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Stocks / United States / HBAN · National Commercial Banks · Nasdaq

Huntington Bancshares Inc. /Md/ (HBAN)

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Huntington Bancshares Inc. /Md/ (HBAN) reported revenue of $472 million for Q1 FY2026, the quarter ended 31 March 2026, up 34.5% on the same quarter a year earlier. Net income was $523 million, down 0.8% on the year, and diluted earnings per share $0.25. The figures are the company's own, from the 10-Q it filed with the SEC on 30 April 2026.

Revenue$472 millionup 34.5%
Net income$523 milliondown 0.8%
Diluted EPS$0.25
QuarterQ1 FY2026ended 31 March 2026

Ratios

From the filings

ROE6.8%
Net margin131.1%
Debt to equity0.66
Share count, 1 year39.1%
Sales CAGR, 3 years5.8%
Profit CAGR, 3 years-0.4%
EPS, TTM$1.30

At the close of 21 September 2026

Price$16.04
Market cap$32.5 billion
Stock P/E12.34
Price to book1.00
EV / EBITDAn/a
Dividend yield3.9%
Market cap / sales19.32
52-week high$19.27
52-week low$15.02
Price, 1 year-9.5%
Price CAGR, 3 years15.9%
Price CAGR, 5 years2.0%

Every figure is arithmetic on the filed lines (hover a name for the formula); the priced ones use the latest daily close, CBOE delayed quotes, daily history, by CBOE, for splits. Debt to equity here stands on long-term debt as Huntington Bancshares Inc. /Md/ files it, with lease liabilities counted separately and never inside it. Huntington Bancshares Inc. /Md/ files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.

Price, 17 September 2021 to 21 September 2026

Daily closes from CBOE delayed quotes, daily history, by CBOE, for splits; the last is 21 September 2026. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on HBAN

Filings42 in twelve months: 32 current reports (8-K), about 16 other events; 8 regulation fd disclosure; 5 results of operations; 2 officer or director change; 2 shareholder vote
Planned insider sales15 Form 144 notices in twelve months, $8.4 million; latest 3 August 2026
Options tapeput/call 1.04 by open interest on 23 September 2026; the straddle prices a 5.1% move to 16 October 2026
Holders9 of the followed funds hold it; largest Geode Capital Management; 6 Schedule 13D or 13G filings in twelve months
Insider trading5 sales and 7 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest51.5 million shares short, 2.50 days to cover at 31 August 2026
Documentsthe 10-K, the 10-Qs, the proxy and 5 earnings press releases, each linked

Quarterly results, the last 12 quarters

Q2 FY2023Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026
Revenue332338353336360362410351377424410472
Interest expense8799451,0341,093n/an/an/an/an/an/an/an/a
Pre-tax income699688247510586638669653638766631641
Tax rate19%20%-0%17%18%18%20%19%15%17%17%18%
Net income559547243419474517530527536629519523
Net margin168%162%69%125%132%143%129%150%142%148%127%111%
Diluted EPS$0.35$0.35$0.15$0.26$0.30$0.33$0.33$0.34$0.34$0.41$0.30$0.25
Operating cash flow630999898464305-4381,484513554487928524
Capital expenditure32.023.060.032.042.042.027.054.054.041.0118124
Free cash flow598976838432263-4801,457459500446810400
Buybacksn/an/an/an/an/an/an/a0.0n/an/an/a150
Dividends paid224225226226225226226226227227228248
Shares outstanding1,448m1,448m1,448m1,449m1,452m1,453m1,454m1,457m1,459m1,459m1,568m2,027m
Filing10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q

* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Profit and loss, 12 fiscal years and the trailing twelve months

FY2014FY2015 FY2016 FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024 FY2025TTM
Revenue1,9762,1152,6323,4338819398841,1131,3181,4001,4681,5621,683
Interest expense13916426343176098842389.06963,477n/an/an/a
Pre-tax income8539149201,3941,6281,6599721,5912,7642,3842,4032,6882,676
Income tax221221208208235248155294515413443459451
Effective tax rate25.9%24.2%22.6%14.9%14.4%14.9%15.9%18.5%18.6%17.3%18.4%17.1%16.9%
Net income6326937121,1861,3931,4118171,2952,2381,9511,9402,2112,207
Net margin32.0%32.8%27.0%34.5%158.1%150.3%92.4%116.4%169.8%139.4%132.2%141.5%131.1%
Diluted EPS$0.72$0.81$0.70$1.00$1.20$1.27$0.69$0.90$1.45$1.24$1.22$1.39$1.30
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

Income statement lines from each year's 10-K, the year linked to its filing; TTM is the sum of the last four quarters. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

FY2014FY2015 FY2016 FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024 FY2025TTM
Operating cash flow8891,0331,2151,9541,7261,5741,3232,0624,0272,6571,8362,4822,493
Capital expenditure58.993.1120194110107119247214140143267337
Free cash flow8309401,0951,7601,6161,4671,2041,8153,8132,5171,6932,2152,156
Free cash flow margin42.0%44.5%41.6%51.3%183.4%156.2%136.2%163.1%289.3%179.8%115.3%141.8%128.1%
Depreciation and amortisation333341380413493386367391484798622762744
Share-based compensation43.751.066.092.078.083.077.012910597.0106113137
Buybacks3342520.026093944192.06500.00.0n/an/an/a
Dividends paid167193245349514597614750897900903908930
Dividend per share$0.21$0.25$0.29$0.35$0.50$0.58$0.60$0.60$0.62$0.62$0.62$0.62n/a
Diluted shares, weighted833m817m919m1,136m1,106m1,056m1,033m1,287m1,465m1,468m1,476m1,505m1,901m
Shares outstanding at period end811m795m1,086m1,072m1,047m1,020m1,017m1,438m1,443m1,448m1,454m1,568m2,027m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

Buybacks and dividends are the cash paid in the year, from the cash flow statement; the dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2014FY2015 FY2016 FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024 FY2025TTM
Total assets66,29871,04599,714104,185108,781109,002123,038174,064182,906189,368204,230225,106285,372
Cash and equivalents1,2218471,3851,5202,6721,1706,5955,5226,70410,12912,84713,49519,186
Goodwill5236771,9931,9931,9891,9901,9905,3495,5715,5615,5615,9979,527
Long-term debt4,3367,0418,3099,2068,6259,8498,3527,1089,68612,39416,37417,22121,594
Borrowings, as the company tags them3177,0228,3839,3358,7819,8448,1917,00310,00212,57616,67917,2921,433
Shareholders' equity6,3286,59510,30810,81411,10211,79512,99319,29717,73119,35319,74024,34232,535
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

At the fiscal year end; the TTM column is the latest quarter end. A line the company does not tag under the usual name is left out.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded-3.0%12.1%5.8%13.5%
Profit growth, compounded12.3%22.0%-0.4%7.8%
Return on equity, average9.7%9.7%9.7%9.1%

Compounded growth is the latest fiscal year over the year that many years earlier, annualised; the TTM column is the last four quarters over the four before. Return on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: National Commercial Banks

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$935.8 billion15.0817.4%n/a13.5%n/a1.6%
Bank of America Corp. BAC$406.8 billionn/an/an/an/a1.131.9%
Wells Fargo & Company WFC$262.1 billion12.6012.5%n/a3.9%1.012.0%
Citigroup Inc. C$236.2 billion19.326.7%n/a5.0%1.491.7%
Capital One Financial Corp. COF$125.7 billion11.899.2%n/a45.3%0.391.5%
U.S. Bancorp USB$94.2 billion12.0612.1%n/a6.7%0.813.4%
PNC Financial Services Group, Inc. PNC$93.1 billion12.8411.5%n/a13.2%1.342.8%
Truist Financial Corp. TFC$59.9 billion11.218.6%n/a-1.8%0.674.2%
Huntington Bancshares Inc. /Md/ HBAN$32.5 billion12.346.8%n/a13.5%0.663.9%
Regions Financial Corp. RF$24.3 billion11.6111.8%n/a-1.6%0.253.6%
Keycorp KEY$22.3 billion12.1310.3%n/a51.1%0.553.9%

The names on this site in the same industry (the SEC's SIC description), by market capitalisation. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close.

Filings

FilingPeriodFiledWhere
10-Q30 June 202628 July 2026EDGAR
10-Q31 March 202630 April 2026EDGAR
10-K31 December 202513 February 2026EDGAR
10-Q30 September 202528 October 2025EDGAR
10-Q30 June 202529 July 2025EDGAR
10-Q31 March 202529 April 2025EDGAR
10-K31 December 202414 February 2025EDGAR
10-Q30 September 202429 October 2024EDGAR
10-Q30 June 202430 July 2024EDGAR
10-Q31 March 202430 April 2024EDGAR

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