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Stocks / Foreign companies / BBVA · Commercial Banks, Nec

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

Banco Bilbao Vizcaya Argentaria, S.A. files a 20-F with the SEC once a year, in euros. In the year to 31 December 2025 its profit attributable to shareholders was EUR 10,511 million, up 4.5%.

Earnings per share are per ordinary share, in euros. The share that trades in the US can be a depositary share standing for more or fewer ordinary shares, so no price ratio is worked out on this page.

The public record on BBVA

Planned insider salesno Form 144 notice in twelve months
Options tapeput/call 1.28 by open interest on 26 September 2026; the straddle prices a 6.0% move to 16 October 2026
Holders6 of the followed funds hold it; largest FMR LLC; 0 Schedule 13D or 13G filings in twelve months
Congress0 House trades disclosed in six months
Short interest1.7 million shares short, 1.71 days to cover at 15 September 2026

Profit and loss, 11 fiscal years

Year toDec 2025Dec 2024Dec 2023Dec 2022*Dec 2021Dec 2020*Dec 2019*Dec 2018*Dec 2017*Dec 2016Dec 2015
Gross profit36,93135,48129,54224,74321,06620,16621,52220,93625,27024,65323,362
Operating profit16,15315,34512,43210,3727,4845,1537,2026,8077,2226,8746,251
Finance costsn/an/an/an/an/an/an/a2.01.01.01.0
Profit before tax16,22715,40512,41910,2687,2475,2487,0467,5656,9316,3924,603
Income tax5,1004,8304,0033,5051,9091,4591,943-2,042-2,174-1,699-1,274
Profit for the year11,12610,5758,4166,7635,6182,0604,3456,2274,7574,6933,328
Profit attributable to shareholders10,51110,0548,0196,3584,6531,3053,5125,4003,5143,4752,642

EUR million, from each year's annual report on the SEC's EDGAR, the year linked to its filing, on the IFRS tags the company filed. A line the company does not file under the standard tag is left out rather than estimated. A year marked * shows the figure as the company restated it in a later annual report (Dec 2017, Dec 2018, Dec 2019, Dec 2020, Dec 2022); the first-filed figure is in the CSV. Profit for the year includes the part that belongs to minority shareholders; profit attributable to shareholders is the part EPS is struck on.

Year toDec 2025Dec 2024Dec 2023Dec 2022*Dec 2021Dec 2020*Dec 2019*Dec 2018*Dec 2017*Dec 2016Dec 2015
Basic EPS1.761.681.290.980.670.140.470.750.460.490.37

EUR per ordinary share, as filed.

Cash flow

Year toDec 2025Dec 2024Dec 2023Dec 2022*Dec 2021Dec 2020*Dec 2019*Dec 2018*Dec 2017*Dec 2016Dec 2015
Cash from operations14,968-18,190-72123,718-1,24239,349-10,65413,4361,7226,62323,101
Purchase of property, plant and equipment8271,1951,1291,812396632852n/an/an/an/a
Free cash flow14,141-19,385-1,85021,906-1,63838,717-11,506n/an/an/an/a
Dividends paid4,1963,9132,8082,1859261,0652,147n/an/an/an/a

EUR million. Purchase of property, plant and equipment is the cash line as filed; purchases of intangible assets and acquisitions are not in it. Free cash flow is cash from operations less that purchase, arithmetic on the two filed lines.

Balance sheet at year end

Year toDec 2025Dec 2024Dec 2023Dec 2022*Dec 2021Dec 2020*Dec 2019*Dec 2018*Dec 2017*Dec 2016Dec 2015
Total assets859,576772,402775,558712,092662,885733,797695,471675,675690,059731,856749,855
Equity attributable to shareholders61,79860,01455,26550,51748,74850,02054,92552,87453,32355,42855,282
Cash and cash equivalents58,83751,14575,41679,75667,79976,88844,30358,19642,68040,03929,282
Inventoriesn/an/an/an/an/a5725816352293,2984,303
Goodwill7157007957078189104,9556,1806,0626,9376,915

EUR million, at each fiscal year end. Borrowings is the company's own stated total where it files one; it is never added up from its parts here.

Ratios on the filed lines

Year toDec 2025Dec 2024Dec 2023Dec 2022*Dec 2021Dec 2020*Dec 2019*Dec 2018*Dec 2017*Dec 2016Dec 2015
Return on year-end equity17.0%16.8%14.5%12.6%9.5%2.6%6.4%10.2%6.6%6.3%4.8%
Effective tax rate31.4%31.4%32.2%34.1%26.3%27.8%27.6%-27.0%-31.4%-26.6%-27.7%

Arithmetic on the filed lines of the same year: margins over revenue, return on equity as profit attributable to shareholders over year-end equity, tax over profit before tax.

Annual reports on EDGAR

FormYear toFiled
20-F31 December 202520 February 2026EDGAR
20-F31 December 202421 February 2025EDGAR
20-F31 December 20231 March 2024EDGAR
20-F31 December 20226 March 2023EDGAR
20-F31 December 20214 March 2022EDGAR
20-F31 December 202026 February 2021EDGAR
20-F31 December 201928 February 2020EDGAR
20-F31 December 201828 March 2019EDGAR
20-F31 December 20175 April 2018EDGAR
20-F31 December 201631 March 2017EDGAR
20-F31 December 20156 April 2016EDGAR
20-F31 December 201415 April 2015EDGAR

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