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Citigroup Inc. (C)

Citigroup runs five businesses, and the one that distinguishes it is the least visible to a retail customer: moving money and holding securities for large institutions across borders. Its trading arm works from floors in nearly 80 countries, and the bank's own network reaches more than 90 countries and jurisdictions. The other four businesses are investment banking and corporate lending, trading, wealth management, and United States consumer banking.

Citigroup Inc.

Citigroup runs five businesses, and the one that distinguishes it is the least visible to a retail customer: moving money and holding securities for large institutions across borders. Its trading arm works from floors in nearly 80 countries, and the bank's own network reaches more than 90 countries and jurisdictions. The other four businesses are investment banking and corporate lending, trading, wealth management, and United States consumer banking.

Services

Two parts. TTS sells cash management, payments, and trade and working capital products to multinational companies, financial institutions and public sector bodies, as an integrated set rather than as separate products. Securities Services connects investors with issuers across markets, and sells local market expertise, post-trade technology, custom data and the rest of the machinery that sits behind a cross-border trade after it is struck.

Markets

Fixed Income Markets and Equity Markets, selling sales and trading to corporate, institutional and public sector clients worldwide across equities, foreign exchange, rates, spread products and commodities. The services include market-making across asset classes, risk management, financing and prime brokerage. This is the business that rests on the geographic reach: trading floors in nearly 80 countries, and the proprietary network across more than 90 countries and jurisdictions.

Banking

Investment Banking and Corporate Lending. Investment Banking splits into debt capital markets, equity capital markets and advisory, and supports clients raising money: equity and debt financing, loan syndication structuring, and advice on mergers, acquisitions and divestitures.

Wealth

Financial and advisory services to ultra-high net worth, high net worth and affluent clients, covering banking, investment, lending and custody, in roughly 20 countries including the United States, and run through four wealth management centres: Singapore, Hong Kong, the UAE and London. The Private Bank handles ultra-high net worth clients with tailored products; Citigold serves affluent and high net worth clients; and Wealth at Work sits alongside them.

U.S. Personal Banking

Three parts. Branded Cards holds Citi's own credit card portfolios, split into value, rewards and cash products, the co-branded portfolios including Costco and American Airlines, and personal instalment loans. Retail Services holds the co-brand and private label card relationships run for retailers, among them The Home Depot, Best Buy and Macy's. Retail Banking is traditional banking for retail and small business customers, covering deposits, mortgages and other lending, and its branches are concentrated in six metropolitan areas: New York, Los Angeles, San Francisco, Chicago, Miami and Washington, D.C.

What the company is working through

Two things the filing puts front and centre. The first is a multi-year transformation programme, which the company reports as having over 80 percent of its programmes at or near their target state, and it notes that in December 2025 the Office of the Comptroller of the Currency terminated its July 2024 amendment to Citibank's 2020 consent order. The second is a run of divestitures: the sale of a 25 percent equity stake in Grupo Financiero Banamex completed in 2025, and the sale of AO Citibank in Russia to Renaissance Capital, signed and closed on 18 February 2026, which the company describes as its full exit from Russian operations, covering all remaining businesses and about 800 employees.

Citigroup's Form 10-K carries no business section under an Item 1 heading; the business descriptions sit inside Management's Discussion and Analysis, and this description is drawn from there. From Citigroup's annual report on Form 10-K for the year ended 31 December 2025. The filing

Compare with another name What $10,000 in Citigroup became

Latest results

Latest quarterQ3 FY2026ended 30 September 2026 · 10-Q filed 5 November 2026
Revenue
$23.8 billion
+7.9% on the year · -3.7% on the quarter
Q4 FY2024Q3 FY2026
Net income
$5.2 billion
+39.8% on the year · -10.0% on the quarter
Q4 FY2024Q3 FY2026
Diluted EPS
$2.85
+53.2% on the year · -9.5% on the quarter
Q4 FY2024Q3 FY2026

this quarterthe same quarter a year earlierHover a bar for its figure.

Last full yearFY2025ended 31 December 2025 · 10-K filed 20 February 2026
Revenue
$85.2 billion
+5.6% on the year
FY2018FY2025
Net income
$14.3 billion
+12.8% on the year
FY2018FY2025
Diluted EPS
$6.99
+17.7% on the year
FY2018FY2025

this yearthe year beforeHover a bar for its figure.

The years before, in wordsCitigroup (C) reported revenue of $85.2 billion for fiscal 2025, the year ended 31 December 2025, up 5.6% on the year before. Net income was $14.3 billion and diluted earnings per share $6.99. Revenue was $80.7 billion in fiscal 2024, $78.1 billion in fiscal 2023, $75.3 billion in fiscal 2022 and $71.9 billion in fiscal 2021. Net income in the same years was $12.7 billion, $9.2 billion, $14.8 billion and $22.0 billion. Over the twelve months to 30 September 2026, Citigroup reported revenue of $93.1 billion and net income of $19.3 billion. Revenue grew 2.5% a year, compounded, over the five years to fiscal 2025. Citigroup declared $2.47 a share in dividends over the last four quarters and had 1.66 billion shares outstanding at the latest filed count. At the close of 6 November 2026 the market cap of Citigroup was $197.1 billion, 11.6 times its earnings over the last twelve months.

Ratios

From the filings

ROE9.2%
Net margin20.8%
Debt to equity3.90x
Share count, last 12 months-7.5%
Sales CAGR, 3 years4.2%
Profit CAGR, 3 years-1.2%
EPS, TTM$10.25

At the close of 6 November 2026

Price$119.08
Market cap$197.1 billion
Stock P/E11.6x
Price to book0.94x
EV / EBITDAn/a
Dividend yield2.1%
Market cap / sales2.1x
52-week high$145.67
52-week low$97.63
Price, 1 year18.1%
Price CAGR, 3 years41.6%
Price CAGR, 5 years12.2%

29 ready-made ratios, from FCF yield to net debt to EBITDA, wait on the Formulas page, each with what it tells you. Browse and add them →

Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Debt to equity here stands on the borrowing lines of Citigroup Inc.'s balance sheet, added together, finance leases inside them only where the company puts them there; operating leases are a separate line. Citigroup Inc. files on the bank format, which does not report a return on capital employed, an operating margin or interest cover, so those are left out here rather than shown as a blank. Free cash flow margin and cash conversion are left out too, by our choice: a bank's operating cash flow moves with its lending and deposits, so neither ratio means for a bank what it means for an operating company. Nothing here is a valuation or a view.
Cgreeksoup.ai
Daily prices to 6 November 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

Quarterly results

Q4 FY2021 †Q1 FY2022Q2 FY2022Q3 FY2022Q4 FY2022 *Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023 *Q1 FY2024 †Q2 FY2024 †Q3 FY2024 †Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026Q3 FY2026
Revenue17,01719,18619,63818,50818,00621,44719,43620,13917,44021,01620,03220,20919,58121,59621,66822,09019,87124,63324,76623,845
Interest expense2,0092,2803,6667,35612,43816,04718,74721,00922,55522,71622,494n/an/an/an/an/an/an/an/an/a
Pre-tax income3,9505,2665,9714,3943,1766,1834,0424,788-2,1034,5444,3104,3903,8025,4485,2195,3503,8117,5178,0297,307
Tax rate20%18%20%20%20%25%27%25%n/a25%24%25%24%25%23%29%34%21%25%26%
Net income3,1734,3064,5473,4792,5134,6062,9153,546-1,8393,3713,2173,2382,8564,0644,0193,7522,4715,7855,8315,245
Net margin19%22%23%19%14%21%15%18%-11%16%16%16%15%19%19%17%12%23%24%22%
Diluted EPS$1.46$2.02$2.19$1.63$1.16$2.19$1.33$1.63-$1.11$1.58$1.52$1.51$1.33$1.96$1.96$1.86$1.19$3.06$3.15$2.85
Operating cash flow2,064-13,54410,275-90129,239-30,485-54,05915,794-4,666-10,831-16,960-16,67424,796-58,708-36,5791,10026,555-21,873-24,07923,777
Capital expenditure1,3081,2291,2361,2021,9651,6341,4911,6931,7651,6071,6441,5611,6881,5171,7551,6171,6311,4151,5511,507
Free cash flow756-14,7739,039-2,10327,274-32,119-55,55014,101-6,431-12,438-18,604-18,23523,108-60,225-38,334-51724,924-23,288-25,63022,270
Buybacks1532,83336750.00.00.01,0004295484131119829681,7511,9995,0004,5006,3004,0003,000
Dividends paid1,2391,2861,2281,2631,2261,2671,2801,3521,3131,2911,2521,3421,3141,3231,3281,3701,3511,3531,3611,474
Shares outstanding1,981m1,942m1,937m1,937m1,944m1,947m1,926m1,914m1,911m1,907m1,908m1,891m1,884m1,868m1,841m1,789m1,749m1,706m1,677m1,655m
Filing10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss)

FY2007FY2008 †FY2009 †FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019 †FY2020 †FY2021 †FY2022FY2023 †FY2024 †FY2025TTM
Revenue77,30051,59980,28585,77677,33169,53076,72477,21976,35470,79772,44472,85475,06775,50171,88475,33878,06680,72285,22593,115
Cost of revenuen/an/an/an/an/an/an/an/an/an/a7,4517,5688,38317,495n/an/an/an/an/an/a
Gross profitn/an/an/an/an/an/an/an/an/an/a64,99365,286n/an/an/an/an/an/an/an/a
Gross marginn/an/an/an/an/an/an/an/an/an/a89.7%89.6%n/an/an/an/an/an/an/an/a
Operating income18,563-17,641n/a38,92527,08119,49428,36922,168n/an/an/an/an/an/an/an/an/an/an/an/a
Operating margin24.0%-34.2%n/a45.4%35.0%28.0%37.0%28.7%n/an/an/an/an/an/an/an/an/an/an/an/a
Interest expense75,95852,75027,90225,05724,23420,61216,17713,69011,92112,51116,51724,26628,38213,3387,98125,74078,358n/an/an/a
Pre-tax income646-52,355-7,79913,11614,7228,16519,80214,70124,82621,47722,76123,44523,90113,63227,46918,80712,91017,04619,82826,664
Income tax-2,546-20,326-6,7332,2173,5753976,1867,1977,4406,44429,3885,3574,4302,5255,4513,6423,5284,2115,3736,758
Effective tax rate-394.1%n/an/a16.9%24.3%4.9%31.2%49.0%30.0%30.0%129.1%22.8%18.5%18.5%19.8%19.4%27.3%24.7%27.1%25.3%
Net income3,617-27,684-1,60610,60211,0677,49113,6737,31317,24214,912-6,79818,04519,40111,04721,95214,8459,22812,68214,30619,332
Net margin4.7%-53.7%-2.0%12.4%14.3%10.8%17.8%9.5%22.6%21.1%-9.4%24.8%25.8%14.6%30.5%19.7%11.8%15.7%16.8%20.8%
Diluted EPS$6.70-$56.30-$8.00$3.50$3.63$2.42$4.35$2.20$5.40$4.72-$2.98$6.68$8.04$4.72$10.14$7.00$4.04$5.94$6.99$10.25
Filing10-K10-K10-K8-K8-K8-K8-K8-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Revenue by segment FY2009 to FY2025, 3 years left out

FY2009FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2025Share
of the parts, latest year
Marketsn/an/an/an/an/an/an/an/an/an/an/an/an/a21,97027.1%
Servicesn/an/an/an/an/an/an/an/an/an/an/an/an/a21,25626.3%
USPBn/an/an/an/an/an/an/an/an/an/an/an/an/a20,97125.9%
Wealthn/an/an/an/an/an/an/an/an/an/an/an/an/a8,55910.6%
Bankingn/an/an/an/an/an/an/an/an/an/an/an/an/a8,21510.1%
Citi Holdings29,1286,313n/a6,7759,308n/an/an/an/an/an/an/an/an/an/a
Corporate/Other-10,55576212832230310,7715,2333,1322,083n/an/an/an/an/an/a
GCB24,75438,12539,10536,30534,29632,25131,62432,83833,77732,971n/an/an/an/an/a
Institutional Clients Group36,95832,13130,76233,32233,31233,33233,94036,47436,99439,30141,09339,83641,206n/an/a
Legacy Franchisesn/an/an/an/an/an/an/an/an/an/a9,4548,2518,472n/an/a
Personal Banking and Wealth Managementn/an/an/an/an/an/an/an/an/an/a25,14023,32724,217n/an/a
Not assigned to a part in the filingn/an/an/an/an/an/an/an/an/a2,795n/an/a1,4434,254n/a
Markets FY2025Services FY2025USPB FY2025Wealth FY2025Banking FY2025Institutional Clients Group FY2009 to FY2022Personal Banking and Wealth Management FY2020 to FY2022Legacy Franchises FY2020 to FY2022GCB FY2009 to FY2019Corporate/Other FY2011 to FY2018Citi Holdings FY2009 to FY2014
77.3FY201176.7FY201376.4FY201572.4FY201772.3FY201971.4FY202181.0FY2025

$ billion; hover a block for its figure and share; the figure over a bar is its parts, before the lines named below; a part named with years is one the company split its revenue into only then

From the company's 10-Ks, in its own words (latest 10-K).
Read moreEach year's figures come from the most recent 10-K that includes that year. A year is shown only where the parts add up to the revenue above. Fiscal years are labelled by the year they end in. Not assigned to a part in the filing is the company's own eliminations and corporate items, which take the parts to revenue: shown as filed, with no share and no block in the chart. Corporate/Other is below zero in FY2009 as the 10-K filed it, so it has no share or block for that year.

Profit by segment FY2020 to FY2022

The profit before tax each segment reports. Costs Citigroup does not charge to a segment are left out, so the segments can add up to more than the company's own profit before tax.

FY2020FY2021FY2022Margin
FY2022
Institutional Clients Group13,88818,37713,99634.0%
Personal Banking and Wealth Management1,6569,9414,20517.4%
Legacy Franchises-175541191.4%
Institutional Clients GroupPersonal Banking and Wealth ManagementLegacy Franchises
15.4FY202028.4FY202118.3FY2022

$ billion; the figure over a bar is all the segments together; a year a segment lost money, it hangs below the line. Hover a block for its profit, sales and margin.

FY2022Share of salesShare of profit
Institutional Clients Group56%76%
Personal Banking and Wealth Management33%23%
Legacy Franchises11%1%

Each column adds to 100%. A segment with a bigger share of the profit than of the sales makes more on each dollar it sells.

From the company's 10-Ks, in its own words (latest 10-K).
Read moreEach year's figures come from the most recent 10-K that includes that year. A year is shown only where every segment with sales that year has a profit before tax figure. A margin is a segment's profit before tax over its own sales.

Revenue by region FY2020 to FY2025

FY2020FY2021FY2022FY2023FY2024FY2025Share
of the parts, latest year
In North America offices37,10034,40034,91736,40239,74844,01251.0%
Internationaln/an/a38,91139,54940,30642,29549.0%
Asia15,80014,400n/an/an/an/an/a
EMEA13,40013,400n/an/an/an/an/a
Latin America9,4009,200n/an/an/an/an/a
Corporate/Othern/an/a1,5102,115668-1,082n/a
In North America officesInternational FY2022 to FY2025Corporate/Other FY2022 to FY2024Asia FY2020 to FY2021EMEA FY2020 to FY2021Latin America FY2020 to FY2021
75.7FY202071.4FY202175.3FY202278.1FY202380.7FY202486.3FY2025

$ billion; hover a block for its figure and share; the figure over a bar is its parts, before the lines named below; a part named with years is one the company split its revenue into only then

From the company's 10-Ks, in its own words (latest 10-K).
Read moreEach year's figures come from the most recent 10-K that includes that year. A year is shown only where the parts add up to the revenue above. Fiscal years are labelled by the year they end in. Corporate/Other is below zero in FY2025 as the 10-K filed it, so it has no share or block for that year.

Cash flow

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for Citigroup: a bank's lending and deposits run through its operating cash flow, so its free cash flow swings with the balance sheet rather than with what the bank earns. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2007FY2008 †FY2009 †FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019 †FY2020 †FY2021 †FY2022FY2023 †FY2024 †FY2025TTM
Operating cash flow-71,551n/a-56,43540,660n/an/an/a46,34339,73753,733n/a36,952-12,837-23,48847,09025,069-73,416-19,669-67,6324,380
Capital expenditure4,0033,7802,2642,3633,4483,6043,4903,3863,1982,7563,3613,7745,3363,4464,1195,6326,5836,5006,5206,104
Free cash flow-75,554n/a-58,69938,297n/an/an/a42,95736,53950,977n/a33,178-18,173-26,93442,97119,437-79,999-26,169-74,152-1,724
Cash from investingn/an/an/an/an/an/an/an/an/an/an/a-73,118-23,374-92,445-110,746-79,455-8,45986,250-108,282-220,340
Cash from financingn/an/an/an/an/an/an/an/an/an/an/a44,52842,933233,59517,272137,763687-38,304238,031224,108
Depreciation and amortisation2,4212,4662,8532,6642,8722,5073,3033,5893,5063,7203,6593,7543,9053,9373,9644,2624,5604,3114,3734,567
Share-based compensationn/a3,2903,8221,9371,6301,665n/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Buybacks6637.03.06.01.05.08371,2325,4529,29014,54114,43317,5712,9257,6013,2501,9772,47413,25017,800
Dividends paid10,7787,5263,2379.01071433146331,2532,2873,7975,0205,4475,3525,1985,0035,2125,1995,3725,539
Dividend per sharen/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a$2.47
Diluted shares, weighted492m577m1,210m2,968m2,999m3,016m3,042m3,037m3,008m2,888m2,698m2,495m2,265m2,099m2,049m1,964m1,956m1,940m1,873m1,707m
Shares outstanding at period endn/a545m2,848mn/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a1,655m
Filing10-K10-K10-K8-K8-K8-K8-K8-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet

FY2007FY2008 †FY2009 †FY2010 †FY2011 †FY2012 †FY2013 †FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019 †FY2020 †FY2021 †FY2022FY2023 †FY2024 †FY2025TTM
Funded by
Shareholders' equity118,755141,630152,700163,468177,806189,049204,339210,534221,857225,120200,740196,220193,242199,442201,972201,189205,453208,598212,291209,409
Non-controlling interestn/a2,3922,2732,3211,7671,9481,7941,5111,2351,0239328547047587006497987681,5312,374
Depositsn/a774,185835,903844,968865,936930,560968,273899,332907,887929,406959,8221,013,1701,070,5901,280,6711,317,2301,365,9541,308,6811,284,4581,403,5731,505,322
Repurchase agreementsn/a205,293154,281189,558198,373211,236n/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Trading liabilitiesn/a165,800137,512129,054126,082115,549108,762139,036117,512139,045125,170144,305119,894168,027161,529170,647155,345133,846162,798212,635
Short-term borrowingsn/a126,69168,879n/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Debtn/a359,593364,019649,531576,319502,726483,572454,853368,850378,700437,438442,113460,148500,725473,632521,146602,183590,560715,803817,477
Other liabilitiesn/a162,886141,079n/an/an/a113,642137,264113,869118,783118,363120,721106,580110,467136,350157,091139,374134,715161,206194,054
Total liabilities and equityn/a1,938,4701,856,6461,913,9021,873,8781,864,6601,880,3821,842,5301,731,2101,792,0771,842,4651,917,3831,951,1582,260,0902,291,4132,416,6762,411,8342,352,9452,657,2022,941,271
Owned
Goodwilln/a27,13225,39226,15225,41325,67325,00923,59222,34921,65922,25622,04622,12622,16221,29919,69120,09819,30019,09819,072
Intangible assetsn/an/an/an/a6,6005,6975,0564,5663,7215,1145,1465,2204,8224,7474,4954,4284,4214,4944,2845,033
Securities held for sale or to maturityn/an/a51,527297,226268,502293,883293,376321,339334,726344,700344,045351,395361,040440,027505,485518,542511,183469,258436,551464,351
Loansn/a664,600555,471608,139617,127630,009645,824628,641604,991612,309654,679671,881686,700n/an/a640,247671,217675,914732,983799,614
Resale agreementsn/a184,133222,022246,717275,849261,311n/an/an/an/an/an/an/an/an/an/an/an/an/an/a
Trading assetsn/a377,635342,773317,272291,734320,929285,928296,786241,215243,925252,790256,117276,140375,079331,945334,114411,756442,747537,139635,077
Cash and equivalentsn/an/an/an/an/an/an/an/a133,097160,494180,516188,105193,919309,615262,033342,025260,932276,532349,579354,841
Other assetsn/a684,970659,461418,396388,653327,158625,189567,606391,111403,876383,033422,619406,4111,108,4601,166,156557,629532,227464,700577,568663,283
Total assetsn/a1,938,4701,856,6461,913,9021,873,8781,864,6601,880,3821,842,5301,731,2101,792,0771,842,4651,917,3831,951,1582,260,0902,291,4132,416,6762,411,8342,352,9452,657,2022,941,271
Filing10-K10-K10-K8-K8-K8-K8-K8-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded1.1%2.5%4.2%9.6%
Profit growth, compounded-1.8%5.3%-1.2%31.6%
Return on equity, average6.4%7.1%5.8%6.7%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Questions

What was Citigroup's revenue in fiscal 2025?

Citigroup (C) reported revenue of $85.2 billion for fiscal 2025, the year ended 31 December 2025, up 5.6% on the year before.

How much did Citigroup earn in fiscal 2025?

Net income was $14.3 billion for fiscal 2025, and diluted earnings per share $6.99.

What is Citigroup's P/E ratio?

At the close of 6 November 2026, Citigroup traded at 11.6 times its earnings over the twelve months to 30 September 2026.

What is Citigroup's market cap?

The market cap of Citigroup was $197.1 billion at the close of 6 November 2026.

Does Citigroup pay a dividend?

Yes. Citigroup declared $2.47 a share in dividends over the four quarters to 30 September 2026.

Peers: Banking

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$888.2 billion14.0317.7%n/a13.2%3.321.8%
Bank of America Corp. BAC$342.1 billion11.7410.9%n/a9.2%2.352.3%
Wells Fargo & Company WFC$252.0 billion11.8613.1%n/a5.4%2.512.2%
Citigroup Inc. C$197.1 billion11.629.2%n/a9.6%3.902.1%
Capital One Financial Corp. COF$121.5 billion11.929.9%n/a31.2%0.451.6%
Mizuho Financial Group Inc. MFG *$114.5 billion15.8510.7%n/a38.1%n/a2.1%
U.S. Bancorp USB$92.7 billion11.5912.6%n/a7.3%1.103.5%
PNC Financial Services Group, Inc. PNC$89.4 billion11.9912.4%n/a13.6%1.283.2%
Truist Financial Corp. TFC$59.2 billion12.737.9%n/a-3.6%1.074.2%
Huntington Bancshares Inc. HBAN$31.2 billion12.807.7%n/a30.6%0.734.0%
Shinhan Financial Group Co. Ltd. SHG *$30.3 billion8.638.6%n/an/a0.963.0%
Regions Financial Corp. RF$24.1 billion11.5511.8%n/a4.4%0.403.7%
All 357 in Banking
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
JPMorgan Chase & Co. JPM$888.2 billion14.0317.7%n/a13.2%3.321.8%
Bank of America Corp. BAC$342.1 billion11.7410.9%n/a9.2%2.352.3%
HSBC Holdings plc HSBC *$299.0 billion14.5110.6%41.0%3.7%n/a4.5%
Royal Bank of Canada RY *$281.7 billion19.9514.6%n/a16.1%n/an/a
Wells Fargo & Company WFC$252.0 billion11.8613.1%n/a5.4%2.512.2%
Mitsubishi UFJ Financial Group Inc. MUFG *$236.5 billion21.838.8%34.1%22.6%n/a2.4%
American Express Co. AXP$215.4 billion18.0834.2%n/a10.2%1.641.1%
Toronto-Dominion Bank TD *$206.8 billion14.7815.6%n/a18.4%n/a2.6%
Citigroup Inc. C$197.1 billion11.629.2%n/a9.6%3.902.1%
Banco Santander, S.A. SAN *$172.7 billion11.7012.5%n/a0.5%n/a2.2%
Banco Bilbao Vizcaya Argentaria, S.A. BBVA *$143.1 billion12.7617.0%43.7%4.1%n/a3.3%
HDFC Bank Limited HDB *$129.0 billion17.398.6%n/a5.2%n/a1.9%
Capital One Financial Corp. COF$121.5 billion11.929.9%n/a31.2%0.451.6%
Bank of Montreal BMO *$121.3 billion20.879.9%n/a10.6%n/a3.0%
Mizuho Financial Group Inc. MFG *$114.5 billion15.8510.7%n/a38.1%n/a2.1%
Bank of Nova Scotia BNS *$113.4 billion22.589.0%n/a12.1%n/a3.7%
Canadian Imperial Bank of Commerce CM *$106.7 billion18.7613.1%n/a13.8%n/a2.7%
Bank of New York Mellon Corp. BNY$99.4 billion16.3215.0%n/a11.2%1.521.5%
U.S. Bancorp USB$92.7 billion11.5912.6%n/a7.3%1.103.5%
ING Groep N.V. ING *$92.3 billion10.2515.4%n/an/an/a4.8%
PNC Financial Services Group, Inc. PNC$89.4 billion11.9912.4%n/a13.6%1.283.2%
Sumitomo Mitsui Financial Group, Inc. SMFG *$89.3 billion12.416.2%n/a26.1%0.584.0%
Itaú Unibanco Holding S.A. ITUB *$81.3 billionn/a21.9%n/a-0.2%n/an/a
Barclays plc BCS *$77.4 billion9.859.2%n/a8.8%n/a2.1%
Lloyds Banking Group plc LYG *$75.3 billion13.769.8%n/a7.9%n/a3.5%
NatWest Group plc NWG *$64.1 billion8.6312.9%n/a13.2%n/a4.9%
Truist Financial Corp. TFC$59.2 billion12.737.9%n/a-3.6%1.074.2%
Nu Holdings Ltd. NU *$58.4 billion20.5825.4%n/a37.0%0.39n/a
Strategy Inc. MSTR$54.5 billionn/a-24.6%-3,905.9%4.2%0.12n/a
Fifth Third Bancorp FITB$48.1 billion18.177.7%n/a32.5%0.543.1%
State Street Corp. STT$45.2 billion13.5212.8%n/a13.3%0.922.1%
Rocket Companies, Inc. RKT$42.7 billion33.465.4%15.5%102.7%0.44n/a
KB Financial Group Inc. KB *$39.9 billion9.729.9%47.5%5.4%n/a2.3%
ORIX Corporation IX *$39.1 billionn/a10.0%13.7%15.9%n/a2.9%
Coinbase Global, Inc. COIN$35.7 billionn/a-5.0%3.6%-26.6%0.42n/a
Northern Trust Corp. NTRS$31.3 billion13.3718.2%n/a17.6%1.191.9%
M&T Bank Corp. MTB$31.2 billion11.3410.7%n/a4.0%0.712.8%
Huntington Bancshares Inc. HBAN$31.2 billion12.807.7%n/a30.6%0.734.0%
Shinhan Financial Group Co. Ltd. SHG *$30.3 billion8.638.6%n/an/a0.963.0%
Banco Bradesco S.A. BBD *$26.9 billionn/a13.3%n/an/a0.227.9%
Citizens Financial Group Inc. CFG$26.6 billion12.739.0%n/a10.6%0.712.9%
First Citizens Bancshares Inc. FCNCA$25.1 billion11.6511.1%n/a1.1%1.130.3%
Regions Financial Corp. RF$24.1 billion11.5511.8%n/a4.4%0.403.7%
Affirm Holdings, Inc. AFRM$23.1 billion11.8235.0%11.8%32.7%1.78n/a
Synchrony Financial SYF$23.0 billion7.7020.1%n/a0.3%1.031.7%
Keycorp KEY$22.0 billion11.4611.9%n/a25.3%0.943.9%
SoFi Technologies, Inc. SOFI$21.0 billion29.456.5%n/a42.3%0.340.0%
East West Bancorp Inc. EWBC$17.7 billion12.2616.2%n/a10.5%0.442.3%
Circle Internet Group, Inc. CRCL$17.4 billion32.7912.0%11.3%n/a0.00n/a
Pinnacle Financial Partners, Inc. PNFP$15.2 billion13.448.1%n/an/a0.721.6%
Chime Financial, Inc. CHYM$12.0 billion164.895.2%1.8%n/an/an/a
Ally Financial Inc. ALLY$11.5 billion8.759.9%n/a13.1%1.673.1%
First Horizon Corp. FHN$10.8 billion16.588.0%n/a-6.6%0.472.9%
Wintrust Financial Corp. WTFC$10.2 billion11.6112.7%n/a10.3%0.601.4%
UMB Financial Corp. UMBF$10.2 billion10.1313.1%n/a27.3%0.451.3%
SouthState Bank Corp. SSB$10.1 billion11.0910.3%n/a10.7%0.172.4%
Popular, Inc. BPOP$10.0 billion10.5815.1%n/a9.9%0.231.9%
Cullen/Frost Bankers, Inc. CFR$9.7 billion14.4417.3%n/a6.6%1.352.6%
Old National Bancorp ONB$9.4 billion10.1711.5%n/a21.8%0.862.3%
Zions Bancorporation, National Association ZION$9.4 billion7.9415.8%n/a13.4%0.422.8%
Central Bancompany, Inc. CBC$9.0 billionn/an/an/an/a4.213.0%
Columbia Banking System, Inc. COLB$8.4 billion10.5511.8%n/a33.5%0.594.9%
Western Alliance Bancorporation WAL$8.1 billion8.3513.1%n/a17.9%0.872.2%
BOK Financial Corp. BOKF$7.9 billion11.7411.3%n/a8.8%1.021.9%
Commerce Bancshares Inc. CBSH$7.8 billion13.2614.3%n/a10.4%0.652.0%
Valley National Bancorp VLY$7.7 billion11.179.3%n/a13.7%0.343.1%
Iren Ltd. IREN$7.7 billionn/a-26.4%-166.4%0.9%1.930.0%
Prosperity Bancshares Inc. PB$7.2 billion12.466.8%n/a13.3%0.323.3%
United Bankshares Inc. UBSI$6.5 billion13.069.5%n/a8.7%0.133.1%
Hut 8 Corp. HUT$6.4 billionn/a-33.2%-226.9%71.3%4.95n/a
OneMain Holdings, Inc. OMF$6.4 billion8.5322.6%n/a8.8%7.107.5%
FNB Corp. FNB$6.3 billion10.538.9%n/a9.5%0.712.8%
Glacier Bancorp, Inc. GBCI$6.3 billion18.048.0%n/a33.1%0.502.8%
Riot Platforms, Inc. RIOT$6.3 billionn/a-66.7%-210.5%6.1%0.31n/a
Home Bancshares Inc. HOMB$5.9 billion12.2410.7%n/a6.1%0.152.9%
Terawulf Inc. WULF$5.7 billionn/a-90.1%-250.0%13.9%n/a0.0%
Hancock Whitney Corp. HWC$5.7 billion14.389.7%n/a0.9%0.362.7%
Associated Banc-Corp ASB$5.6 billion10.509.6%n/a45.2%0.883.2%
Atlantic Union Bankshares Corp. AUB$5.5 billion10.7510.5%n/a28.8%0.323.8%
Ameris Bancorp ABCB$5.5 billion14.309.4%n/a6.5%0.261.0%
Credit Acceptance Corp. CACC$5.4 billion17.2824.3%18.2%1.7%0.78n/a
Axos Financial, Inc. AX$5.3 billion10.5615.4%n/a23.0%0.28n/a
Eastern Bankshares, Inc. EBC$5.2 billion13.139.1%n/a81.1%0.222.5%
Figure Technology Solutions, Inc. FIGR$5.1 billion24.4416.8%28.4%n/a0.68n/a
American Bitcoin Corp. ABTC$4.7 billion6.81-9.1%-38.8%144.7%n/an/a
TFS Financial Corp. TFSL$4.6 billion45.675.2%n/a10.5%2.976.9%
Fulton Financial Corp. FULT$4.5 billion11.0511.2%n/a7.9%0.333.2%
ServisFirst Bancshares, Inc. SFBS$4.5 billion13.1016.8%n/a24.5%0.981.9%
United Community Banks Inc. UCB$4.4 billion31.344.2%n/a-19.7%0.012.7%
First Financial Bankshares Inc. FFIN$4.4 billion14.9815.9%n/a10.5%0.042.7%
Texas Capital Bancshares Inc. TCBI$4.3 billion12.9710.4%n/a10.9%0.14n/a
Enova International, Inc. ENVA$4.3 billion11.8824.4%24.0%20.1%3.43n/a
Cathay General Bancorp CATY$4.2 billion11.8511.9%n/a17.0%0.092.3%
Flagstar Bank, National Association FLG$4.2 billion70.131.3%n/a-1.4%1.430.4%
International Bancshares Corp. IBOC$4.2 billion10.0512.6%n/a4.5%0.242.1%
Independent Bank Corp. INDB$4.0 billion15.217.7%n/a41.0%0.202.9%
CVB Financial Corp. CVBF$4.0 billion15.077.4%n/a26.9%0.373.5%
Wsfs Financial Corp. WSFS$4.0 billion12.4112.8%n/a5.8%0.120.9%
First Bancorp /PR FBP$3.9 billion10.9719.6%n/a5.7%0.123.0%
Bancfirst Corp. BANF$3.9 billion15.3312.8%n/a9.3%0.051.7%
Bread Financial Holdings, Inc. BFH$3.9 billion8.0315.6%n/a5.5%1.290.9%
Core Scientific, Inc. CORZ$3.8 billionn/an/a-73.3%77.2%n/an/a
Wesbanco Inc. WSBC$3.7 billion10.528.9%n/a22.0%0.583.9%
Nicolet Bankshares Inc. NIC$3.6 billion19.157.9%n/a55.3%0.040.8%
Renasant Corp. RNST$3.6 billion11.048.7%n/a25.7%0.412.4%
Dave Inc. DAVE$3.6 billion22.4771.0%n/a40.6%0.71n/a
First Interstate Bancsystem Inc. FIBK$3.5 billion11.7810.0%n/a6.1%0.255.0%
First Financial Bancorp FFBC$3.4 billion11.4310.2%n/a18.5%0.353.1%
PennyMac Financial Services, Inc. PFSI$3.4 billion14.725.5%15.3%3.5%1.501.8%
Community Financial System, Inc. CBU$3.4 billion14.6311.5%n/a10.0%0.312.9%
Simmons First National Corp. SFNC$3.4 billion13.037.8%n/a1,478.4%0.533.7%
Seacoast Banking Corp. of Florida SBCF$3.2 billion20.087.1%n/a35.7%0.552.3%
Park National Corp. PRK$3.2 billion15.5611.7%n/a20.5%0.092.5%
SLM Corp. SLM$3.1 billion6.1325.2%n/a-6.7%2.853.1%
BankUnited, Inc. BKU$3.1 billion11.869.7%n/a5.4%0.883.0%
First Hawaiian, Inc. FHB$3.0 billion11.209.8%n/a7.7%0.004.2%
Provident Financial Services Inc. PFS$3.0 billion9.6410.8%n/a8.6%0.984.2%
Banc of California, Inc. BANC$2.8 billionn/a-0.3%n/a-17.5%0.892.6%
Customers Bancorp, Inc. CUBI$2.8 billion10.2713.4%n/a24.1%1.10n/a
NBT Bancorp Inc. NBTB$2.7 billion12.6711.2%n/a13.8%0.292.9%
Bank of Hawaii Corp. BOH$2.7 billion12.3313.5%n/a12.7%0.494.0%
Cipher Digital Inc. CIFR$2.7 billionn/a-180.7%-387.2%-29.2%9.07n/a
FB Financial Corp. FBK$2.7 billion12.0412.1%n/a36.8%0.141.5%
First Bancorp FBNC$2.7 billion16.289.6%n/a24.5%0.041.5%
Euronet Worldwide, Inc. EEFT$2.6 billion11.5321.8%11.0%5.0%1.70n/a
Trustmark Corp. TRMK$2.6 billion11.1711.3%n/a3.8%0.272.2%
Beacon Financial Corp. BBT$2.6 billion16.026.3%n/an/a0.354.2%
Banner Corp. BANR$2.6 billionn/an/an/an/a0.092.9%
First Merchants Corp. FRME$2.5 billion12.647.5%n/a8.5%0.453.6%
Stock Yards Bancorp, Inc. SYBT$2.5 billion15.2812.4%n/a14.5%0.291.6%
Mara Holdings, Inc. MARA$2.4 billionn/a-208.1%-366.3%0.7%1.46n/a
Encore Capital Group Inc. ECPG$2.4 billion7.2832.5%39.0%27.2%4.13n/a
Merchants Bancorp MBIN$2.4 billion8.5412.8%n/a11.3%1.220.8%
First Busey Corp. BUSE$2.3 billion11.6910.2%n/a23.7%0.203.5%
Northwest Bancshares, Inc. NWBI$2.2 billion11.2910.6%n/a14.6%0.485.2%
Enterprise Financial Services Corp. EFSC$2.2 billion12.479.8%n/a5.0%0.262.2%
Wafd Inc. WAFD$2.2 billion9.288.5%n/a7.8%1.103.7%
Upstart Holdings, Inc. UPST$2.2 billion37.067.3%4.6%38.6%2.28n/a
OFG Bancorp OFG$2.1 billion9.7216.8%n/a2.3%0.452.7%
1ST Source Corp. SRCE$2.1 billion11.9413.5%n/a9.9%0.221.9%
Hilltop Holdings Inc. HTH$2.1 billion15.166.7%n/a0.2%0.462.2%
First Commonwealth Financial Corp. FCF$2.0 billion12.3711.6%n/a9.6%0.202.6%
City Holding Co. CHCO$2.0 billion15.4416.8%n/a6.1%0.662.6%
Federal Agricultural Mortgage Corp. AGM$2.0 billion9.5812.9%n/a16.1%19.363.5%
Bancorp, Inc. TBBK$1.9 billion8.5235.4%n/a-2.5%1.96n/a
German American Bancorp, Inc. GABC$1.9 billion12.9212.6%n/a19.2%0.232.4%
Dime Commercial Bancshares, Inc. DCOM$1.9 billion13.729.4%n/a31.8%0.372.4%
Happen, Inc. HAPN$1.8 billion8.9213.2%n/a10.0%0.00n/a
S&T Bancorp Inc. STBA$1.8 billion12.8910.3%n/a7.5%0.152.9%
Republic Bancorp Inc. RBCAA$1.8 billion13.7411.1%n/a1.7%0.172.1%
Oceanfirst Financial Corp. OCFC$1.8 billion25.192.0%16.3%32.5%0.964.4%
Byline Bancorp, Inc. BY$1.7 billion11.1012.1%n/a7.9%0.331.3%
Hope Bancorp Inc. HOPE$1.7 billion12.675.9%n/a25.7%0.224.2%
Trico Bancshares / TCBK$1.7 billion12.1310.5%n/a8.8%0.032.8%
QCR Holdings Inc. QCRH$1.6 billion11.8512.3%n/a11.2%0.890.4%
Bank First Corp. BFC$1.6 billion18.4810.5%n/a41.4%0.101.4%
National Bank Holdings Corp. NBHC$1.6 billion29.293.4%n/a15.9%0.213.4%
ConnectOne Bancorp, Inc. CNOB$1.6 billion11.349.4%n/a31.5%0.802.3%
Wealthfront Corp. WLTH$1.6 billionn/a-11.6%n/an/an/an/a
Pathward Financial, Inc. CASH$1.6 billion9.5520.7%n/a-0.8%0.240.3%
Live Oak Bancshares, Inc. LOB$1.6 billion12.0810.7%n/a22.0%0.080.4%
Lakeland Financial Corp. LKFN$1.5 billion13.6915.5%n/a7.8%0.143.4%
Pagaya Technologies Ltd. PGY$1.5 billion10.3624.7%26.4%14.8%n/an/a
Amalgamated Financial Corp. AMAL$1.5 billion12.1814.8%n/a17.8%0.071.3%
Triumph Financial, Inc. TFIN$1.5 billion31.235.1%n/a11.7%0.12n/a
Tompkins Financial Corp. TMP$1.4 billion7.9119.3%n/a38.5%0.582.7%
Burke & Herbert Financial Services Corp. BHRB$1.4 billion11.569.0%n/a17.7%0.673.1%
Atlanticus Holdings Corp. ATLC$1.4 billion8.0827.6%n/a68.7%7.08n/a
Peoples Bancorp Inc. PEBO$1.4 billion11.389.9%32.5%3.3%0.704.3%
Westamerica Bancorporation WABC$1.4 billion12.9014.0%n/a-4.6%0.183.1%
Sharplink, Inc. SBET$1.4 billionn/a-49.1%-2,006.1%303.0%n/an/a
Perella Weinberg Partners PWP$1.4 billion35.0852.6%5.9%2.5%n/a2.0%
First MID Bancshares, Inc. FMBH$1.3 billion11.6610.1%n/a15.7%0.552.0%
HBT Financial, Inc. HBT$1.3 billion14.4611.9%n/a24.4%0.202.5%
Walker & Dunlop, Inc. WD$1.3 billionn/a-2.0%-3.0%0.9%0.496.9%
Community Trust Bancorp Inc. CTBI$1.3 billion11.3612.5%n/a12.3%0.473.3%
Old Second Bancorp Inc. OSBC$1.2 billion11.5112.7%n/a20.6%0.561.1%
Resolute Holdings Management, Inc. RHLD$1.2 billion32.54n/a12.2%238.8%n/an/a
Metropolitan Bank Holding Corp. MCB$1.2 billion9.7311.5%n/a24.4%0.040.3%
Amerant Bancorp Inc. AMTB$1.2 billion17.498.0%n/a-4.4%1.021.2%
Keel Infrastructure Corp. KEEL$1.2 billionn/a-167.3%-239.5%n/a3.73n/a
Heritage Financial Corp. HFWA$1.2 billion14.127.1%n/a33.0%0.133.4%
Jefferson Capital, Inc. JCAP$1.1 billion6.3432.6%45.8%n/a2.954.8%
Esquire Financial Holdings, Inc. ESQ$1.1 billion21.3116.8%n/a18.6%0.000.6%
Firstsun Capital Bancorp FSUN$1.1 billion19.772.5%n/a28.3%0.12n/a
Five Star Bancorp FSBC$1.1 billion12.5012.6%n/a26.0%0.122.2%
Horizon Bancorp Inc. HBNC$1.1 billion9.9615.3%n/an/a0.473.1%
Capitol Federal Financial, Inc. CFFN$1.1 billion12.988.1%n/a19.4%1.604.5%
CNB Financial Corp. CCNE$1.1 billion10.6511.4%n/a35.2%0.242.1%
Mercantile Bank Corp. MBWM$1.0 billion10.8012.8%n/a13.6%0.902.6%
MetroCity Bankshares, Inc. MCBS$1.0 billion11.8314.9%n/a30.6%0.643.0%
Eagle Bancorp Inc. EGBN$1.0 billion23.973.8%n/a2.5%0.071.5%
Southside Bancshares Inc. SBSI$1.0 billion10.3011.8%n/a15.9%2.264.3%
Equity Bancshares Inc. EQBK$1.0 billion10.8011.3%n/a64.8%0.661.6%
Camden National Corp. CAC$980 million10.9312.5%n/a14.1%0.522.9%
Central Pacific Financial Corp. CPF$980 million11.6115.0%n/a10.4%0.133.0%
NB Bancorp, Inc. NBBK$968 million13.317.8%n/a44.4%0.18n/a
Hanmi Financial Corp. HAFC$965 million10.7611.3%31.2%12.3%0.093.4%
Business First Bancshares, Inc. BFST$951 million11.519.4%n/a11.9%0.481.9%
Trustco Bank Corp. N Y TRST$949 million15.2610.5%n/a9.8%0.162.7%
Farmers National Banc Corp. FMNB$914 million11.109.6%-10.9%31.6%0.734.4%
First Financial Corp. THFF$907 million9.9013.8%n/a12.8%0.712.9%
MID Penn Bancorp Inc. MPB$874 million11.977.9%n/a31.3%0.082.6%
Great Southern Bancorp, Inc. GSBC$869 million14.1010.4%n/a-3.1%1.732.1%
Orrstown Financial Services Inc. ORRF$862 million9.8513.9%n/a3.1%0.472.6%
Capital City Bank Group Inc. CCBG$862 million13.7610.9%n/a2.0%0.132.1%
First Community Bankshares Inc. FCBC$861 million13.7511.4%n/a17.5%0.002.8%
Alerus Financial Corp. ALRS$838 million28.455.2%n/a-14.8%0.652.5%
Peapack Gladstone Financial Corp. PGC$815 million13.768.3%27.1%25.4%0.380.4%
Smartfinancial Inc. SMBK$815 million14.059.9%n/a14.5%0.170.7%
Independent Bank Corp. IBCP$802 million10.6812.5%n/a9.7%0.083.0%
South Plains Financial, Inc. SPFI$800 million11.2511.2%n/a13.3%0.101.6%
Burford Capital Ltd. BUR$788 millionn/a-193.9%n/an/a2.717.0%
Financial Institutions Inc. FISI$783 million9.8612.8%n/a116.6%0.413.2%
Southern Missouri Bancorp, Inc. SMBC$770 million10.3912.5%n/a9.0%0.271.4%
Shore Bancshares Inc. SHBI$748 million10.9511.1%n/a11.3%0.142.3%
HomeTrust Bancshares, Inc. HTB$742 million11.8211.7%n/a3.4%0.381.0%
Washington Trust Bancorp Inc. WASH$738 million11.6212.0%n/a94.2%0.755.8%
Peoples Financial Services Corp. PFIS$722 million11.9411.5%n/a8.9%0.513.5%
Green DOT Corp. GDOT$697 millionn/a-2.8%0.3%17.7%0.07n/a
California BanCorp \ CA BCAL$696 million12.1610.1%n/a0.7%0.001.9%
World Acceptance Corp. WRLD$693 million18.1410.8%8.6%4.3%1.58n/a
Capital Bancorp Inc. CBNK$693 million12.8212.6%n/a8.5%0.001.2%
BAR Harbor Bankshares BHB$686 million13.839.0%n/a29.3%0.513.2%
RED River Bancshares Inc. RRBI$680 million14.3112.5%n/a11.3%n/a0.5%
Tron Inc. TRON$669 millionn/a3.6%-42.3%15.4%n/an/a
Acnb Corp. ACNB$666 million12.1113.2%n/a14.8%0.792.6%
Midland States Bancorp, Inc. MSBI$660 million13.9711.0%n/a0.3%1.104.1%
Coastal Financial Corp. CCB$652 millionn/a-0.8%n/a11.8%0.10n/a
Third Coast Bancshares, Inc. TCBX$646 million9.9111.2%n/a24.8%0.21n/a
Carter Bankshares, Inc. CARE$635 million4.8524.8%n/a76.9%0.04n/a
First Business Financial Services, Inc. FBIZ$619 million10.8814.3%n/a7.9%0.461.8%
Greene County Bancorp Inc. GCBC$615 million13.7915.6%n/a19.9%0.231.1%
Civista Bancshares, Inc. CIVB$587 million10.1610.4%n/a14.2%0.42n/a
Kearny Financial Corp. KRNY$586 million15.554.9%n/a12.1%1.504.9%
Unity Bancorp Inc. UNTY$576 million9.4815.9%n/a11.5%0.671.1%
Bitgo Holdings, Inc. BTGO$571 millionn/a-19.4%-0.2%n/an/an/a
Bridgewater Bancshares Inc. BWB$568 million10.4211.0%n/a26.2%0.93n/a
Southern First Bancshares Inc. SFST$564 million12.179.3%n/a24.7%0.55n/a
Bankwell Financial Group, Inc. BWFG$559 million12.4013.6%n/a29.7%0.581.1%
Bank7 Corp. BSVN$556 million13.3715.8%n/a2.4%n/a1.8%
Northpointe Bancshares Inc. NPB$546 million6.8314.7%n/a22.5%2.660.6%
OppFi Inc. OPFI$539 million3.4821.3%36.3%-6.5%0.794.1%
Sierra Bancorp BSRR$536 million10.6614.0%n/a2.0%0.692.5%
Orange County Bancorp, Inc. OBT$531 million11.1315.5%n/a10.2%0.111.7%
Ponce Financial Group, Inc. PDLB$526 million11.507.9%n/a27.3%1.20n/a
Northrim Bancorp Inc. NRIM$523 million9.5215.7%n/a4.2%0.232.8%
Oportun Financial Corp. OPRT$521 million15.278.6%14.5%2.1%n/an/a
West Bancorporation Inc. WTBA$520 million12.9915.0%n/a15.8%1.153.3%
LendingTree, Inc. TREE$520 million5.2739.2%0.4%23.1%1.31n/a
Citizens & Northern Corp. CZNC$502 million14.1210.2%n/a33.9%0.484.0%
Farmers & Merchants Bancorp Inc. FMAO$499 million11.6511.0%n/a15.7%0.562.6%
Community West Bancshares CWBC$498 million16.465.5%n/a29.0%0.191.8%
Hive Digital Technologies Ltd. HIVE$487 millionn/a-77.2%n/a157.5%0.56n/a
PRA Group Inc. PRAA$485 millionn/a-25.4%5.0%17.6%3.60n/a
Home Bancorp, Inc. HBCP$480 million10.759.8%n/a7.0%0.122.1%
Pioneer Bancorp, Inc. PBFS$453 million35.763.9%n/a14.5%0.23n/a
Avidia Bancorp, Inc. AVBC$450 million23.594.5%n/a20.3%0.48n/a
Commercial Bancgroup, Inc. CBK$448 million11.1713.0%n/an/a0.580.5%
Plumas Bancorp PLBC$433 million10.4616.0%n/a26.3%n/a2.1%
RBB Bancorp RBB$432 million9.958.3%n/a9.2%0.522.5%
Colony Bankcorp Inc. CBAN$430 million11.149.6%n/a28.1%0.672.3%
PCB Bancorp PCB$422 million10.1510.6%n/a8.6%0.002.9%
First Bancorp, Inc. FNLC$410 million10.3613.7%n/a14.8%0.504.1%
Chaince Digital Holdings Inc. CD$410 millionn/an/an/an/an/an/a
Citizens Financial Services Inc. CZFS$410 million9.5212.2%n/a10.8%1.462.4%
Chemung Financial Corp. CHMG$409 million10.6414.1%n/a36.6%0.471.6%
NorthEast Community Bancorp, Inc. NECB$400 million9.3311.7%n/a-0.9%0.523.1%
D. Fidelity & D Bancorp Inc. FDBC$399 million12.4513.0%n/a14.6%0.562.5%
Norwood Financial Corp. NWFL$390 million11.5411.4%n/a75.0%0.423.6%
Parke Bancorp, Inc. PKBK$385 million8.2413.3%n/a26.7%0.502.3%
Investar Holding Corp. ISTR$383 million10.589.4%n/a47.1%0.571.7%
Avidbank Holdings, Inc. AVBH$379 millionn/a-4.8%n/an/a0.07n/a
Timberland Bancorp Inc. TSBK$374 million12.0511.5%n/a9.4%0.042.1%
Better Home & Finance Holding Co. BETR$365 millionn/a-310.8%-84.9%48.7%n/an/a
Uscb Financial Holdings, Inc. USCB$362 million12.4512.8%n/a4.2%0.172.4%
Primis Financial Corp. FRST$359 million6.7312.2%n/a25.4%0.892.8%
Waterstone Financial, Inc. WSBF$358 million11.598.6%n/a12.4%1.173.2%
Blue Ridge Bankshares, Inc. BRBS$358 millionn/a-0.1%n/a-15.5%0.88n/a
WhiteFiber, Inc. WYFI$345 millionn/a-13.1%-42.3%n/a0.25n/a
C & F Financial Corp. CFFI$342 million11.2611.3%n/a10.4%0.511.8%
BayCom Corp. BCML$340 million25.983.9%n/a5.3%0.093.7%
MVB Financial Corp. MVBF$337 million15.546.7%n/a-4.3%0.182.6%
Regional Management Corp. RM$334 million7.3512.5%n/a8.4%4.583.3%
Chain Bridge Bancorp Inc. CBNA$333 million12.5214.5%n/a15.4%n/an/a
CoastalSouth Bancshares, Inc. COSO$329 million11.7811.3%n/an/a0.11n/a
John Marshall Bancorp, Inc. JMSB$328 million12.359.6%n/a15.4%0.290.4%
FS Bancorp, Inc. FSBW$322 million9.9910.5%n/a6.6%1.172.6%
Gemini Space Station, Inc. GEMI$318 millionn/a-110.4%-195.1%n/a0.00n/a
Franklin Financial Services Corp. FRAF$312 million12.6413.4%n/a22.3%1.151.9%
Isabella Bank Corp. ISBA$310 million14.128.7%n/a17.1%0.362.8%
First Community Corp. FCCO$309 million12.2610.1%n/a23.5%0.491.9%
Princeton Bancorp, Inc. BPRN$302 million14.797.5%n/a4.1%0.003.0%
First Western Financial Inc. MYFW$299 million14.317.4%n/a15.9%0.64n/a
Ames National Corp. ATLO$299 million11.7612.4%n/a21.5%0.172.7%
QNB Corp. QNBC$295 millionn/a-2.2%n/a-17.1%0.253.2%
First United Corp. FUNC$295 million11.6711.8%n/a11.1%0.302.3%
Oak Valley Bancorp OVLY$290 million12.2410.8%n/a7.4%0.002.0%
Virginia National Bankshares Corp. VABK$289 million11.6612.7%n/a13.3%0.122.7%
BCB Bancorp Inc. BCBP$282 millionn/a-62.7%n/a3.2%0.587.0%
Lcnb Corp. LCNB$278 million11.158.8%n/a7.4%0.334.5%
First Northern Community Bancorp FNRN$278 million12.2811.0%n/a7.6%0.00n/a
First National Corp. FXNC$273 million12.5911.2%n/a12.0%0.222.2%
FB Bancorp, Inc. FBLA$271 millionn/an/an/an/a0.39n/a
Western New England Bancorp, Inc. WNEB$271 million13.668.1%n/a14.8%0.212.0%
Hawthorn Bancshares, Inc. HWBK$268 million10.5813.9%37.5%12.1%0.432.1%
Community Bancorp CMTV$263 million14.2715.3%n/a15.9%0.492.1%
Bit Digital, Inc. BTBT$260 millionn/a-73.7%-225.3%23.6%0.26n/a
Onity Group Inc. ONIT$255 million2.1920.9%54.1%14.4%n/an/a
National Bankshares Inc. NKSH$250 million12.3310.6%n/a20.8%0.003.9%
Eagle Financial Services Inc. EFSI$247 million13.219.6%n/a37.5%0.152.7%
CF Bankshares Inc. CFBK$234 million10.1211.4%n/a7.8%0.571.0%
GBank Financial Holdings Inc. GBFH$229 million12.3510.7%n/a19.9%0.18n/a
Ohio Valley Banc Corp. OVBC$227 million16.018.2%n/a4.1%0.292.0%
Medallion Financial Corp. MFIN$226 million9.026.8%n/a4.1%6.91n/a
Citizens Community Bancorp Inc. CZWI$225 million17.826.7%n/a10.2%0.271.5%
Peoples Bancorp of North Carolina Inc. PEBK$224 million10.2213.9%n/an/a0.101.9%
First Internet Bancorp INBK$222 million14.984.2%n/a48.7%1.020.9%
Consumer Portfolio Services, Inc. CPSS$222 million9.937.3%7.2%10.4%2.96n/a
OP Bancorp OPBK$221 million7.4112.5%n/a11.2%0.423.5%
loanDepot, Inc. LDI$216 millionn/a-20.8%-8.3%11.4%6.40n/a
First Capital Inc. FCAP$208 million11.2612.9%n/a18.2%n/a2.0%
CB Financial Services, Inc. CBFV$207 million30.154.4%n/a-6.1%0.622.7%
Digi Power X Inc. DGXX$206 millionn/an/an/an/an/an/a
Meridian Corp. MRBK$196 million8.9510.6%n/a7.4%0.773.2%
Landmark Bancorp Inc. LARK$196 million9.6312.1%n/a14.4%0.642.6%
Finward Bancorp FNWD$190 million19.275.5%n/a8.8%0.531.1%
Finwise Bancorp FINW$189 million14.366.9%n/a102.7%n/an/a
ECB Bancorp, Inc. ECBK$186 million14.416.7%n/a33.3%1.53n/a
First Guaranty Bancshares, Inc. FGBI$186 millionn/a-16.0%n/a-7.5%0.820.3%
BV Financial, Inc. BVFL$185 million14.327.1%n/a3.9%0.00n/a
Z Squared Inc. ZSQR$179 millionn/a-13.6%-792.9%961.2%0.01n/a
SB Financial Group, Inc. SBFG$178 million10.6511.5%n/a8.2%0.412.2%
Security National Financial Corp. SNFCA$167 millionn/an/a14.4%-1.1%n/an/a
Richmond Mutual Bancorporation, Inc. RMBI$165 million13.028.1%n/a15.5%1.653.8%
Eagle Bancorp Montana, Inc. EBMT$164 million10.498.0%n/a9.6%1.262.8%
MainStreet Bancshares, Inc. MNSB$157 million10.828.1%n/a4.1%0.331.8%
Hanover Bancorp, Inc. HNVR$153 million15.645.1%n/a5.3%0.461.8%
SR Bancorp, Inc. SRBK$150 million41.991.8%n/a0.4%0.361.1%
Lake Shore Bancorp, Inc. LSBK$148 million16.685.8%n/an/a0.001.4%
Rhinebeck Bancorp, Inc. RBKB$148 million14.727.1%n/a59.6%0.07n/a
Hoyne Bancorp, Inc. HYNE$147 millionn/a0.2%n/an/an/an/a
Winchester Bancorp, Inc. WSBK$127 million25.784.0%n/a35.1%1.25n/a
Riverview Bancorp Inc. RVSB$123 millionn/a-2.7%n/a-13.3%0.301.3%
Soluna Holdings, Inc. SLNH$116 millionn/a-49.2%-127.0%50.9%0.02n/a
Sound Financial Bancorp, Inc. SFBC$115 million14.317.1%n/a6.0%0.071.8%
Union Bankshares Inc. UNB$114 million8.8613.4%n/a14.0%0.186.3%
Provident Financial Holdings Inc. PROV$112 million17.605.2%n/a4.2%1.373.1%
Bank of THE James Financial Group Inc. BOTJ$111 million9.6313.8%n/a12.1%0.101.6%
OptimumBank Holdings, Inc. OPHC$108 million10.0815.3%n/a36.4%0.29n/a
Greystone Housing Impact Investors LP GHI$104 millionn/an/a13.0%-15.3%n/an/a
DeFi Development Corp. DFDV$102 millionn/an/a-866.5%328.6%n/an/a
Nakamoto Inc. NAKA$102 millionn/a-177.9%-1,681.4%1,145.0%0.70n/a
Patriot National Bancorp Inc. PNBK$98 millionn/a-7.4%n/a47.0%0.19n/a
First Northwest Bancorp FNWB$94 millionn/a-0.0%n/a2.3%2.091.4%
Usio, Inc. USIO$83 millionn/a-8.0%-1.2%10.4%0.07n/a
AXE Compute Inc. AGPU$77 millionn/an/an/an/an/an/a
75 companies share its SEC industry code (National Commercial Banks); the rest are the names nearest in size in its wider industry, Banking, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

The public record on C

Dividends$2.32 a share in FY2025
Filings28 in twelve months: 16 current reports (8-K), about 4 results of operations; 3 officer or director change; 3 charter or bylaw amendment, or fiscal year change; 2 other events; 1 shareholder vote
Planned insider sales9 Form 144 notices in twelve months, $24.7 million; latest 8 May 2026
Options tapeput/call 1.87 by open interest at the 6 November 2026 close; the straddle prices a 3.8% move to 13 November 2026
13F holders2,656 funds reported a position for the quarter to 30 June 2026; largest BlackRock, Inc.
Insider trading11 sales and 0 purchases on Form 4 in twelve months
Congress1 House trade disclosed in six months
Short interest22.2 million shares short, 2.12 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Filings

FilingPeriodFiledWhere
10-Q30 September 20265 November 2026EDGAR
10-Q30 June 20266 August 2026EDGAR
10-Q31 March 20267 May 2026EDGAR
10-K31 December 202520 February 2026EDGAR

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