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FirstCash Holdings, Inc. (FCFS)

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FirstCash Holdings, Inc. (FCFS) reported revenue of $1.1 billion for Q2 FY2026, the quarter ended 30 June 2026, up 29.4% on the same quarter a year earlier. Net income was $93 million, up 56.3% on the year, and diluted earnings per share $2.12. The figures are the company's own, from the 10-Q it filed with the SEC on 27 July 2026.

Revenue$1.1 billionup 29.4%
Net income$93 millionup 56.3%
Diluted EPS$2.12
QuarterQ2 FY2026ended 30 June 2026

FirstCash Holdings (FCFS) in brief

FirstCash Holdings (FCFS) reported revenue of $3.7 billion for fiscal 2025, the year ended 31 December 2025, up 8.0% on the year before.
Read moreNet income was $330 million and diluted earnings per share $7.42. Revenue was $3.4 billion in fiscal 2024, $3.2 billion in fiscal 2023, $2.7 billion in fiscal 2022 and $1.7 billion in fiscal 2021. Net income in the same years was $259 million, $219 million, $253 million and $125 million. Over the twelve months to 30 June 2026, FirstCash Holdings reported revenue of $4.1 billion and net income of $388 million. Revenue grew 17.5% a year, compounded, over the five years to fiscal 2025. FirstCash Holdings declared $1.60 a share in dividends over the last four quarters and had 43 million shares outstanding at the latest filed count. At 30 June 2026 it carried $2.3 billion of debt and $172 million of cash. At the close of 8 October 2026 the market cap of FirstCash Holdings was $9.2 billion, 24.1 times its earnings over the last twelve months.

Ratios

From the filings

ROE16.7%
ROCE11.3%
Operating margin12.8%
Net margin9.4%
FCF marginn/a
Interest covern/a
Debt to equity1.01
Cash conversion1.73
Share count, 1 year-2.2%
Sales CAGR, 3 years10.3%
Profit CAGR, 3 years9.2%
EPS, TTM$8.76

At the close of 8 October 2026

Price$211.49
Market cap$9.2 billion
Stock P/E24.14
Price to book3.95
EV / EBITDAn/a
Dividend yield0.8%
Market cap / sales2.23
52-week high$236.43
52-week low$148.05
Price, 1 year35.6%
Price CAGR, 3 years27.7%
Price CAGR, 5 years19.6%
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest daily close from SimFin. Debt to equity here stands on long-term debt as FirstCash Holdings, Inc. files it, with lease liabilities counted separately and never inside it. Nothing here is a valuation or a view.
FCFSgreeksoup.ai
Daily closes to 8 October 2026, adjusted for splits; prices from SimFin.
Read moreDay by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on FCFS

Filings27 in twelve months: 18 current reports (8-K), about 9 regulation fd disclosure; 4 results of operations; 4 other events; 2 material agreement; 2 new financial obligation
Planned insider sales25 Form 144 notices in twelve months, $20.6 million; latest 3 September 2026
Options tapeput/call 0.23 by open interest at the 8 October 2026 close; the straddle prices a 4.7% move to 16 October 2026
13F holders8 of the followed funds hold it; largest FMR LLC; 4 Schedule 13D or 13G filings in twelve months
Insider trading34 sales and 0 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest2.4 million shares short, 6.05 days to cover at 15 September 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 12 quarters

Q3 FY2023Q4 FY2023 *Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue7868528368318378848368319361,0581,0521,075
Cost of revenue398434441436433450412418462529509541
Gross profit389418396395405434424413474530542534
Gross margin49%49%47%48%48%49%51%50%51%50%52%50%
Operating income77.691.581.966.285.211011181.1112143145127
Operating margin10%11%10%8%10%12%13%10%12%13%14%12%
Interest expense24.726.625.425.2n/an/an/an/an/an/an/an/a
Pre-tax income77.691.581.966.285.211011181.1112143145127
Tax rate26%24%25%26%24%24%25%26%26%27%26%26%
Net income57.169.661.449.164.883.583.659.882.810410893.5
Net margin7%8%7%6%8%9%10%7%9%10%10%9%
Diluted EPS$1.26$1.53$1.35$1.08$1.44$1.86$1.87$1.34$1.86$2.35$2.43$2.12
Operating cash flow11199.1123106113198127117136207154177
Buybacks13.7-1.10.085.00.00.059.60.830.025.450.066.9
Dividends paid15.515.815.815.917.017.016.916.918.618.418.518.4
Shares outstanding45m45m45m45m45m45m44m44m44m44m44m43m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS and diluted share count are from the company's results press release for that quarter, used where the release gives the same revenue and net income as the table. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 12 fiscal years and the trailing twelve months

FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Revenue7137051,0881,7801,7811,8641,6311,6992,7293,1523,3893,6614,120
Cost of revenue3123134848328148467207801,4641,6451,7591,8202,041
Gross profit4013916059489671,0189119191,2651,5071,6301,8412,080
Gross margin56.2%55.5%55.6%53.2%54.3%54.6%55.9%54.1%46.3%47.8%48.1%50.3%50.5%
Operating income11787.793.4172205225144167324293343448527
Operating margin16.4%12.4%8.6%9.7%11.5%12.0%8.8%9.8%11.9%9.3%10.1%12.2%12.8%
Interest expense13.516.920.324.029.234.029.332.470.793.2n/an/an/a
Pre-tax income11787.793.4172205225144167324293343448527
Income tax31.527.033.328.452.160.037.141.670.173.584.0117139
Effective tax rate27.0%30.8%35.7%16.5%25.4%26.7%25.8%25.0%21.7%25.1%24.5%26.2%26.4%
Net income85.260.760.1144153165107125253219259330388
Net margin11.9%8.6%5.5%8.1%8.6%8.8%6.5%7.4%9.3%7.0%7.6%9.0%9.4%
Diluted EPS$2.93$2.14$1.72$3.00$3.41$3.81$2.56$3.04$5.36$4.80$5.73$7.42$8.76
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Revenue by region

FY2023FY2024FY2025Share
latest year
United States2,3482,5772,62171.6%
Mexico76376483622.8%
United Kingdom0.00.01514.1%
Other Latin America40.747.553.31.5%
United StatesMexicoUnited KingdomOther Latin America
3,152FY20233,389FY20243,661FY2025

$ million; hover a block for its figure and share

From the latest 10-K, in the company's own words.
Read moreA year is shown only where the parts add up to the revenue above. Fiscal years are labelled by the year they end in.

Cash flow and capital returned

FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Operating cash flow97.792.796.9220243232222223469416540586673
Capital expenditure24.021.120.526.035.744.337.542.035.660.168.254.9n/a
Free cash flow73.771.776.4194208187185181434356472531n/a
Free cash flow margin10.3%10.2%7.0%10.9%11.7%10.0%11.3%10.7%15.9%11.3%13.9%14.5%n/a
Cash from investing-85.4-71.7-26.01.4-159-137-20.4-745-336-462-442-828-906
Cash from financing-9.19.1-58.7-198-127-121-187577-13951.3-38.2176289
Share-based compensation2.00.44.23.15.88.72.95.210.913.714.820.221.9
Buybacks43.940.00.091.727411610749.615811485.0116172
Dividends paid0.00.019.836.840.944.044.847.559.661.965.870.973.9
Dividend per share$0.00$0.00$0.56$0.77$0.91$1.02$1.08$1.17$1.26$1.36$1.46$1.60n/a
Diluted shares, weighted29m28m35m48m45m43m42m41m47m46m45m45m44m
Shares outstanding at period end29m28m49m47m44m42m41m48m46m45m45m44m43m
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2014 †FY2015 †FY2016 †FY2017 †FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTM
Funded by
Shareholders' equity4344311,4501,4751,3181,3501,2841,8081,8801,9962,0542,2772,322
Debt2222584604075956356231,3091,3891,6181,7482,2242,346
Operating lease liabilitiesn/an/an/an/a0.0194195203203215225249245
Other liabilities55.063.5235180195261270516433460449551572
Total liabilities and equity7127532,1452,0632,1082,4392,3723,8363,9054,2904,4775,3015,486
Owned
Fixed assets114112236230252336374463539633718808855
Goodwill2772968318319179499771,5361,5811,7281,7872,0232,031
Intangible assetsn/a6.210493.888.185.983.7388330278229231200
Investmentsn/a0.00.0n/an/an/an/an/an/an/an/an/an/a
Cash and equivalents68.087.090.011471.846.565.8120117127175125172
Inventory91.193.5331277275265190263288312335487570
Other assets1621585535165047576811,0661,0491,2131,2331,6261,657
Total assets7127532,1452,0632,1082,4392,3723,8363,9054,2904,4775,3015,486
Filing10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compounded17.9%17.5%10.3%21.6%
Profit growth, compounded18.5%25.4%9.2%33.0%
Return on equity, average10.5%11.7%12.7%14.5%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: Retail

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Penske Automotive Group, Inc. PAG$13.0 billion14.5815.6%n/a0.6%0.892.6%
BJ's Wholesale Club Holdings, Inc. BJ$12.5 billion21.6727.1%3.8%9.1%0.18n/a
Dick'S Sporting Goods, Inc. DKS$12.1 billion14.4614.7%5.5%53.5%0.333.6%
Five Below, Inc. FIVE$11.5 billion18.8325.0%14.7%25.6%0.000.0%
GameStop Corp. GME$11.4 billion16.6314.5%13.5%-7.7%0.680.4%
Murphy USA Inc. MUSA$9.5 billion15.7478.9%4.3%10.3%2.770.4%
FirstCash Holdings, Inc. FCFS$9.2 billion24.1416.7%12.8%21.6%1.010.8%
GAP Inc. GAP$8.3 billion7.0531.6%11.0%1.1%0.382.8%
Chewy, Inc. CHWY$7.8 billion28.6573.9%2.5%5.9%1.60n/a
Lithia Motors Inc. LAD$6.4 billion9.5811.2%4.1%2.1%1.800.8%
Sprouts Farmers Market, Inc. SFM$6.2 billion12.6533.5%7.4%7.2%0.07n/a
Abercrombie & Fitch Co. ANF$6.0 billion12.1139.6%13.7%4.7%0.000.0%
All 45 in Retail
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Amazon.com Inc. AMZN$2.74 trillion20.4424.5%12.1%15.8%0.24n/a
Walmart Inc. WMT$877.2 billion39.9122.5%4.4%6.2%0.410.9%
Costco Wholesale Corp. COST$420.2 billion45.6625.8%3.9%10.1%0.110.6%
Home Depot, Inc. HD$294.9 billion20.6885.6%12.4%2.5%2.643.1%
TJX Companies Inc. TJX$152.8 billion25.6557.0%n/a7.7%0.181.2%
CVS Health Corp. CVS$112.2 billion23.236.1%2.0%7.4%0.753.0%
Lowe's Companies Inc. LOW$105.9 billion15.96n/a11.4%8.2%n/a2.5%
Sherwin Williams Co. SHW$77.9 billion29.5969.7%n/a5.8%3.131.0%
ROSS Stores, Inc. ROST$72.0 billion27.2639.4%13.7%14.0%0.150.7%
Target Corp. TGT$70.3 billion16.0724.6%5.6%2.0%0.803.0%
O'Reilly Automotive, Inc. ORLY$70.2 billion27.39n/a19.6%8.5%n/an/a
Fastenal Co. FAST$57.9 billion42.7933.2%20.3%12.5%0.031.8%
Autozone Inc. AZO$47.5 billion20.01n/a18.0%5.7%n/an/a
Carvana Co. CVNA$46.8 billion33.4438.9%8.9%54.0%1.21n/a
JD.com, Inc. JD *$37.0 billion13.988.7%0.2%13.0%0.333.9%
Kroger Co. KR$36.3 billion33.3818.6%1.4%1.6%2.632.3%
Williams Sonoma Inc. WSM$28.1 billion24.4655.1%19.2%2.2%0.001.2%
Dollar General Corp. DG$27.4 billion16.1618.3%5.6%4.8%0.491.9%
Copart Inc. CPRT$25.5 billion17.7316.3%35.4%0.4%0.00n/a
Ulta Beauty, Inc. ULTA$24.2 billion20.5645.8%12.5%11.2%0.130.0%
Caseys General Stores Inc. CASY$23.7 billion30.9418.9%8.3%13.8%0.570.2%
Dollar Tree, Inc. DLTR$22.3 billion14.4847.1%11.0%8.2%0.86n/a
Best Buy Co., Inc. BBY$18.6 billion14.7140.0%4.1%1.4%0.364.3%
CDW Corp. CDW$17.5 billion16.8144.2%7.1%7.4%1.971.8%
Tractor Supply Co. TSCO$17.5 billion17.4438.5%8.5%4.0%0.822.8%
Burlington Stores, Inc. BURL$17.4 billion24.8535.7%7.7%10.9%0.95n/a
Penske Automotive Group, Inc. PAG$13.0 billion14.5815.6%n/a0.6%0.892.6%
BJ's Wholesale Club Holdings, Inc. BJ$12.5 billion21.6727.1%3.8%9.1%0.18n/a
Dick'S Sporting Goods, Inc. DKS$12.1 billion14.4614.7%5.5%53.5%0.333.6%
Five Below, Inc. FIVE$11.5 billion18.8325.0%14.7%25.6%0.000.0%
GameStop Corp. GME$11.4 billion16.6314.5%13.5%-7.7%0.680.4%
Murphy USA Inc. MUSA$9.5 billion15.7478.9%4.3%10.3%2.770.4%
FirstCash Holdings, Inc. FCFS$9.2 billion24.1416.7%12.8%21.6%1.010.8%
GAP Inc. GAP$8.3 billion7.0531.6%11.0%1.1%0.382.8%
Chewy, Inc. CHWY$7.8 billion28.6573.9%2.5%5.9%1.60n/a
Lithia Motors Inc. LAD$6.4 billion9.5811.2%4.1%2.1%1.800.8%
Sprouts Farmers Market, Inc. SFM$6.2 billion12.6533.5%7.4%7.2%0.07n/a
Abercrombie & Fitch Co. ANF$6.0 billion12.1139.6%13.7%4.7%0.000.0%
Albertsons Companies, Inc. ACI$6.0 billion154.254.1%0.7%2.7%5.224.9%
Macy's, Inc. M$6.0 billion8.3515.2%5.0%0.3%0.493.2%
Autonation, Inc. AN$5.2 billion7.2834.3%4.8%-0.1%1.58n/a
Ollie's Bargain Outlet Holdings, Inc. OLLI$5.2 billion19.3514.4%12.3%14.4%0.001.2%
Floor & Decor Holdings, Inc. FND$5.0 billion21.639.3%6.4%2.4%0.08n/a
Bath & Body Works, Inc. BBWI$3.6 billion4.61n/a16.7%-2.2%n/a4.5%
RH RH$2.2 billion20.2392.7%10.0%3.3%19.69n/a
No other company here shares its SEC industry code (Retail-Miscellaneous Retail); these are the names nearest in size in its wider industry, Retail, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 202627 July 2026EDGAR
10-Q31 March 202624 April 2026EDGAR
10-K31 December 20259 February 2026EDGAR
10-Q30 September 20253 November 2025EDGAR
10-Q30 June 202528 July 2025EDGAR
10-Q31 March 202528 April 2025EDGAR
10-K31 December 20243 February 2025EDGAR
10-Q30 September 202428 October 2024EDGAR
10-Q30 June 202429 July 2024EDGAR
10-Q31 March 202429 April 2024EDGAR

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