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Stock research / United States / PB · State Commercial Banks · NYSE

Prosperity Bancshares Inc. (PB)

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Prosperity Bancshares Inc. (PB) reported revenue of $391 million for Q2 FY2026, the quarter ended 30 June 2026, up 25.9% on the same quarter a year earlier. Net income was $169 million, up 24.7% on the year, and diluted earnings per share $1.67. The figures are the company's own, from the 10-Q it filed with the SEC on 6 August 2026.

Revenue$391 millionup 25.9%
Net income$169 millionup 24.7%
Diluted EPS$1.67
QuarterQ2 FY2026ended 30 June 2026

Prosperity Bancshares (PB) in brief

Prosperity Bancshares (PB) reported revenue of $1.2 billion for fiscal 2025, the year ended 31 December 2025, up 4.8% on the year before.
Read moreNet income was $543 million and diluted earnings per share $5.72. Revenue was $1.2 billion in fiscal 2024, $1.1 billion in fiscal 2023, $1.2 billion in fiscal 2022 and $1.1 billion in fiscal 2021. Net income in the same years was $479 million, $419 million, $525 million and $519 million. Over the twelve months to 30 June 2026, Prosperity Bancshares reported revenue of $1.4 billion and net income of $562 million. Revenue grew 1.5% a year, compounded, over the five years to fiscal 2025. Prosperity Bancshares declared $1.12 a share in dividends over the last four quarters and had 101 million shares outstanding at the latest filed count. At the close of 8 October 2026 the market cap of Prosperity Bancshares was $6.7 billion, 11.6 times its earnings over the last twelve months.

Ratios

From the filings

ROE6.8%
Net margin40.4%
Debt to equity0.28
Share count, 1 year5.6%
Sales CAGR, 3 years2.8%
Profit CAGR, 3 years1.2%
EPS, TTM$5.77

At the close of 8 October 2026

Price$66.69
Market cap$6.7 billion
Stock P/E11.56
Price to book0.81
EV / EBITDAn/a
Dividend yield1.7%
Market cap / sales4.82
52-week high$76.03
52-week low$61.89
Price, 1 year2.0%
Price CAGR, 3 years7.9%
Price CAGR, 5 years-1.7%
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest daily close from SimFin. Debt to equity here stands on the total debt Prosperity Bancshares Inc. states in its own filing, at the balance sheet of 31 December 2025, the latest that carries it, with lease liabilities counted separately and never inside it. Prosperity Bancshares Inc. files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.
PBgreeksoup.ai
Daily closes to 8 October 2026, adjusted for splits; prices from SimFin.
Read moreDay by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on PB

Filings21 in twelve months: 12 current reports (8-K), about 4 results of operations; 4 other events; 1 acquisition or disposition completed; 1 new financial obligation; 1 officer or director change
Planned insider sales9 Form 144 notices in twelve months, $5.6 million; latest 16 September 2026
Options tapeput/call 0.41 by open interest at the 8 October 2026 close; the straddle prices a 6.9% move to 16 October 2026
13F holders6 of the followed funds hold it; largest Geode Capital Management; 7 Schedule 13D or 13G filings in twelve months
Insider trading253 sales and 0 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest4.5 million shares short, 6.09 days to cover at 15 September 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 12 quarters

Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue278274277305303308307311315318368391
Interest expense141139144154n/an/an/an/an/an/an/an/a
Pre-tax income143121141143162166166172176179150215
Tax rate21%21%22%22%22%22%22%21%22%22%23%22%
Net income11295.5110112127130130135138140116169
Net margin40%35%40%37%42%42%42%43%44%44%32%43%
Diluted EPS$1.20$1.02$1.18$1.17$1.34$1.37$1.37$1.42$1.45$1.49$1.16$1.67
Operating cash flow24427.9187216275-20617898.219578.3185162
Capital expenditure11.24.67.24.74.44.87.16.49.29.97.04.6
Free cash flow23223.3180212270-21117191.818668.5178158
Buybacks0.00.035.339.50.00.0n/an/an/an/a57.113.7
Dividends paid51.552.552.453.453.355.355.355.355.155.860.660.4
Shares outstanding94m94m94m95m95m95m95m95m95m93m101m101m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS and diluted share count are from the company's results press release for that quarter, used where the release gives the same revenue and net income as the table. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 12 fiscal years and the trailing twelve months

FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Revenue7927517517337468201,1621,1331,1501,1101,1921,2501,391
Research and development4.84.44.54.44.75.35.35.26.17.47.58.1n/a
Interest expense43.639.243.260.597.613711353.689.6488n/an/an/a
Pre-tax income446430409406403419645660666534613694720
Income tax14814413413481.286.7116140142115133151158
Effective tax rate33.3%33.4%32.8%33.0%20.2%20.7%18.0%21.3%21.3%21.5%21.8%21.7%22.0%
Net income297287274272322333529519525419479543562
Net margin37.6%38.2%36.5%37.1%43.2%40.6%45.5%45.8%45.6%37.8%40.2%43.4%40.4%
Diluted EPS$4.32$4.09$3.94$3.92$4.61$4.52$5.68$5.60$5.73$4.51$5.05$5.72$5.77
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for Prosperity Bancshares: a bank's lending and deposits run through its operating cash flow, so its free cash flow swings with the balance sheet rather than with what the bank earns. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Operating cash flow348311334391320403582695507646473550621
Capital expenditure12.19.45.011.215.118.622.119.042.434.221.132.530.6
Free cash flow336301329379305384560676464612452517590
Cash from investingn/an/a41.0-373-1191,260-1,274-2,725-1,9641,0941,982774-46.5
Cash from financingn/an/a-502-63.2-182-1,5001,4613,235-667-1,706-940-1,548-196
Depreciation and amortisation13.713.013.112.212.413.718.218.118.018.319.119.739.6
Share-based compensation8.211.19.56.910.510.612.612.611.812.212.812.112.6
Buybacksn/an/a51.1n/an/a94.511552.165.772.274.8157n/a
Dividends paid68.478.386.295.9104129174184193206214221232
Dividend per share$0.99$1.12n/an/an/an/an/an/an/an/an/an/an/a
Diluted shares, weighted69m70m70m69m70m74m93m93m92m93m95m95m101m
Shares outstanding at period end70m70m69m69m70m95m93m92m91m94m95m93m101m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2014 †FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Funded by
Shareholders' equity3,2453,4633,6423,8244,0535,9716,1316,4276,6997,0797,4387,6168,305
Deposits17,69317,68117,30717,82117,25724,20027,36030,77228,53427,18028,38128,48232,600
Debtn/an/an/an/an/an/an/a4482,2784,0343,4222,151n/a
Other liabilities5708931,3819421,3842,0155681871792543252142,968
Total liabilities and equity21,50822,03722,33122,58722,69332,18634,05937,83437,69038,54839,56738,46343,873
Owned
Fixed assets282268262257257327324320339370371383428
Goodwill1,8741,8691,9011,9011,9013,2243,2323,2323,2323,3963,5033,5033,824
Intangible assets58.949.445.838.832.986.473.261.751.364.066.051.6106
Securities held for sale or to maturity8,9009,3999,7269,6729,4098,5708,54312,81914,47612,80411,09410,61312,339
Loans9,1639,3579,5379,93710,28418,75819,93118,33018,55820,848n/an/an/a
Cash and equivalents678564437392n/an/an/an/an/an/an/an/an/a
Other assets5515304223898101,2211,9573,0721,0331,06624,53223,91227,175
Total assets21,50822,03722,33122,58722,69332,18634,05937,83437,69038,54839,56738,46343,873
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded5.2%1.5%2.8%13.3%
Profit growth, compounded6.6%0.5%1.2%7.6%
Return on equity, average7.2%7.1%6.5%7.1%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: Banking

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Itaú Unibanco Holding S.A. ITUB *$108.4 billionn/a21.9%n/a-0.2%n/an/a
Bank of Nova Scotia BNS *$107.8 billion21.939.0%n/a12.1%n/a3.9%
Bank of New York Mellon Corp. BNY$96.8 billion16.6114.1%n/a10.6%0.681.4%
State Street Corp. STT$48.1 billion15.4512.2%n/a12.3%0.911.8%
Fifth Third Bancorp FITB$46.0 billion17.366.8%n/a23.8%0.513.0%
Banco Bradesco S.A. BBD *$45.9 billionn/a13.3%n/an/a0.224.6%
M&T Bank Corp. MTB$31.4 billion11.5210.9%n/a5.8%0.492.6%
Northern Trust Corp. NTRS$30.8 billion14.4016.7%n/a15.1%n/a1.8%
Citizens Financial Group Inc. CFG$27.1 billion13.908.1%n/a11.0%0.582.7%
East West Bancorp Inc. EWBC$17.3 billion12.1415.6%n/a13.7%0.001.9%
Ally Financial Inc. ALLY$11.5 billion8.889.4%n/a11.5%1.103.2%
SouthState Bank Corp. SSB$9.8 billion10.5810.4%n/a25.2%0.052.3%
All 67 in Banking
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$881.0 billion14.2017.4%n/a13.5%1.231.8%
Bank of America Corp. BAC$376.2 billionn/an/an/an/a1.132.1%
HSBC Holdings plc HSBC *$318.1 billion15.4410.6%41.0%3.7%n/a4.2%
Royal Bank of Canada RY *$267.8 billion19.3714.6%n/a16.1%n/an/a
Mitsubishi UFJ Financial Group Inc. MUFG *$253.7 billion23.488.8%34.1%22.6%n/a2.2%
Wells Fargo & Company WFC$248.4 billion11.9412.5%n/a6.2%1.012.1%
Citigroup Inc. C$224.1 billion13.838.4%n/a10.0%1.571.9%
American Express Co. AXP$208.0 billion18.7033.4%n/a10.7%1.661.1%
Banco Santander, S.A. SAN *$198.0 billion13.3012.5%n/a0.5%n/a1.9%
Toronto-Dominion Bank TD *$192.3 billion14.0415.6%n/a18.4%n/a2.8%
Banco Bilbao Vizcaya Argentaria, S.A. BBVA *$149.4 billion13.2117.0%43.7%4.1%n/a3.2%
Mizuho Financial Group Inc. MFG *$130.3 billion18.0610.7%n/a38.1%n/a1.9%
Capital One Financial Corp. COF$122.3 billion12.349.2%n/a45.3%0.391.5%
Bank of Montreal BMO *$113.9 billion20.029.9%n/a10.6%n/a3.2%
HDFC Bank Limited HDB *$112.9 billion15.448.6%n/a5.2%n/a2.2%
Itaú Unibanco Holding S.A. ITUB *$108.4 billionn/a21.9%n/a-0.2%n/an/a
Bank of Nova Scotia BNS *$107.8 billion21.939.0%n/a12.1%n/a3.9%
Canadian Imperial Bank of Commerce CM *$100.4 billion18.0213.1%n/a13.8%n/a2.8%
ING Groep N.V. ING *$97.0 billion10.6815.4%n/an/an/a4.5%
Sumitomo Mitsui Financial Group, Inc. SMFG *$96.9 billion13.496.2%n/a26.1%0.583.7%
Bank of New York Mellon Corp. BNY$96.8 billion16.6114.1%n/a10.6%0.681.4%
U.S. Bancorp USB$88.9 billion11.3812.1%n/a6.7%0.873.6%
PNC Financial Services Group, Inc. PNC$87.6 billion12.0911.5%n/a13.2%1.343.0%
Barclays plc BCS *$79.7 billion10.279.2%n/a8.8%n/a2.1%
Lloyds Banking Group plc LYG *$79.6 billion14.739.8%n/a7.9%n/a3.3%
Nu Holdings Ltd. NU *$74.7 billion26.3125.4%n/a37.0%0.39n/a
NatWest Group plc NWG *$70.5 billion9.6112.9%n/a13.2%n/a4.4%
Truist Financial Corp. TFC$56.4 billion10.578.6%n/a4.1%0.674.5%
State Street Corp. STT$48.1 billion15.4512.2%n/a12.3%0.911.8%
Fifth Third Bancorp FITB$46.0 billion17.366.8%n/a23.8%0.513.0%
Banco Bradesco S.A. BBD *$45.9 billionn/a13.3%n/an/a0.224.6%
Coinbase Global, Inc. COIN$45.4 billionn/a-7.6%9.9%-10.4%0.45n/a
KB Financial Group Inc. KB *$43.8 billion10.769.9%47.5%5.4%n/a2.1%
ORIX Corporation IX *$41.2 billionn/a10.0%13.7%15.9%n/a2.8%
Shinhan Financial Group Co. Ltd. SHG *$36.0 billion10.348.6%n/an/a0.962.5%
M&T Bank Corp. MTB$31.4 billion11.5210.9%n/a5.8%0.492.6%
Huntington Bancshares Inc. HBAN$31.1 billion11.917.4%n/a26.4%0.574.0%
Northern Trust Corp. NTRS$30.8 billion14.4016.7%n/a15.1%n/a1.8%
Citizens Financial Group Inc. CFG$27.1 billion13.908.1%n/a11.0%0.582.7%
Synchrony Financial SYF$24.0 billion7.5520.8%n/a0.3%0.971.6%
Regions Financial Corp. RF$23.1 billion11.0511.8%n/a4.4%0.253.8%
Keycorp KEY$21.4 billion11.6910.3%n/a51.6%0.554.1%
East West Bancorp Inc. EWBC$17.3 billion12.1415.6%n/a13.7%0.001.9%
Pinnacle Financial Partners, Inc. PNFP$14.3 billion14.075.2%n/an/a0.411.6%
Ally Financial Inc. ALLY$11.5 billion8.889.4%n/a11.5%1.103.2%
First Horizon Corp. FHN$11.0 billion11.1511.5%n/a10.3%n/a2.6%
UMB Financial Corp. UMBF$9.9 billion10.8611.7%n/a39.3%0.061.3%
SouthState Bank Corp. SSB$9.8 billion10.5810.4%n/a25.2%0.052.3%
Wintrust Financial Corp. WTFC$9.7 billion11.5812.0%n/a11.5%0.001.4%
Cullen/Frost Bankers, Inc. CFR$9.5 billion14.4014.8%n/a7.4%n/a2.6%
OLD National Bancorp ONB$9.5 billion10.9910.3%n/a34.1%0.602.3%
Zions Bancorporation, National Association ZION$9.2 billion7.9915.2%n/a-64.1%0.252.8%
Western Alliance Bancorporation WAL$8.2 billion8.5012.5%n/a19.7%0.192.2%
Columbia Banking System, Inc. COLB$8.1 billion11.379.4%n/a33.6%n/a5.2%
Valley National Bancorp VLY$7.0 billion10.818.8%n/a12.2%0.493.5%
Prosperity Bancshares Inc. PB$6.7 billion11.566.8%n/a13.3%0.281.7%
United Bankshares Inc. UBSI$6.2 billion12.459.3%n/a14.5%0.103.3%
FNB Corp. FNB$6.1 billion10.298.8%n/a11.8%0.292.8%
Hancock Whitney Corp. HWC$5.9 billion14.269.6%n/a-0.2%0.042.5%
Home Bancshares Inc. HOMB$5.7 billion11.7710.5%n/a7.1%0.962.8%
Glacier Bancorp, Inc. GBCI$5.6 billion17.617.2%n/a32.2%n/a3.1%
Associated Banc-Corp ASB$5.4 billion10.069.0%n/a45.6%1.013.2%
First Financial Bankshares Inc. FFIN$4.5 billion16.8113.5%n/a12.4%0.452.4%
SLM Corp. SLM$4.3 billion6.3329.7%n/a11.5%2.362.3%
International Bancshares Corp. IBOC$4.3 billion10.3212.2%n/a4.0%n/a2.0%
Texas Capital Bancshares Inc. TCBI$4.0 billion12.0310.0%n/a33.1%0.14n/a
Euronet Worldwide, Inc. EEFT$2.4 billion9.9923.4%11.5%5.8%2.16n/a
23 companies share its SEC industry code (State Commercial Banks); the rest are the names nearest in size in its wider industry, Banking, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 20266 August 2026EDGAR
10-Q31 March 202611 May 2026EDGAR
10-K31 December 202526 February 2026EDGAR
10-Q30 September 20257 November 2025EDGAR
10-Q30 June 20257 August 2025EDGAR
10-Q31 March 20258 May 2025EDGAR
10-K31 December 202427 February 2025EDGAR
10-Q30 September 20247 November 2024EDGAR
10-Q30 June 20247 August 2024EDGAR
10-Q31 March 20248 May 2024EDGAR

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