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Stock research / United States / FBP · State Commercial Banks · NYSE

First Bancorp /PR (FBP)

Results announcedFirst Bancorp /PR announced results on 22 October 2026

From the company's results press release.
Read moreIts figures show here once they match the quarters already filed. The tables update when the 10-Q or 10-K is filed. Read the release

First BanCorp is a financial holding company incorporated under the laws of the Commonwealth of Puerto Rico in 1948 to serve as the bank holding company for FirstBank. Its main office is in San Juan, Puerto Rico. Through its subsidiaries it provides commercial and consumer banking, mortgage banking, automobile financing, insurance agency services and other financial products in Puerto Rico, the U.S., the USVI and the BVI. FirstBank operates 57 banking branches in Puerto Rico, eight in the USVI and the BVI, and eight in the state of Florida. The Corporation and its subsidiaries had 3,218 regular employees as of 31 December 2025.

First Bancorp /PR

First BanCorp is a financial holding company incorporated under the laws of the Commonwealth of Puerto Rico in 1948 to serve as the bank holding company for FirstBank. Its main office is in San Juan, Puerto Rico. Through its subsidiaries it provides commercial and consumer banking, mortgage banking, automobile financing, insurance agency services and other financial products in Puerto Rico, the U.S., the USVI and the BVI. FirstBank operates 57 banking branches in Puerto Rico, eight in the USVI and the BVI, and eight in the state of Florida. The Corporation and its subsidiaries had 3,218 regular employees as of 31 December 2025.

How the business is organised

The Corporation has two wholly-owned subsidiaries. FirstBank is a Puerto Rico-chartered commercial bank, and FirstBank Insurance Agency, Inc. is a Puerto Rico-chartered insurance agency. FirstBank in turn has six wholly-owned subsidiaries with operations in Puerto Rico. One is First Federal Finance Corp. (doing business as Money Express La Financiera), a finance company that originates small loans through 25 offices in Puerto Rico. Another is FirstBank Overseas Corporation, an international banking entity.

The Corporation reports six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.

What it sells

Mortgage Banking originates, sells and services residential mortgage loans in the Puerto Rico region. These include loans that meet FHA, VA and RD standards, as well as conventional conforming and non-conforming loans. Conforming loans are sold to investors such as FNMA and FHLMC, and the Corporation has commitment authority to issue GNMA mortgage-backed securities.

Consumer (Retail) Banking covers consumer lending, commercial lending to small businesses, commercial transaction banking and deposit-taking. It works through the branch network, ATMs and online banking in the Puerto Rico region, and it also includes insurance activities there.

Commercial and Corporate Banking serves specialized and middle-market clients and the government sector in the Puerto Rico region. A substantial portion of its portfolio is secured by real estate collateral and personal guarantees from the borrowers.

The Corporation also lists credit cards, personal loans, small loans, and auto loans and leases among its activities.

Where it operates

The United States Operations segment covers all banking activity on the U.S. mainland, primarily in southern Florida through eight branches. It offers checking, savings and money market accounts, retail CDs, residential mortgages, home equity loans and lines of credit. For businesses it offers cash management, remote deposit capture, ACH transactions, and commercial and industrial, commercial real estate and construction loans.

The Virgin Islands Operations segment runs through eight branches on St. Thomas, St. Croix and St. John in the USVI and on Tortola in the BVI. Its main activities are consumer and commercial lending and deposit-taking.

By region, 2,854 employees work in Puerto Rico, 206 in Florida and 158 in the Virgin Islands.

How it funds its lending

Retail deposits gathered through the branches are a funding source for lending and investment. The Treasury and Investments segment manages the investment portfolio and the treasury function. It supplies funds to the other segments and compensates them for the deposits they gather. It also raises funds through brokered deposits, advances from the FHLB and repurchase agreements involving investment securities.

The Corporation says its results depend primarily on net interest income. That is the difference between interest earned on loans and investment securities and interest paid on deposits and borrowings.

How it competes

The Corporation describes banking in Puerto Rico, its main geographic service area, as highly competitive. Its competitors include other banks, insurance companies, mortgage banking companies, small loan companies, automobile financing companies, leasing companies, brokerage firms with retail operations, credit unions and certain retailers. Financial technology companies and digital platforms are also named as competitors. They compete with the Corporation on the range of products and services offered and on the types of clients, customers and industries served.

How it is regulated

The Federal Reserve Board supervises the Corporation, which has elected to be a financial holding company. FirstBank is supervised by the Office of the Commissioner of Financial Institutions of Puerto Rico (OCIF) and the FDIC, and its deposits are insured through the FDIC Deposit Insurance Fund. The CFPB regulates its consumer financial products and services. Its USVI operations answer to the USVI Division of Banking Insurance, and Financial Regulation, its BVI operations to the BVI Financial Services Commission, and its Florida operations to the Florida Office of Financial Regulation. FirstBank Insurance Agency is supervised by the Insurance Commissioner of Puerto Rico and by the Division of Banking, Insurance and Financial Regulation in the USVI.

As of 31 December 2025, the Corporation's total capital ratio was 18.01%, its CET1 ratio 16.76%, its Tier 1 ratio 16.76% and its leverage ratio 11.58%. The well-capitalized minimums are 10.00%, 6.50%, 8.00% and 5.00%.

Its people

About 66% of employees and 58% of management positions are held by women. Average tenure is 11 years. In 2025 the Corporation delivered more than 114,000 training hours across more than 1,800 courses. Employees also volunteered over 2,800 hours supporting more than 35 organizations. Benefits include health, dental and vision insurance, life and disability plans, and a defined contribution retirement plan to which both employees and the employer contribute.

From First BanCorp's annual report on Form 10-K for the year ended 31 December 2025. The filing

Compare with another name

First Bancorp /PR (FBP) reported revenue of $265 million for Q2 FY2026, the quarter ended 30 June 2026, up 7.3% on the same quarter a year earlier. Net income was $96 million, up 19.9% on the year, and diluted earnings per share $0.62. The figures are the company's own, from the 10-Q it filed with the SEC on 7 August 2026.

Revenue$265 millionup 7.3%
Net income$96 millionup 19.9%
Diluted EPS$0.62
QuarterQ2 FY2026ended 30 June 2026

First Bancorp /PR (FBP) in brief

First Bancorp /PR (FBP) reported revenue of $1.0 billion for fiscal 2025, the year ended 31 December 2025, up 6.7% on the year before.
Read moreNet income was $345 million and diluted earnings per share $2.15. Revenue was $938 million in fiscal 2024, $930 million in fiscal 2023, $918 million in fiscal 2022 and $851 million in fiscal 2021. Net income in the same years was $299 million, $303 million, $305 million and $281 million. Over the twelve months to 30 June 2026, First Bancorp /PR reported revenue of $1.0 billion and net income of $373 million. Revenue grew 7.1% a year, compounded, over the five years to fiscal 2025. First Bancorp /PR declared $0.76 a share in dividends over the last four quarters and had 153 million shares outstanding at the latest filed count. At the close of 28 October 2026 the market cap of First Bancorp /PR was $4.1 billion, 11.3 times its earnings over the last twelve months.

Ratios

From the filings

ROE18.8%
Net margin36.2%
Debt to equity0.10
Share count, last 12 months-5.5%
Sales CAGR, 3 years2.9%
Profit CAGR, 3 years4.2%
EPS, TTM$2.37

At the close of 28 October 2026

Price$26.68
Market cap$4.1 billion
Stock P/E11.26
Price to book2.06
EV / EBITDAn/a
Dividend yield2.8%
Market cap / sales3.96
52-week high$29.70
52-week low$19.25
Price, 1 year35.4%
Price CAGR, 3 years26.6%
Price CAGR, 5 years14.3%
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Debt to equity here stands on long-term debt as First Bancorp /PR files it, with lease liabilities counted separately and never inside it. First Bancorp /PR files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.
FBPgreeksoup.ai
Daily prices to 28 October 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on FBP

Dividends$0.76 a share over the four quarters to 30 June 2026, a 2.85% yield
Filings17 in twelve months: 7 current reports (8-K), about 3 results of operations; 3 officer or director change; 1 acquisition or disposition completed; 1 shareholder vote
Planned insider sales5 Form 144 notices in twelve months, $5.2 million; latest 2 September 2026
Options tapeput/call 2.02 by open interest at the 29 October 2026 close; the straddle prices a 24.9% move to 20 November 2026
13F holders307 funds reported a position for the quarter to 30 June 2026; largest BlackRock, Inc.
Insider trading6 sales and 0 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest7.7 million shares short, 5.71 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 3 earnings press releases, each linked

Quarterly results, the last 20 quarters

Q3 FY2021Q4 FY2021 *Q1 FY2022Q2 FY2022Q3 FY2022Q4 FY2022 *Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue215215218227238235233236230230231232235241248247249257259265
Interest expense15.414.312.212.414.827.941.552.463.768.872.072.6n/an/an/an/an/an/an/an/a
Pre-tax income11311512610910710710310110984.997.410196.496.0100103106107114120
Tax rate33%36%34%31%30%31%31%30%25%6%25%25%24%21%23%22%5%19%22%20%
Net income75.773.682.674.774.673.270.770.782.079.573.575.873.775.777.180.210187.188.896.2
Net margin35%34%38%33%31%31%30%30%36%35%32%33%31%31%31%32%40%34%34%36%
Diluted EPS$0.36$0.34$0.41$0.38$0.40$0.40$0.39$0.39$0.46$0.46$0.44$0.46$0.45$0.46$0.47$0.50$0.63$0.55$0.57$0.62
Operating cash flow79.096.211510511510611551.011779.211871.111896.810895.413810712192.2
Capital expenditure2.72.66.85.13.65.01.714.53.72.74.11.72.51.61.52.62.94.15.25.0
Free cash flow76.493.610899.711210111436.511476.611469.411595.210792.813510311687.2
Buybacks50.364.452.710074.550.553.20.073.776.352.449.20.80.024.928.750.150.054.650.3
Dividends paid14.420.319.723.622.422.125.126.024.723.826.626.826.026.129.329.728.528.032.131.0
Shares outstanding206m202m199m192m186m183m180m180m174m169m167m164m164m164m163m162m159m157m155m153m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 17 fiscal years and the trailing twelve months

FY2009FY2010FY2011FY2012FY2013 †FY2014 †FY2015 †FY2016 †FY2017FY2018 †FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Revenue6615805015114995795845725546086587128519189309381,0011,029
Interest expense47837126617613111610310196.999.610992.764.867.3226n/an/an/a
Pre-tax income-271-34115.9142-48.691.627.713062.0191239116428448397391417448
Income tax4.51039.35.95.2-3016.4-37.0-5.0-11.072.014.114714394.692.571.975.5
Effective tax raten/an/a58.8%4.2%n/a-328.1%23.2%-28.4%-8.0%-5.8%30.1%12.1%34.3%31.8%23.8%23.6%17.2%16.8%
Net income-275-524-82.229.8-16439221.393.267.0202167102281305303299345373
Net margin-41.6%-90.5%-16.4%5.8%-32.9%67.7%3.6%16.3%12.1%33.2%25.5%14.4%33.0%33.2%32.6%31.8%34.5%36.2%
Diluted EPS-$52.22-$10.79$2.18$0.14-$0.80$1.87$0.10$0.43$0.30$0.92$0.76$0.46$1.31$1.59$1.71$1.81$2.15$2.37
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Revenue by segment FY2018 to FY2025

FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025Share
of the parts, latest year
Consumer (Retail) Banking Segment26629627235155257764767961.0%
Commercial and Corporate Segment83.810314820815115316518216.3%
United States Operations Segment62.165.358.769.977.277.681.690.98.2%
Mortgage Banking Activities96.585.698.112993.887.086.085.87.7%
Virgin Islands Operations Segment35.534.033.433.358.464.770.675.36.8%
Treasury and Investments Segment64.173.410259.6-14.1-29.8-112-112n/a
Consumer (Retail) Banking SegmentCommercial and Corporate SegmentUnited States Operations SegmentMortgage Banking ActivitiesVirgin Islands Operations SegmentTreasury and Investments Segment
608FY2018658FY2019712FY2020851FY2021933FY2022960FY20231,050FY20241,113FY2025

$ million; hover a block for its figure and share; the figure over a bar is its parts, before the lines named below

From the company's 10-Ks, in its own words (latest 10-K).
Read moreEach year's figures come from the most recent 10-K that includes that year. A year is shown only where the parts add up to the revenue above. Fiscal years are labelled by the year they end in. Treasury and Investments Segment is below zero in FY2022, FY2023, FY2024 and FY2025 as the 10-K filed it, so it has no share or block for those years.

Profit by segment FY2018 to FY2025

The profit before tax each segment reports. Costs First Bancorp /PR does not charge to a segment are left out, so the segments can add up to more than the company's own profit before tax.

FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025Margin
FY2025
Consumer (Retail) Banking Segment13013886.416621921024328942.6%
Commercial and Corporate Segment46.785.845.023913212013813875.8%
United States Operations Segment16.624.012.337.039.526.242.739.243.1%
Mortgage Banking Activities45.237.342.511662.855.058.543.550.7%
Virgin Islands Operations Segment-1.49.10.26.516.924.629.729.138.6%
Treasury and Investments Segment61.270.795.455.6-22.7-38.4-121-122n/a
Consumer (Retail) Banking SegmentCommercial and Corporate SegmentUnited States Operations SegmentMortgage Banking ActivitiesVirgin Islands Operations SegmentTreasury and Investments Segment
298FY2018365FY2019282FY2020620FY2021448FY2022397FY2023391FY2024417FY2025

$ million; the figure over a bar is all the segments together; a year a segment lost money, it hangs below the line. Hover a block for its profit, sales and margin.

FY2025Share of salesShare of profit
Consumer (Retail) Banking Segment61%54%
Commercial and Corporate Segment16%26%
United States Operations Segment8%7%
Mortgage Banking Activities8%8%
Virgin Islands Operations Segment7%5%
Treasury and Investments Segment0%a loss

Each column adds to 100%. A segment with a bigger share of the profit than of the sales makes more on each dollar it sells.

From the company's 10-Ks, in its own words (latest 10-K).
Read moreEach year's figures come from the most recent 10-K that includes that year. A year is shown only where every segment with sales that year has a profit before tax figure. A margin is a segment's profit before tax over its own sales.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for First Bancorp /PR: a bank's lending and deposits run through its operating cash flow, so its free cash flow swings with the balance sheet rather than with what the bank earns. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2009FY2010FY2011FY2012FY2013 †FY2014 †FY2015 †FY2016 †FY2017FY2018 †FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Operating cash flow243237157229342264262199236288294298400440363404449458
Capital expenditure40.332.013.411.911.822.312.510.49.420.522.516.113.320.522.610.011.017.1
Free cash flow203205144217330242249189227268272282386420340394438441
Cash from investing-3823,0192,326305-43125543983.2-73.3-223-343-1,239-1,263-681-78.5136-170-469
Cash from financing437-3,590-2,406-33.6-201-379-745-735254-1951071,7911,912-1,822-102-44.1-779-165
Depreciation and amortisationn/a20.924.524.224.021.021.117.616.415.017.620.125.022.320.518.617.2n/a
Share-based compensation0.10.10.10.82.94.26.06.97.35.83.95.15.55.47.88.710.110.6
Buybacksn/an/a0.00.00.50.91.21.12.52.82.00.2217278203102154205
Dividends paid43.10.0-26.40.00.00.00.00.00.06.530.443.465.087.899.7106116120
Dividend per share$2.10$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.03$0.14$0.20$0.31$0.46$0.56$0.64$0.72n/a
Diluted shares, weightedn/a11m90m206m206m211m213m216m216m217m217m218m211m192m177m165m161m154m
Shares outstanding at period endn/a21m205m206m207m213m215m217m216m217m217m218m202m183m169m164m157m153m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2009FY2010FY2011FY2012FY2013 †FY2014 †FY2015 †FY2016 †FY2017FY2018 †FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Funded by
Shareholders' equity1,5991,0581,4441,4851,2161,6721,6941,7861,8692,0452,2282,2752,1021,3261,4981,6691,9671,977
Depositsn/a12,0599,9089,8659,8809,4849,3388,8319,0238,9959,34815,31717,78516,14316,55616,87116,67016,870
Short-term borrowingsn/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a0.0n/a
Debtn/an/an/an/an/an/an/an/an/an/an/a924684934662562290200
Other liabilitiesn/a2,4761,7751,7501,5611,5721,5411,3051,3701,2041,035277215232194191206195
Total liabilities and equityn/a15,59313,12713,10012,65712,72812,57311,92212,26112,24412,61118,79320,78518,63418,91019,29319,13319,241
Owned
Fixed assetsn/a209195181167167161151142148150158146143142133127129
Goodwilln/an/a28.128.128.128.128.128.128.128.128.138.638.638.638.638.638.638.6
Intangible assetsn/an/a0.023.5n/an/an/an/an/a10.77.640.929.921.113.47.03.53.0
Securities held for sale or to maturityn/a4530.01,7311,978n/a1612,0382,0412,0872,2624,6476,6326,0375,5844,8834,8194,916
Loansn/a11,10210,0659,6199,3509,0408,8728,6818,6198,6628,84711,39110,79211,29211,92412,50312,87613,012
Resale agreementsn/a6.22.60.0n/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Cash and equivalents7043704479476567967523007165866441,4942,5434816631,159659561
Other assetsn/a3,4522,3905704782,6972,5987257157226721,023604622545569610582
Total assetsn/a15,59313,12713,10012,65712,72812,57311,92212,26112,24412,61118,79320,78518,63418,91019,29319,13319,241
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded5.5%7.1%2.9%6.0%
Profit growth, compounded32.1%27.5%4.2%21.5%
Return on equity, average12.3%18.4%18.6%17.5%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Questions

What was First Bancorp /PR's revenue in fiscal 2025?

First Bancorp /PR (FBP) reported revenue of $1.0 billion for fiscal 2025, the year ended 31 December 2025, up 6.7% on the year before.

How much did First Bancorp /PR earn in fiscal 2025?

Net income was $345 million for fiscal 2025, and diluted earnings per share $2.15.

What is First Bancorp /PR's P/E ratio?

At the close of 28 October 2026, First Bancorp /PR traded at 11.3 times its earnings over the twelve months to 30 June 2026.

What is First Bancorp /PR's market cap?

The market cap of First Bancorp /PR was $4.1 billion at the close of 28 October 2026.

Does First Bancorp /PR pay a dividend?

Yes. First Bancorp /PR declared $0.76 a share in dividends over the four quarters to 30 June 2026.

Peers: Banking

CompanyMarket capP/EROEOp. marginSales growth
TTM		Debt to equityDiv. yield
Bank of Nova Scotia BNS *$116.9 billion23.339.0%n/a12.1%n/a3.6%
Bank of New York Mellon Corp. BNY$100.9 billion17.3014.1%n/a10.6%1.381.4%
Itaú Unibanco Holding S.A. ITUB *$81.6 billionn/a21.9%n/a-0.2%n/an/a
Fifth Third Bancorp FITB$48.5 billion18.266.8%n/a23.8%0.653.0%
State Street Corp. STT$47.4 billion14.1712.8%n/a13.3%0.922.0%
M&T Bank Corp. MTB$31.8 billion11.6010.9%n/a5.8%0.652.7%
Northern Trust Corp. NTRS$31.4 billion14.6816.7%n/a15.1%1.181.9%
Banco Bradesco S.A. BBD *$28.9 billionn/a13.3%n/an/a0.227.3%
Citizens Financial Group Inc. CFG$27.5 billion13.139.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$26.9 billion12.4510.7%n/a0.9%1.470.3%
East West Bancorp Inc. EWBC$18.0 billion12.6215.6%n/a13.7%0.432.1%
Ally Financial Inc. ALLY$11.8 billion9.159.4%n/a11.5%1.483.1%
All 174 in Banking
CompanyMarket capP/EROEOp. marginSales growth
TTM		Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$902.3 billion14.5417.4%n/a13.5%3.301.8%
Bank of America Corp. BAC$357.1 billionn/an/an/an/a2.432.2%
HSBC Holdings plc HSBC *$296.8 billion14.4010.6%41.0%3.7%n/a4.5%
Royal Bank of Canada RY *$286.7 billion20.3614.6%n/a16.1%n/an/a
Wells Fargo & Company WFC$251.3 billion11.8313.1%n/a5.4%2.512.2%
Mitsubishi UFJ Financial Group Inc. MUFG *$242.2 billion22.288.8%34.1%22.6%n/a2.3%
Toronto-Dominion Bank TD *$213.6 billion15.3115.6%n/a18.4%n/a2.6%
American Express Co. AXP$213.5 billion17.9234.2%n/a10.2%1.641.2%
Citigroup Inc. C$208.2 billion13.418.4%n/a10.0%3.841.9%
Banco Santander, S.A. SAN *$171.9 billion11.6112.5%n/a0.5%n/a2.2%
Banco Bilbao Vizcaya Argentaria, S.A. BBVA *$142.7 billion12.6817.0%43.7%4.1%n/a3.3%
Capital One Financial Corp. COF$125.7 billion12.689.2%n/a45.3%0.401.5%
Bank of Montreal BMO *$123.3 billion21.279.9%n/a10.6%n/a2.9%
Mizuho Financial Group Inc. MFG *$118.8 billion16.3710.7%n/a38.1%n/a2.1%
Bank of Nova Scotia BNS *$116.9 billion23.339.0%n/a12.1%n/a3.6%
HDFC Bank Limited HDB *$110.6 billion14.918.6%n/a5.2%n/a2.2%
Canadian Imperial Bank of Commerce CM *$109.1 billion19.2213.1%n/a13.8%n/a2.6%
Bank of New York Mellon Corp. BNY$100.9 billion17.3014.1%n/a10.6%1.381.4%
ING Groep N.V. ING *$95.5 billion10.5715.4%n/an/an/a4.6%
U.S. Bancorp USB$92.9 billion11.9012.1%n/a6.7%1.423.5%
Sumitomo Mitsui Financial Group, Inc. SMFG *$92.5 billion12.806.2%n/a26.1%0.583.9%
PNC Financial Services Group, Inc. PNC$91.1 billion12.5611.5%n/a13.2%1.343.0%
Itaú Unibanco Holding S.A. ITUB *$81.6 billionn/a21.9%n/a-0.2%n/an/a
Lloyds Banking Group plc LYG *$81.5 billion14.939.8%n/a7.9%n/a3.2%
Barclays plc BCS *$79.4 billion10.129.2%n/a8.8%n/a2.1%
NatWest Group plc NWG *$71.0 billion9.5712.9%n/a13.2%n/a4.4%
Nu Holdings Ltd. NU *$58.1 billion20.4825.4%n/a37.0%0.39n/a
Truist Financial Corp. TFC$58.1 billion12.487.9%n/a-3.6%1.074.3%
Strategy Inc. MSTR$51.2 billionn/a-98.5%-7,295.4%7.8%0.22n/a
Fifth Third Bancorp FITB$48.5 billion18.266.8%n/a23.8%0.653.0%
State Street Corp. STT$47.4 billion14.1712.8%n/a13.3%0.922.0%
Coinbase Global, Inc. COIN$42.8 billionn/a-7.6%9.9%-10.4%0.45n/a
ORIX Corporation IX *$41.4 billionn/a10.0%13.7%15.9%n/a2.7%
KB Financial Group Inc. KB *$41.4 billion10.039.9%47.5%5.4%n/a2.2%
Rocket Companies, Inc. RKT$32.9 billion82.612.0%6.6%108.2%0.46n/a
M&T Bank Corp. MTB$31.8 billion11.6010.9%n/a5.8%0.652.7%
Huntington Bancshares Inc. HBAN$31.7 billion12.987.7%n/a30.6%0.733.9%
Northern Trust Corp. NTRS$31.4 billion14.6816.7%n/a15.1%1.181.9%
Shinhan Financial Group Co. Ltd. SHG *$31.3 billion8.858.6%n/an/a0.962.9%
Banco Bradesco S.A. BBD *$28.9 billionn/a13.3%n/an/a0.227.3%
Citizens Financial Group Inc. CFG$27.5 billion13.139.0%n/a10.6%0.712.8%
First Citizens Bancshares Inc. FCNCA$26.9 billion12.4510.7%n/a0.9%1.470.3%
Affirm Holdings, Inc. AFRM$25.6 billion13.2835.2%9.8%32.2%1.79n/a
Regions Financial Corp. RF$24.2 billion11.6011.8%n/a4.4%0.403.7%
Synchrony Financial SYF$23.4 billion7.8720.1%n/a0.3%1.031.6%
Keycorp KEY$22.6 billion12.3310.3%n/a51.6%0.743.9%
SoFi Technologies, Inc. SOFI$22.1 billion35.695.7%n/a40.8%0.300.0%
Circle Internet Group, Inc. CRCL$22.0 billion43.6812.9%7.4%n/a0.00n/a
East West Bancorp Inc. EWBC$18.0 billion12.6215.6%n/a13.7%0.432.1%
Pinnacle Financial Partners, Inc. PNFP$15.0 billionn/an/an/an/a0.751.6%
Ally Financial Inc. ALLY$11.8 billion9.159.4%n/a11.5%1.483.1%
Chime Financial, Inc. CHYM$11.3 billionn/a-1.3%-2.1%n/an/an/a
First Horizon Corp. FHN$11.0 billion11.1111.5%n/a10.3%0.472.8%
Iren Ltd. IREN$10.3 billionn/a-16.8%-148.0%41.1%1.810.0%
SouthState Bank Corp. SSB$10.2 billion11.0410.4%n/a25.2%0.172.3%
Wintrust Financial Corp. WTFC$10.1 billion12.0712.0%n/a11.5%0.581.4%
Popular, Inc. BPOP$10.1 billion10.6715.1%n/a9.9%0.231.9%
UMB Financial Corp. UMBF$10.0 billion10.0113.1%n/a27.3%0.451.4%
Cullen/Frost Bankers, Inc. CFR$9.8 billion14.6117.3%n/a6.6%1.352.6%
Zions Bancorporation, National Association ZION$9.5 billion8.3315.2%n/a15.2%0.412.8%
Old National Bancorp ONB$9.4 billion10.1011.5%n/a21.8%0.862.3%
Columbia Banking System, Inc. COLB$8.7 billion12.249.4%n/a33.6%0.654.8%
Hut 8 Corp. HUT$8.6 billionn/a-41.6%-295.3%129.5%5.36n/a
Central Bancompany, Inc. CBC$8.4 billionn/an/an/an/a4.213.2%
Western Alliance Bancorporation WAL$8.3 billion8.5512.5%n/a19.7%0.932.2%
BOK Financial Corp. BOKF$7.9 billion12.2510.7%n/a9.8%0.821.9%
Commerce Bancshares Inc. CBSH$7.9 billion13.3213.4%n/a8.6%0.562.0%
Valley National Bancorp VLY$7.8 billion11.958.8%n/a12.2%0.393.1%
Prosperity Bancshares Inc. PB$7.2 billion12.326.8%n/a13.3%0.32n/a
Terawulf Inc. WULF$6.7 billionn/a-1,323.4%-250.4%14.6%n/a0.0%
OneMain Holdings, Inc. OMF$6.6 billion8.6823.1%n/a7.8%6.737.3%
United Bankshares Inc. UBSI$6.5 billion13.099.3%n/a14.5%0.133.1%
FNB Corp. FNB$6.4 billion10.808.8%n/a11.8%0.682.7%
Glacier Bancorp, Inc. GBCI$6.3 billion19.727.2%n/a32.2%0.512.7%
Home Bancshares Inc. HOMB$6.0 billion12.2810.5%n/a7.1%0.202.8%
Hancock Whitney Corp. HWC$5.8 billion14.089.6%n/a-0.2%0.402.6%
Figure Technology Solutions, Inc. FIGR$5.8 billion25.1016.8%28.4%n/a0.68n/a
Credit Acceptance Corp. CACC$5.7 billion11.9731.6%27.9%2.6%0.69n/a
Atlantic Union Bankshares Corp. AUB$5.6 billion11.729.5%n/a46.5%0.373.7%
Associated Banc-Corp ASB$5.6 billion10.389.6%n/a45.2%0.883.2%
Ameris Bancorp ABCB$5.5 billion14.819.2%n/a8.7%0.341.0%
Riot Platforms, Inc. RIOT$5.5 billionn/a-60.4%-199.2%24.5%0.38n/a
Axos Financial, Inc. AX$5.2 billion10.8015.5%n/a17.6%0.34n/a
Eastern Bankshares, Inc. EBC$5.2 billion12.808.8%n/a81.8%0.092.4%
Core Scientific, Inc. CORZ$4.8 billionn/an/an/a26.4%n/an/a
TFS Financial Corp. TFSL$4.7 billion46.365.2%n/a10.5%2.976.8%
Fulton Financial Corp. FULT$4.5 billion11.1710.4%n/a6.7%0.453.2%
Enova International, Inc. ENVA$4.4 billion12.3824.4%24.0%20.1%3.43n/a
Dave Inc. DAVE$4.4 billion20.92107.1%n/a48.6%0.93n/a
United Community Banks Inc. UCB$4.4 billionn/an/an/an/a0.322.7%
First Financial Bankshares Inc. FFIN$4.3 billion16.2013.5%n/a12.4%0.042.6%
Cathay General Bancorp CATY$4.3 billion12.6111.4%n/a14.5%0.042.2%
Texas Capital Bancshares Inc. TCBI$4.3 billion13.0310.4%n/a10.9%0.14n/a
Flagstar Bank, National Association FLG$4.2 billion339.000.6%n/a-6.4%1.340.4%
International Bancshares Corp. IBOC$4.1 billion9.9912.2%n/a4.0%0.222.2%
First Bancorp /PR FBP$4.1 billion11.2618.8%n/a6.0%0.102.8%
Wsfs Financial Corp. WSFS$4.0 billion13.1111.8%n/a4.5%0.110.9%
Bread Financial Holdings, Inc. BFH$4.0 billion8.2615.6%n/a5.5%1.290.9%
CVB Financial Corp. CVBF$4.0 billion15.546.5%n/a14.1%0.353.5%
Independent Bank Corp. INDB$3.9 billion14.647.7%n/a41.0%0.203.0%
Bancfirst Corp. BANF$3.7 billion14.9212.9%n/a9.4%0.051.8%
Wesbanco Inc. WSBC$3.7 billion10.618.7%n/a38.1%0.433.9%
Cipher Digital Inc. CIFR$3.7 billionn/a-199.1%-278.1%20.3%9.69n/a
Renasant Corp. RNST$3.7 billion12.038.1%n/a32.8%0.292.3%
Nicolet Bankshares Inc. NIC$3.6 billion19.416.8%n/a41.0%0.040.8%
First Interstate Bancsystem Inc. FIBK$3.6 billion11.569.8%n/a6.0%0.235.0%
First Financial Bancorp FFBC$3.4 billion11.559.5%n/a18.3%0.333.1%
Simmons First National Corp. SFNC$3.3 billionn/a-10.0%n/a-79.0%0.373.7%
Community Financial System, Inc. CBU$3.3 billion14.5511.0%n/a9.5%0.293.0%
PennyMac Financial Services, Inc. PFSI$3.3 billion8.719.0%22.9%25.9%1.461.9%
SLM Corp. SLM$3.2 billion6.4225.2%n/a-6.7%2.852.9%
Gpgi, Inc. GPGI$3.2 billionn/a-10.0%n/an/a0.00n/a
Park National Corp. PRK$3.2 billion15.9611.0%n/a14.8%0.082.5%
Seacoast Banking Corp. of Florida SBCF$3.2 billion21.295.9%n/a31.9%0.482.3%
BankUnited, Inc. BKU$3.1 billion11.729.1%n/a6.8%0.743.0%
First Hawaiian, Inc. FHB$3.1 billion11.0510.1%n/a9.3%0.004.1%
Provident Financial Services Inc. PFS$3.0 billion9.6410.8%n/a8.1%0.974.1%
Customers Bancorp, Inc. CUBI$2.9 billion10.5613.2%n/a34.9%1.06n/a
Banc of California, Inc. BANC$2.9 billionn/a-0.7%n/a-13.3%0.892.4%
Mara Holdings, Inc. MARA$2.8 billionn/a-208.1%-366.3%0.7%1.46n/a
Bank of Hawaii Corp. BOH$2.7 billion12.2913.5%n/a12.7%0.494.0%
NBT Bancorp Inc. NBTB$2.7 billion12.7011.0%n/a19.4%0.242.8%
FB Financial Corp. FBK$2.6 billion14.1910.1%n/a63.7%0.161.5%
First Bancorp FBNC$2.6 billion19.687.8%n/a11.6%0.041.5%
Trustmark Corp. TRMK$2.6 billion11.4210.9%n/a4.5%0.342.2%
Beacon Financial Corp. BBT$2.5 billion15.916.3%n/an/a0.354.2%
First Merchants Corp. FRME$2.5 billion13.026.9%n/a5.1%0.593.6%
First Busey Corp. BUSE$2.4 billion12.089.7%n/a41.4%0.183.4%
Stock Yards Bancorp, Inc. SYBT$2.4 billion15.3412.0%n/a13.0%0.351.7%
Upstart Holdings, Inc. UPST$2.3 billion49.277.6%4.0%46.3%2.51n/a
Banner Corp. BANR$2.3 billionn/an/an/an/a0.262.9%
Euronet Worldwide, Inc. EEFT$2.3 billion9.6023.4%11.5%5.8%2.16n/a
Enterprise Financial Services Corp. EFSC$2.3 billion12.419.3%n/a14.4%0.332.1%
Merchants Bancorp MBIN$2.3 billion9.8611.2%n/a6.8%1.790.8%
Northwest Bancshares, Inc. NWBI$2.2 billion14.777.9%n/a17.4%0.445.3%
Federal Agricultural Mortgage Corp. AGM$2.2 billion11.1612.3%n/a14.7%18.753.0%
ServisFirst Bancshares, Inc. SFBS$2.2 billion6.7916.2%n/a20.5%0.823.7%
Wafd Inc. WAFD$2.2 billion9.248.5%n/a7.8%1.103.7%
Encore Capital Group Inc. ECPG$2.2 billion7.6928.0%37.7%29.5%4.13n/a
OFG Bancorp OFG$2.1 billion10.0315.7%n/a4.0%0.402.6%
First Commonwealth Financial Corp. FCF$2.1 billion12.7910.7%n/a11.5%0.172.6%
1ST Source Corp. SRCE$2.1 billion12.0013.5%n/a9.9%0.221.9%
Hilltop Holdings Inc. HTH$2.1 billion15.286.7%n/a0.2%0.462.2%
Bancorp, Inc. TBBK$2.1 billionn/an/an/an/a1.36n/a
City Holding Co. CHCO$2.0 billion15.5916.3%n/a7.2%0.652.4%
Dime Commercial Bancshares, Inc. DCOM$1.8 billion15.128.5%n/a36.6%0.41n/a
German American Bancorp, Inc. GABC$1.8 billion12.9211.7%n/a29.2%0.142.5%
S&T Bancorp Inc. STBA$1.8 billion13.4310.0%n/a8.1%0.202.8%
Hope Bancorp Inc. HOPE$1.8 billion13.885.6%n/a29.4%0.254.0%
Byline Bancorp, Inc. BY$1.7 billion11.6811.5%n/a10.2%0.461.1%
Oceanfirst Financial Corp. OCFC$1.7 billion20.812.0%17.7%13.5%0.954.5%
Trico Bancshares / TCBK$1.7 billion12.7510.1%n/a8.8%0.042.7%
National Bank Holdings Corp. NBHC$1.7 billion15.765.9%n/a12.5%0.213.3%
Happen, Inc. HAPN$1.7 billion8.6312.5%n/a18.4%0.00n/a
QCR Holdings Inc. QCRH$1.7 billion11.9312.4%n/a16.6%0.570.3%
Bank First Corp. BFC$1.6 billion19.249.9%n/a31.6%0.131.3%
ConnectOne Bancorp, Inc. CNOB$1.6 billion10.689.8%n/a63.4%0.562.3%
Live Oak Bancshares, Inc. LOB$1.6 billionn/an/an/an/a0.080.3%
Sharplink, Inc. SBET$1.6 billionn/a-121.2%-3,401.5%1,496.7%n/an/a
Pathward Financial, Inc. CASH$1.6 billion9.5220.7%n/a-0.8%0.240.3%
Wealthfront Corp. WLTH$1.6 billionn/a-11.6%n/an/an/an/a
Amalgamated Financial Corp. AMAL$1.5 billion13.6413.6%n/a14.4%0.08n/a
Triumph Financial, Inc. TFIN$1.5 billion32.095.1%n/a11.7%0.12n/a
Lakeland Financial Corp. LKFN$1.5 billion13.5115.5%n/a7.8%0.143.4%
Tompkins Financial Corp. TMP$1.5 billion8.2818.3%n/a42.5%0.762.6%
Westamerica Bancorporation WABC$1.4 billion13.4313.0%n/a-8.3%0.153.1%
Heritage Financial Corp. HFWA$1.2 billion13.677.0%n/a30.2%0.173.3%
Walker & Dunlop, Inc. WD$1.1 billion30.552.3%4.3%8.0%0.487.8%
Eagle Bancorp Inc. EGBN$1.0 billionn/a-4.2%n/a-0.3%0.150.6%
Hanmi Financial Corp. HAFC$969 million11.0011.0%31.2%15.7%0.163.4%
Central Pacific Financial Corp. CPF$967 million11.4615.0%n/a10.4%0.133.1%
Trustco Bank Corp. N Y TRST$966 million15.779.9%n/a10.2%0.172.7%
Southside Bancshares Inc. SBSI$943 million9.5611.8%n/a15.9%2.264.6%
World Acceptance Corp. WRLD$814 million21.3010.8%8.6%4.3%1.58n/a
66 companies share its SEC industry code (State Commercial Banks); the rest are the names nearest in size in its wider industry, Banking, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 20267 August 2026EDGAR
10-Q31 March 20268 May 2026EDGAR
10-K31 December 202527 February 2026EDGAR
10-Q30 September 20257 November 2025EDGAR
10-Q30 June 20257 August 2025EDGAR
10-Q31 March 20259 May 2025EDGAR
10-K31 December 202428 February 2025EDGAR
10-Q30 September 20248 November 2024EDGAR
10-Q30 June 20249 August 2024EDGAR
10-Q31 March 20249 May 2024EDGAR