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Stocks / Foreign companies / HDB · Commercial Banks, Nec

HDFC Bank Limited (HDB)

HDFC Bank Limited files a 20-F with the SEC once a year, in Indian rupees. In the year to 31 March 2026 its profit attributable to shareholders was INR 705 billion, up 4.6%, and diluted earnings per share INR 45.75.

Earnings per share are per ordinary share, in Indian rupees. The share that trades in the US can be a depositary share standing for more or fewer ordinary shares, so no price ratio is worked out on this page.

The public record on HDB

Planned insider salesno Form 144 notice in twelve months
Options tapeput/call 0.22 by open interest on 26 September 2026; the straddle prices a 5.5% move to 16 October 2026
Holders11 of the followed funds hold it; largest Dodge & Cox; 0 Schedule 13D or 13G filings in twelve months
Congress2 House trades disclosed in six months
Short interest36.0 million shares short, 3.22 days to cover at 15 September 2026

Profit and loss, 12 fiscal years

Year toMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Profit before tax939862705662519440366340277220186154
Income tax21217577.816613311410511998.379.267.554.5
Profit for the year72768762849638732626022117914111899.5
Profit attributable to shareholders70567462349538632626022017914111899.2

INR billion, from each year's annual report on the SEC's EDGAR, the year linked to its filing, on the US GAAP tags the company filed. A line the company does not file under the standard tag is left out rather than estimated. Profit for the year includes the part that belongs to minority shareholders; profit attributable to shareholders is the part EPS is struck on.

Year toMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Diluted EPS45.7544.8244.1688.6869.3859.0247.2740.6634.1554.5746.3340.55
Basic EPS45.8945.0144.3389.0269.7659.2747.5941.0734.5955.2346.8440.94

INR per ordinary share, as filed.

Cash flow

Year toMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Cash from operations1,1191,1961,02247758192217118394.3379170n/a
Purchase of property, plant and equipment52.866.453.843.626.317.818.316.49.212.610.08.9
Free cash flow1,0661,12996843455590415316785.1367160n/a
Dividends paid21915886.686.436.20.266.441.034.529.324.419.3

INR billion. Purchase of property, plant and equipment is the cash line as filed; purchases of intangible assets and acquisitions are not in it. Free cash flow is cash from operations less that purchase, arithmetic on the two filed lines.

Balance sheet at year end

Year toMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Total assets52,62148,18844,11925,75621,11417,98015,96213,28011,3679,0677,7376,259
Equity attributable to shareholders8,1677,6776,9472,9122,5052,1601,8931,6331,1741,026869750
Cash and cash equivalents2,5481,9832,0861,3871,122931612735574431378341
Goodwill1,6301,6301,63074.974.9n/an/an/an/an/an/an/a

INR billion, at each fiscal year end. Borrowings is the company's own stated total where it files one; it is never added up from its parts here.

Ratios on the filed lines

Year toMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Return on year-end equity8.6%8.8%9.0%17.0%15.4%15.1%13.7%13.5%15.2%13.7%13.6%13.2%
Effective tax rate22.6%20.3%11.0%25.1%25.5%25.9%28.8%35.1%35.5%36.0%36.4%35.4%

Arithmetic on the filed lines of the same year: margins over revenue, return on equity as profit attributable to shareholders over year-end equity, tax over profit before tax.

Annual reports on EDGAR

FormYear toFiled
20-F31 March 202629 July 2026EDGAR
20-F31 March 202514 July 2025EDGAR
20-F31 March 202429 July 2024EDGAR
20-F31 March 202329 June 2023EDGAR
20-F31 March 202229 July 2022EDGAR
20-F31 March 202128 July 2021EDGAR
20-F31 March 202031 July 2020EDGAR
20-F31 March 201931 July 2019EDGAR
20-F31 March 201825 July 2018EDGAR
20-F31 March 201731 July 2017EDGAR
20-F31 March 201629 July 2016EDGAR
20-F31 March 201531 July 2015EDGAR

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