizens Financial Group Inc. CFG$27.5 billion13.139.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$26.9 billion12.4510.7%n/a0.9%1.470.3%
East West Bancorp Inc. EWBC$18.0 billion12.6215.6%n/a13.7%0.432.1%
Ally Financial Inc. ALLY$11.8 billion9.159.4%n/a11.5%1.483.1%
All 174 in Banking
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$902.3 billion14.5417.4%n/a13.5%3.301.8%
Bank of America Corp. BAC$357.1 billionn/an/an/an/a2.432.2%
HSBC Holdings plc HSBC *$296.8 billion14.4010.6%41.0%3.7%n/a4.5%
Royal Bank of Canada RY *$286.7 billion20.3614.6%n/a16.1%n/an/a
Wells Fargo & Company WFC$251.3 billion11.8313.1%n/a5.4%2.512.2%
Mitsubishi UFJ Financial Group Inc. MUFG *$242.2 billion22.288.8%34.1%22.6%n/a2.3%
Toronto-Dominion Bank TD *$213.6 billion15.3115.6%n/a18.4%n/a2.6%
American Express Co. AXP$213.5 billion17.9234.2%n/a10.2%1.641.2%
Citigroup Inc. C$208.2 billion13.418.4%n/a10.0%3.841.9%
Banco Santander, S.A. SAN *$171.9 billion11.6112.5%n/a0.5%n/a2.2%
Banco Bilbao Vizcaya Argentaria, S.A. BBVA *$142.7 billion12.6817.0%43.7%4.1%n/a3.3%
Capital One Financial Corp. COF$125.7 billion12.689.2%n/a45.3%0.401.5%
Bank of Montreal BMO *$123.3 billion21.279.9%n/a10.6%n/a2.9%
Mizuho Financial Group Inc. MFG *$118.8 billion16.3710.7%n/a38.1%n/a2.1%
Bank of Nova Scotia BNS *$116.9 billion23.339.0%n/a12.1%n/a3.6%
HDFC Bank Limited HDB *$110.6 billion14.918.6%n/a5.2%n/a2.2%
Canadian Imperial Bank of Commerce CM *$109.1 billion19.2213.1%n/a13.8%n/a2.6%
Bank of New York Mellon Corp. BNY$100.9 billion17.3014.1%n/a10.6%1.381.4%
ING Groep N.V. ING *$95.5 billion10.5715.4%n/an/an/a4.6%
U.S. Bancorp USB$92.9 billion11.9012.1%n/a6.7%1.423.5%
Sumitomo Mitsui Financial Group, Inc. SMFG *$92.5 billion12.806.2%n/a26.1%0.583.9%
PNC Financial Services Group, Inc. PNC$91.1 billion12.5611.5%n/a13.2%1.343.0%
Itaú Unibanco Holding S.A. ITUB *$81.6 billionn/a21.9%n/a-0.2%n/an/a
Lloyds Banking Group plc LYG *$81.5 billion14.939.8%n/a7.9%n/a3.2%
Barclays plc BCS *$79.4 billion10.129.2%n/a8.8%n/a2.1%
NatWest Group plc NWG *$71.0 billion9.5712.9%n/a13.2%n/a4.4%
Nu Holdings Ltd. NU *$58.1 billion20.4825.4%n/a37.0%0.39n/a
Truist Financial Corp. TFC$58.1 billion12.487.9%n/a-3.6%1.074.3%
Strategy Inc. MSTR$51.2 billionn/a-98.5%-7,295.4%7.8%0.22n/a
Fifth Third Bancorp FITB$48.5 billion18.266.8%n/a23.8%0.653.0%
State Street Corp. STT$47.4 billion14.1712.8%n/a13.3%0.922.0%
Coinbase Global, Inc. COIN$42.8 billionn/a-7.6%9.9%-10.4%0.45n/a
ORIX Corporation IX *$41.4 billionn/a10.0%13.7%15.9%n/a2.7%
KB Financial Group Inc. KB *$41.4 billion10.039.9%47.5%5.4%n/a2.2%
Rocket Companies, Inc. RKT$32.9 billion82.612.0%6.6%108.2%0.46n/a
M&T Bank Corp. MTB$31.8 billion11.6010.9%n/a5.8%0.652.7%
Huntington Bancshares Inc. HBAN$31.7 billion12.987.7%n/a30.6%0.733.9%
Northern Trust Corp. NTRS$31.4 billion14.6816.7%n/a15.1%1.181.9%
Shinhan Financial Group Co. Ltd. SHG *$31.3 billion8.858.6%n/an/a0.962.9%
Banco Bradesco S.A. BBD *$28.9 billionn/a13.3%n/an/a0.227.3%
Citizens Financial Group Inc. CFG$27.5 billion13.139.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$26.9 billion12.4510.7%n/a0.9%1.470.3%
Affirm Holdings, Inc. AFRM$25.6 billion13.2835.2%9.8%32.2%1.79n/a
Regions Financial Corp. RF$24.2 billion11.6011.8%n/a4.4%0.403.7%
Synchrony Financial SYF$23.4 billion7.8720.1%n/a0.3%1.031.6%
Keycorp KEY$22.6 billion12.3310.3%n/a51.6%0.743.9%
SoFi Technologies, Inc. SOFI$22.1 billion35.695.7%n/a40.8%0.300.0%
Circle Internet Group, Inc. CRCL$22.0 billion43.6812.9%7.4%n/a0.00n/a
East West Bancorp Inc. EWBC$18.0 billion12.6215.6%n/a13.7%0.432.1%
Pinnacle Financial Partners, Inc. PNFP$15.0 billionn/an/an/an/a0.751.6%
Ally Financial Inc. ALLY$11.8 billion9.159.4%n/a11.5%1.483.1%
Chime Financial, Inc. CHYM$11.3 billionn/a-1.3%-2.1%n/an/an/a
First Horizon Corp. FHN$11.0 billion11.1111.5%n/a10.3%0.472.8%
Iren Ltd. IREN$10.3 billionn/a-16.8%-148.0%41.1%1.810.0%
SouthState Bank Corp. SSB$10.2 billion11.0410.4%n/a25.2%0.172.3%
Wintrust Financial Corp. WTFC$10.1 billion12.0712.0%n/a11.5%0.581.4%
Popular, Inc. BPOP$10.1 billion10.6715.1%n/a9.9%0.231.9%
UMB Financial Corp. UMBF$10.0 billion10.0113.1%n/a27.3%0.451.4%
Cullen/Frost Bankers, Inc. CFR$9.8 billion14.6117.3%n/a6.6%1.352.6%
Zions Bancorporation, National Association ZION$9.5 billion8.3315.2%n/a15.2%0.412.8%
Old National Bancorp ONB$9.4 billion10.1011.5%n/a21.8%0.862.3%
Columbia Banking System, Inc. COLB$8.7 billion12.249.4%n/a33.6%0.654.8%
Hut 8 Corp. HUT$8.6 billionn/a-41.6%-295.3%129.5%5.36n/a
Central Bancompany, Inc. CBC$8.4 billionn/an/an/an/a4.213.2%
Western Alliance Bancorporation WAL$8.3 billion8.5512.5%n/a19.7%0.932.2%
BOK Financial Corp. BOKF$7.9 billion12.2510.7%n/a9.8%0.821.9%
Commerce Bancshares Inc. CBSH$7.9 billion13.3213.4%n/a8.6%0.562.0%
Valley National Bancorp VLY$7.8 billion11.958.8%n/a12.2%0.393.1%
Prosperity Bancshares Inc. PB$7.2 billion12.326.8%n/a13.3%0.32n/a
Terawulf Inc. WULF$6.7 billionn/a-1,323.4%-250.4%14.6%n/a0.0%
OneMain Holdings, Inc. OMF$6.6 billion8.6823.1%n/a7.8%6.737.3%
United Bankshares Inc. UBSI$6.5 billion13.099.3%n/a14.5%0.133.1%
FNB Corp. FNB$6.4 billion10.808.8%n/a11.8%0.682.7%
Glacier Bancorp, Inc. GBCI$6.3 billion19.727.2%n/a32.2%0.512.7%
Home Bancshares Inc. HOMB$6.0 billion12.2810.5%n/a7.1%0.202.8%
Hancock Whitney Corp. HWC$5.8 billion14.089.6%n/a-0.2%0.402.6%
Figure Technology Solutions, Inc. FIGR$5.8 billion25.1016.8%28.4%n/a0.68n/a
Credit Acceptance Corp. CACC$5.7 billion11.9731.6%27.9%2.6%0.69n/a
Atlantic Union Bankshares Corp. AUB$5.6 billion11.729.5%n/a46.5%0.373.7%
Associated Banc-Corp ASB$5.6 billion10.389.6%n/a45.2%0.883.2%
Ameris Bancorp ABCB$5.5 billion14.819.2%n/a8.7%0.341.0%
Riot Platforms, Inc. RIOT$5.5 billionn/a-60.4%-199.2%24.5%0.38n/a
Axos Financial, Inc. AX$5.2 billion10.8015.5%n/a17.6%0.34n/a
Eastern Bankshares, Inc. EBC$5.2 billion12.808.8%n/a81.8%0.092.4%
Core Scientific, Inc. CORZ$4.8 billionn/an/an/a26.4%n/an/a
TFS Financial Corp. TFSL$4.7 billion46.365.2%n/a10.5%2.976.8%
Fulton Financial Corp. FULT$4.5 billion11.1710.4%n/a6.7%0.453.2%
Enova International, Inc. ENVA$4.4 billion12.3824.4%24.0%20.1%3.43n/a
Dave Inc. DAVE$4.4 billion20.92107.1%n/a48.6%0.93n/a
United Community Banks Inc. UCB$4.4 billionn/an/an/an/a0.322.7%
First Financial Bankshares Inc. FFIN$4.3 billion16.2013.5%n/a12.4%0.042.6%
Cathay General Bancorp CATY$4.3 billion12.6111.4%n/a14.5%0.042.2%
Texas Capital Bancshares Inc. TCBI$4.3 billion13.0310.4%n/a10.9%0.14n/a
Flagstar Bank, National Association FLG$4.2 billion339.000.6%n/a-6.4%1.340.4%
International Bancshares Corp. IBOC$4.1 billion9.9912.2%n/a4.0%0.222.2%
First Bancorp /PR FBP$4.1 billion11.2618.8%n/a6.0%0.102.8%
Wsfs Financial Corp. WSFS$4.0 billion13.1111.8%n/a4.5%0.110.9%
Bread Financial Holdings, Inc. BFH$4.0 billion8.2615.6%n/a5.5%1.290.9%
CVB Financial Corp. CVBF$4.0 billion15.546.5%n/a14.1%0.353.5%
Independent Bank Corp. INDB$3.9 billion14.647.7%n/a41.0%0.203.0%
Bancfirst Corp. BANF$3.7 billion14.9212.9%n/a9.4%0.051.8%
Wesbanco Inc. WSBC$3.7 billion10.618.7%n/a38.1%0.433.9%
Cipher Digital Inc. CIFR$3.7 billionn/a-199.1%-278.1%20.3%9.69n/a
Renasant Corp. RNST$3.7 billion12.038.1%n/a32.8%0.292.3%
Nicolet Bankshares Inc. NIC$3.6 billion19.416.8%n/a41.0%0.040.8%
First Interstate Bancsystem Inc. FIBK$3.6 billion11.569.8%n/a6.0%0.235.0%
First Financial Bancorp FFBC$3.4 billion11.559.5%n/a18.3%0.333.1%
Simmons First National Corp. SFNC$3.3 billionn/a-10.0%n/a-79.0%0.373.7%
Community Financial System, Inc. CBU$3.3 billion14.5511.0%n/a9.5%0.293.0%
PennyMac Financial Services, Inc. PFSI$3.3 billion8.719.0%22.9%25.9%1.461.9%
SLM Corp. SLM$3.2 billion6.4225.2%n/a-6.7%2.852.9%
Gpgi, Inc. GPGI$3.2 billionn/a-10.0%n/an/a0.00n/a
Park National Corp. PRK$3.2 billion15.9611.0%n/a14.8%0.082.5%
Seacoast Banking Corp. of Florida SBCF$3.2 billion21.295.9%n/a31.9%0.482.3%
BankUnited, Inc. BKU$3.1 billion11.729.1%n/a6.8%0.743.0%
First Hawaiian, Inc. FHB$3.1 billion11.0510.1%n/a9.3%0.004.1%
Provident Financial Services Inc. PFS$3.0 billion9.6410.8%n/a8.1%0.974.1%
Customers Bancorp, Inc. CUBI$2.9 billion10.5613.2%n/a34.9%1.06n/a
Banc of California, Inc. BANC$2.9 billionn/a-0.7%n/a-13.3%0.892.4%
Mara Holdings, Inc. MARA$2.8 billionn/a-208.1%-366.3%0.7%1.46n/a
Bank of Hawaii Corp. BOH$2.7 billion12.2913.5%n/a12.7%0.494.0%
NBT Bancorp Inc. NBTB$2.7 billion12.7011.0%n/a19.4%0.242.8%
FB Financial Corp. FBK$2.6 billion14.1910.1%n/a63.7%0.161.5%
First Bancorp FBNC$2.6 billion19.687.8%n/a11.6%0.041.5%
Trustmark Corp. TRMK$2.6 billion11.4210.9%n/a4.5%0.342.2%
Beacon Financial Corp. BBT$2.5 billion15.916.3%n/an/a0.354.2%
First Merchants Corp. FRME$2.5 billion13.026.9%n/a5.1%0.593.6%
First Busey Corp. BUSE$2.4 billion12.089.7%n/a41.4%0.183.4%
Stock Yards Bancorp, Inc. SYBT$2.4 billion15.3412.0%n/a13.0%0.351.7%
Upstart Holdings, Inc. UPST$2.3 billion49.277.6%4.0%46.3%2.51n/a
Banner Corp. BANR$2.3 billionn/an/an/an/a0.262.9%
Euronet Worldwide, Inc. EEFT$2.3 billion9.6023.4%11.5%5.8%2.16n/a
Enterprise Financial Services Corp. EFSC$2.3 billion12.419.3%n/a14.4%0.332.1%
Merchants Bancorp MBIN$2.3 billion9.8611.2%n/a6.8%1.790.8%
Northwest Bancshares, Inc. NWBI$2.2 billion14.777.9%n/a17.4%0.445.3%
Federal Agricultural Mortgage Corp. AGM$2.2 billion11.1612.3%n/a14.7%18.753.0%
ServisFirst Bancshares, Inc. SFBS$2.2 billion6.7916.2%n/a20.5%0.823.7%
Wafd Inc. WAFD$2.2 billion9.248.5%n/a7.8%1.103.7%
Encore Capital Group Inc. ECPG$2.2 billion7.6928.0%37.7%29.5%4.13n/a
OFG Bancorp OFG$2.1 billion10.0315.7%n/a4.0%0.402.6%
First Commonwealth Financial Corp. FCF$2.1 billion12.7910.7%n/a11.5%0.172.6%
1ST Source Corp. SRCE$2.1 billion12.0013.5%n/a9.9%0.221.9%
Hilltop Holdings Inc. HTH$2.1 billion15.286.7%n/a0.2%0.462.2%
Bancorp, Inc. TBBK$2.1 billionn/an/an/an/a1.36n/a
City Holding Co. CHCO$2.0 billion15.5916.3%n/a7.2%0.652.4%
Dime Commercial Bancshares, Inc. DCOM$1.8 billion15.128.5%n/a36.6%0.41n/a
German American Bancorp, Inc. GABC$1.8 billion12.9211.7%n/a29.2%0.142.5%
S&T Bancorp Inc. STBA$1.8 billion13.4310.0%n/a8.1%0.202.8%
Hope Bancorp Inc. HOPE$1.8 billion13.885.6%n/a29.4%0.254.0%
Byline Bancorp, Inc. BY$1.7 billion11.6811.5%n/a10.2%0.461.1%
Oceanfirst Financial Corp. OCFC$1.7 billion20.812.0%17.7%13.5%0.954.5%
Trico Bancshares / TCBK$1.7 billion12.7510.1%n/a8.8%0.042.7%
National Bank Holdings Corp. NBHC$1.7 billion15.765.9%n/a12.5%0.213.3%
Happen, Inc. HAPN$1.7 billion8.6312.5%n/a18.4%0.00n/a
QCR Holdings Inc. QCRH$1.7 billion11.9312.4%n/a16.6%0.570.3%
Bank First Corp. BFC$1.6 billion19.249.9%n/a31.6%0.131.3%
ConnectOne Bancorp, Inc. CNOB$1.6 billion10.689.8%n/a63.4%0.562.3%
Live Oak Bancshares, Inc. LOB$1.6 billionn/an/an/an/a0.080.3%
Sharplink, Inc. SBET$1.6 billionn/a-121.2%-3,401.5%1,496.7%n/an/a
Pathward Financial, Inc. CASH$1.6 billion9.5220.7%n/a-0.8%0.240.3%
Wealthfront Corp. WLTH$1.6 billionn/a-11.6%n/an/an/an/a
Amalgamated Financial Corp. AMAL$1.5 billion13.6413.6%n/a14.4%0.08n/a
Triumph Financial, Inc. TFIN$1.5 billion32.095.1%n/a11.7%0.12n/a
Lakeland Financial Corp. LKFN$1.5 billion13.5115.5%n/a7.8%0.143.4%
Tompkins Financial Corp. TMP$1.5 billion8.2818.3%n/a42.5%0.762.6%
Westamerica Bancorporation WABC$1.4 billion13.4313.0%n/a-8.3%0.153.1%
Heritage Financial Corp. HFWA$1.2 billion13.677.0%n/a30.2%0.173.3%
Walker & Dunlop, Inc. WD$1.1 billion30.552.3%4.3%8.0%0.487.8%
Eagle Bancorp Inc. EGBN$1.0 billionn/a-4.2%n/a-0.3%0.150.6%
Hanmi Financial Corp. HAFC$969 million11.0011.0%31.2%15.7%0.163.4%
Central Pacific Financial Corp. CPF$967 million11.4615.0%n/a10.4%0.133.1%
Trustco Bank Corp. N Y TRST$966 million15.779.9%n/a10.2%0.172.7%
Southside Bancshares Inc. SBSI$943 million9.5611.8%n/a15.9%2.264.6%
World Acceptance Corp. WRLD$814 million21.3010.8%8.6%4.3%1.58n/a
66 companies share its SEC industry code (State Commercial Banks); the rest are the names nearest in size in its wider industry, Banking, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 20266 August 2026EDGAR
10-Q31 March 20268 May 2026EDGAR
10-K/A31 December 20255 March 2026EDGAR
10-K31 December 202525 February 2026EDGAR
10-Q30 September 20257 November 2025EDGAR
10-Q30 June 20257 August 2025EDGAR
10-Q31 March 20258 May 2025EDGAR
10-K31 December 202427 February 2025EDGAR
10-Q30 September 20246 November 2024EDGAR
10-Q30 June 20247 August 2024EDGAR