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Stocks / United States / EFX · Services-Consumer Credit Reporting, Collection Agencies · NYSE

Equifax Inc. (EFX)

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Equifax Inc. (EFX) reported revenue of $1.7 billion for Q2 FY2026, the quarter ended 30 June 2026, up 10.6% on the same quarter a year earlier. Net income was $184 million, down 3.9% on the year, and diluted earnings per share $1.54. The figures are the company's own, from the 10-Q it filed with the SEC on 21 July 2026.

Revenue$1.7 billionup 10.6%
Net income$184 milliondown 3.9%
Diluted EPS$1.54
QuarterQ2 FY2026ended 30 June 2026

Ratios

From the filings

ROE15.8%
ROCE13.6%
Operating margin17.9%
Net margin10.7%
FCF margin17.1%
Interest cover5.19
Debt to equity0.93
Cash conversion2.33
Share count, 1 year-5.0%
Sales CAGR, 3 years5.8%
Profit CAGR, 3 years-1.7%
EPS, TTM$5.69

At the close of 21 September 2026

Price$158.62
Market cap$18.7 billion
Stock P/E27.88
Price to book4.26
EV / EBITDA11.88
Dividend yield1.2%
Market cap / sales2.89
52-week high$257.58
52-week low$151.93
Price, 1 year-38.4%
Price CAGR, 3 years-5.1%
Price CAGR, 5 years-9.6%

Every figure is arithmetic on the filed lines (hover a name for the formula); the priced ones use the latest daily close, CBOE delayed quotes, daily history, by CBOE, for splits. Debt to equity here stands on long-term debt as Equifax Inc. files it, with lease liabilities counted separately and never inside it. Nothing here is a valuation or a view.

Price, 17 September 2021 to 21 September 2026

Daily closes from CBOE delayed quotes, daily history, by CBOE, for splits; the last is 21 September 2026. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on EFX

Filings17 in twelve months: 8 current reports (8-K), about 4 results of operations; 1 other events; 1 charter or bylaw amendment, or fiscal year change; 1 shareholder vote; 1 material agreement
Planned insider sales13 Form 144 notices in twelve months, $38.2 million; latest 3 September 2026
Options tapeput/call 1.67 by open interest on 23 September 2026; the straddle prices a 8.6% move to 16 October 2026
Holders9 of the followed funds hold it; largest Harris Associates; 6 Schedule 13D or 13G filings in twelve months
Insider trading46 sales and 1 purchase on Form 4 in twelve months
Congress2 House trades disclosed in six months
Short interest7.8 million shares short, 7.27 days to cover at 31 August 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 12 quarters

Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue1,3191,3261,3891,4301,4421,4191,4421,5371,5451,5511,6491,700
SG&A333343373353380345375384434421411422
Operating income246245225282247288236311264284288314
Operating margin19%18%16%20%17%20%16%20%17%18%17%18%
Interest expense62.860.359.757.356.355.852.953.152.254.155.759.8
Pre-tax income191183167225194226185261215233236257
Tax rate14%26%24%26%26%23%28%26%25%24%27%28%
Net income162132125164141174133191160176172184
Net margin12%10%9%11%10%12%9%12%10%11%10%11%
Diluted EPS$1.31$1.06$1.00$1.31$1.13$1.40$1.06$1.53$1.29$1.44$1.42$1.54
Operating cash flow382322253268480325224361560471242340
Capital expenditure134146132137124119107122122130120135
Free cash flow247176121131356206117239438341122205
Buybacksn/an/an/an/a0.0n/a0.0127300500260300
Dividends paid48.148.148.248.248.448.448.562.061.560.867.166.4
Shares outstanding123m123m124m124m124m124m124m124m123m120m119m118m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q

* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Profit and loss, 10 fiscal years and the trailing twelve months

FY2016 FY2017 FY2018 FY2019 FY2020FY2021FY2022FY2023FY2024FY2025TTM
Revenue3,1453,3623,4123,5084,1284,9245,1225,2655,6816,0746,444
Cost of revenue1,1131,211n/an/an/an/an/an/an/an/an/a
Gross profit2,0322,152n/an/an/an/an/an/an/an/an/a
Gross margin64.6%64.0%n/an/an/an/an/an/an/an/an/a
Selling, general and administrative9411,0321,2131,9901,3221,3251,3291,3861,4501,6141,689
Operating income825832448-3356771,1381,0569341,0421,0951,150
Operating margin26.2%24.7%13.1%-9.6%16.4%23.1%20.6%17.7%18.3%18.0%17.9%
Interest expense92.192.8104112142146183241229212222
Pre-tax income728747370-414685949930718810895941
Income tax23314953.4-35.7159201230166203231245
Effective tax rate32.0%19.9%14.4%n/a23.2%21.1%24.7%23.2%25.1%25.8%26.0%
Net income489587310-384520744696545604660691
Net margin15.5%17.5%9.1%-11.0%12.6%15.1%13.6%10.4%10.6%10.9%10.7%
Diluted EPS$4.04$4.83$2.47-$3.27$4.24$6.02$5.65$4.40$4.84$5.32$5.69
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

Income statement lines from each year's 10-K, the year linked to its filing; TTM is the sum of the last four quarters. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

FY2016 FY2017 FY2018 FY2019 FY2020FY2021FY2022FY2023FY2024FY2025TTM
Operating cash flow8238166723149461,3357571,1171,3241,6161,612
Capital expenditure174218322400421469624601512481507
Free cash flow650598350-85.85258661335168131,1341,105
Free cash flow margin20.7%17.8%10.3%-2.4%12.7%17.6%2.6%9.8%14.3%18.7%17.1%
Depreciation and amortisation269291316337399490569620681727748
Share-based compensation37.138.342.549.754.754.962.671.881.678.492.3
Buybacks0.077.10.00.00.069.90.00.00.09281,360
Dividends paid158187188189190190191192193233256
Dividend per share$1.32$1.56$1.56$1.56$1.56$1.56$1.56$1.56$1.56$1.89n/a
Diluted shares, weighted121m122m121m122m123m124m123m124m125m124m119m
Shares outstanding at period end120m120m121m121m122m122m122m123m124m120m118m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

Buybacks and dividends are the cash paid in the year, from the cash flow statement; the dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2016 FY2017 FY2018 FY2019 FY2020FY2021FY2022FY2023FY2024FY2025TTM
Total assets6,6647,2337,1537,9099,61211,04111,54812,28011,75911,86411,982
Cash and equivalents1293362244011,685225285217170181170
Receivables4334454695326317288589089581,0131,104
Goodwill3,9744,1844,1304,3084,4966,2586,3846,8306,5486,7466,793
Long-term debt2,6852,7152,6553,4034,4025,3255,8175,7425,0385,1144,057
Borrowings, as the company tags themn/a2,7152,6553,4034,4025,3255,8175,7425,0385,1145,485
Shareholders' equity2,6633,1743,1082,5793,1683,5843,9564,5344,7974,6044,380
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K

At the fiscal year end; the TTM column is the latest quarter end. A line the company does not tag under the usual name is left out.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compoundedn/a8.0%5.8%10.3%
Profit growth, compoundedn/a4.9%-1.7%8.1%
Return on equity, average12.6%15.5%13.0%14.3%

Compounded growth is the latest fiscal year over the year that many years earlier, annualised; the TTM column is the last four quarters over the four before. Return on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: Services-Consumer Credit Reporting, Collection Agencies

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
S&P Global Inc. SPGI$119.7 billion25.5815.3%43.9%8.5%0.431.0%
Moodys Corp. MCO$80.9 billion29.6592.4%44.8%11.7%2.300.8%
Equifax Inc. EFX$18.7 billion27.8815.8%17.9%10.3%0.931.2%

The names on this site in the same industry (the SEC's SIC description), by market capitalisation. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close.

Filings

FilingPeriodFiledWhere
10-Q30 June 202621 July 2026EDGAR
10-Q31 March 202621 April 2026EDGAR
10-K31 December 202519 February 2026EDGAR
10-Q30 September 202521 October 2025EDGAR
10-Q30 June 202522 July 2025EDGAR
10-Q31 March 202522 April 2025EDGAR
10-K31 December 202420 February 2025EDGAR
10-Q30 September 202421 October 2024EDGAR
10-Q30 June 202422 July 2024EDGAR
10-Q31 March 202422 April 2024EDGAR

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