OLD Republic International Corp. (ORI)

Name: OLD Republic International (ORI) stock: financials, earnings, P/E, insider sales and 13F holders
Creator: GreekSoup
License: https://creativecommons.org/licenses/by/4.0/

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OLD Republic International Corp. (ORI) reported revenue of $2.5 billion for Q2 FY2026, the quarter ended 30 June 2026, up 13.4% on the same quarter a year earlier. Net income was $322 million, up 57.7% on the year, and diluted earnings per share $1.31. The figures are the company's own, from the 10-Q it filed with the SEC on 31 July 2026.

Revenue$2.5 billionup 13.4%

Net income$322 millionup 57.7%

Diluted EPS$1.31

QuarterQ2 FY2026ended 30 June 2026

OLD Republic International (ORI) in brief

OLD Republic International (ORI) reported revenue of $9.1 billion for fiscal 2025, the year ended 31 December 2025, up 11.0% on the year before.

Net income was $935 million and diluted earnings per share $3.72. Revenue was $8.2 billion in fiscal 2024, $7.3 billion in fiscal 2023, $8.1 billion in fiscal 2022 and $9.3 billion in fiscal 2021. Net income in the same years was $853 million, $599 million, $686 million and $1.5 billion. Over the twelve months to 30 June 2026, OLD Republic International reported revenue of $9.7 billion and net income of $1.1 billion. Revenue grew 5.0% a year, compounded, over the five years to fiscal 2025. OLD Republic International declared $3.66 a share in dividends over the last four quarters and had 241 million shares outstanding at the latest filed count. At the close of 8 October 2026 the market cap of OLD Republic International was $9.3 billion, 8.5 times its earnings over the last twelve months.

Ratios

From the filings

ROE18.7%

ROCE23.7%

Operating margin14.8%

Net margin11.7%

FCF marginn/a

Interest covern/a

Debt to equityn/a

Cash conversion1.12

Share count, 1 year-2.8%

Sales CAGR, 3 years4.2%

Profit CAGR, 3 years10.9%

EPS, TTM$4.56

At the close of 8 October 2026

Price$38.55

Market cap$9.3 billion

Stock P/E8.45

Price to book1.53

EV / EBITDAn/a

Dividend yield9.5%

Market cap / sales0.96

52-week high$46.62

52-week low$36.66

Price, 1 year-11.0%

Price CAGR, 3 years12.4%

Price CAGR, 5 years9.4%

Worked from the filed figures; hover a name for the formula.

The priced ones use the latest daily close from SimFin. Nothing here is a valuation or a view.

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ORIgreeksoup.ai

50-day average 200-day average Volume

Daily closes to 8 October 2026, adjusted for splits; prices from SimFin.

Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on ORI

Filings	16 in twelve months: 8 current reports (8-K), about 4 results of operations; 1 regulation fd disclosure; 1 shareholder vote; 1 material agreement; 1 new financial obligation
Planned insider sales	7 Form 144 notices in twelve months, $2.5 million; latest 1 September 2026
Options tape	put/call 0.36 by open interest at the 8 October 2026 close; the straddle prices a 5.1% move to 16 October 2026
13F holders	7 of the followed funds hold it; largest Geode Capital Management; 1 Schedule 13D or 13G filing in twelve months
Insider trading	8 sales and 5 purchases on Form 4 in twelve months
Congress	0 House trades disclosed in six months
Short interest	10.5 million shares short, 9.05 days to cover at 15 September 2026
Documents	the 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 12 quarters

	Q3 FY2023	Q4 FY2023	Q1 FY2024	Q2 FY2024	Q3 FY2024	Q4 FY2024	Q1 FY2025	Q2 FY2025	Q3 FY2025	Q4 FY2025	Q1 FY2026	Q2 FY2026
Revenue	1,760	1,941	2,016	1,872	2,342	2,002	2,114	2,208	2,424	2,389	2,399	2,504
Operating income	63.9	238	399	113	427	131	308	260	353	263	413	410
Operating margin	4%	12%	20%	6%	18%	7%	15%	12%	15%	11%	17%	16%
Pre-tax income	63.9	237	399	113	427	131	308	260	353	263	413	410
Tax rate	18%	20%	21%	19%	21%	20%	20%	20%	21%	21%	20%	21%
Net income	52.6	191	317	91.8	339	105	245	204	280	206	330	322
Net margin	3%	10%	16%	5%	14%	5%	12%	9%	12%	9%	14%	13%
Diluted EPS	$0.19	$0.69	$1.15	$0.35	$1.32	$0.42	$0.98	$0.81	$1.11	$0.82	$1.32	$1.31
Operating cash flow	350	283	160	236	475	362	232	134	564	235	281	200
Buybacks	126	55.8	194	408	165	174	25.3	0.0	43.3	55.2	160	60.2
Dividends paid	67.6	66.9	71.5	69.1	66.4	64.9	568	73.0	70.9	70.8	694	76.6
Shares outstanding	280m	278m	272m	258m	254m	248m	247m	248m	247m	246m	243m	241m
Filing	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q

Each quarter as filed, linked to its filing.

Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 12 fiscal years and the trailing twelve months

	FY2014	FY2015	FY2016 †	FY2017	FY2018 †	FY2019 †	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM
Revenue	5,531	5,766	5,900	6,263	6,259	7,460	7,166	9,342	8,084	7,258	8,232	9,136	9,717
Operating income	610	632	686	725	438	1,322	688	1,922	857	748	1,070	1,184	1,440
Operating margin	11.0%	11.0%	11.6%	11.6%	7.0%	17.7%	9.6%	20.6%	10.6%	10.3%	13.0%	13.0%	14.8%
Interest expense	28.3	42.9	50.9	64.5	47.2	43.2	42.5	55.9	67.3	67.2	79.8	70.5	n/a
Pre-tax income	609	632	686	725	438	1,322	688	1,922	857	747	1,070	1,184	1,440
Income tax	200	210	219	165	67.5	266	130	388	171	149	217	242	298
Effective tax rate	32.8%	33.2%	31.9%	22.7%	15.4%	20.1%	18.8%	20.2%	19.9%	19.9%	20.3%	20.4%	20.7%
Net income	410	422	467	560	370	1,056	559	1,534	686	599	853	935	1,138
Net margin	7.4%	7.3%	7.9%	8.9%	5.9%	14.2%	7.8%	16.4%	8.5%	8.2%	10.4%	10.2%	11.7%
Diluted EPS	$1.44	$1.48	$1.62	$1.92	$1.24	$3.51	$1.87	$5.05	$2.26	$2.10	$3.24	$3.72	$4.56
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

From each year's 10-K, linked; TTM is the last four quarters.

Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for OLD Republic International: an insurer's operating cash flow includes premiums it holds to pay claims later, so it is not cash the owners can take out. Book value and return on equity, in the ratios above, are the usual measures for it.

	FY2014	FY2015	FY2016 †	FY2017	FY2018 †	FY2019 †	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM
Operating cash flow	-181	688	637	453	760	936	1,185	1,312	1,171	880	1,233	1,164	1,280
Cash from investing	-43.3	-450	-1,036	-294	-240	-425	-845	-936	-415	25.3	-3.9	-177	-484
Cash from financing	208	-215	385	-178	-546	-533	-300	-336	-833	-783	-1,227	-926	-556
Share-based compensation	2.7	2.3	3.1	3.5	3.8	3.7	2.1	3.2	9.0	19.5	33.2	46.7	n/a
Buybacks	n/a	n/a	n/a	n/a	n/a	n/a	0.0	0.0	281	535	942	124	318
Dividends paid	188	191	194	199	499	539	250	1,019	580	276	272	783	912
Dividend per share	$0.73	$0.74	$0.75	$1.00	$0.78	$1.80	$1.84	$2.38	$1.92	$0.98	$3.06	$3.66	n/a
Diluted shares, weighted	295m	296m	296m	299m	301m	301m	299m	304m	303m	285m	263m	251m	246m
Shares outstanding at period end	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	241m
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

Cash paid in the year, from the cash flow statement.

The dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

	FY2014	FY2015	FY2016 †	FY2017	FY2018 †	FY2019 †	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM
Funded by
Shareholders' equity	3,924	3,881	4,461	4,733	5,146	6,000	6,187	6,893	6,166	6,411	5,619	5,914	6,073
Non-controlling interest	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	0.0	14.4	15.0
Other liabilities	13,064	13,230	14,131	14,670	14,181	15,076	16,629	18,089	18,993	20,091	22,224	23,934	25,505
Total liabilities and equity	16,988	17,110	18,592	19,404	19,327	21,076	22,815	24,982	25,159	26,501	27,843	29,863	31,592
Owned
Goodwill	161	161	161	161	174	175	175	174	178	178	180	173	n/a
Securities held for sale or to maturity	8,417	8,537	9,146	9,350	9,228	9,818	10,497	10,676	11,747	12,140	12,092	12,710	12,161
Cash and equivalents	n/a	n/a	n/a	n/a	n/a	78.8	119	158	81.0	203	202	263	418
Other assets	8,410	8,412	9,285	9,893	9,926	11,004	12,025	13,974	13,154	13,980	15,370	16,716	19,014
Total assets	16,988	17,110	18,592	19,404	19,327	21,076	22,815	24,982	25,159	26,501	27,843	29,863	31,592
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

At the fiscal year end; the TTM column is the latest quarter end.

Both totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

	10 years	5 years	3 years	TTM
Sales growth, compounded	4.7%	5.0%	4.2%	12.1%
Profit growth, compounded	8.3%	10.9%	10.9%	27.4%
Return on equity, average	13.0%	14.7%	13.4%	15.8%

Yearly growth, compounded; TTM is the last four quarters against the four before.

Return on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: Insurance

Company	Market cap	P/E	ROE	Op. margin	Sales growth TTM	Debt to equity	Div. yield
Assurant, Inc. AIZ	$13.5 billion	13.03	17.4%	9.9%	9.4%	0.35	1.2%
Erie Indemnity Co. ERIE	$11.8 billion	20.52	23.4%	17.9%	3.7%	0.00	n/a
American Financial Group Inc. AFG	$11.8 billion	12.41	19.8%	14.5%	-0.2%	0.38	5.1%
Fidelity National Financial, Inc. FNF	$10.7 billion	13.86	10.4%	11.3%	13.0%	0.59	5.1%
Molina Healthcare, Inc. MOH	$10.2 billion	n/a	-0.2%	0.5%	2.6%	0.90	n/a
OLD Republic International Corp. ORI	$9.3 billion	8.45	18.7%	14.8%	12.1%	n/a	9.5%
Voya Financial, Inc. VOYA	$8.8 billion	16.30	13.0%	9.1%	3.2%	0.45	1.9%
Primerica, Inc. PRI	$8.5 billion	11.07	31.5%	29.9%	8.6%	0.24	1.5%
Kinsale Capital Group, Inc. KNSL	$7.7 billion	13.76	27.9%	35.7%	15.8%	0.11	0.2%
Hanover Insurance Group, Inc. THG	$7.7 billion	10.59	20.6%	15.4%	5.6%	0.23	n/a
Mgic Investment Corp. MTG	$5.8 billion	8.71	14.1%	74.0%	-1.9%	0.13	2.2%
Essent Group Ltd. ESNT	$5.7 billion	8.87	12.0%	62.0%	4.3%	0.08	2.1%

All 52 in Insurance

Company	Market cap	P/E	ROE	Op. margin	Sales growth TTM	Debt to equity	Div. yield
Berkshire Hathaway Inc. BRK.B	$1.09 trillion	12.73	11.5%	15.0%	3.9%	n/a	n/a
UnitedHealth Group Inc. UNH	$335.7 billion	23.87	13.5%	4.8%	6.5%	0.67	2.4%
Chubb Ltd. CB	$132.6 billion	12.16	14.8%	23.1%	8.0%	0.23	1.1%
Progressive Corp. PGR	$127.2 billion	10.97	34.1%	16.2%	10.5%	0.24	6.4%
Elevance Health, Inc. ELV	$86.9 billion	17.82	11.1%	2.7%	6.3%	0.69	1.7%
Marsh & Mclennan Companies, Inc. MRSH	$83.0 billion	21.23	25.8%	21.6%	8.3%	1.27	2.0%
Travelers Companies, Inc. TRV	$77.2 billion	9.87	25.1%	21.1%	2.4%	0.27	0.8%
Cigna Group CI	$74.3 billion	11.63	15.1%	3.5%	7.8%	0.68	2.1%
Manulife Financial Corporation MFC *	$69.9 billion	19.35	11.1%	n/a	n/a	0.15	3.4%
Metlife Inc. MET	$62.8 billion	18.83	13.2%	8.3%	8.7%	0.52	2.3%
Arthur J. Gallagher & Co. AJG	$60.0 billion	38.81	6.6%	12.6%	26.3%	0.57	1.1%
Aon plc AON	$58.8 billion	15.28	40.8%	26.5%	4.9%	1.35	1.1%
Allstate Corp. ALL	$58.6 billion	4.61	39.4%	23.2%	5.9%	0.22	1.7%
Aflac Inc. AFL	$57.7 billion	12.40	16.0%	32.0%	13.6%	0.28	2.0%
Humana Inc. HUM	$46.5 billion	36.62	6.7%	1.9%	18.3%	0.62	0.9%
Sun Life Financial Inc. SLF *	$42.0 billion	17.57	14.5%	n/a	8.0%	0.33	3.5%
American International Group, Inc. AIG	$40.4 billion	14.09	7.3%	13.6%	-4.2%	0.22	2.3%
Prudential Financial Inc. PRU	$39.2 billion	10.29	12.4%	7.6%	9.4%	0.62	4.8%
Hartford Insurance Group, Inc. HIG	$35.1 billion	8.37	22.2%	17.3%	7.0%	0.22	1.7%
Arch Capital Group Ltd. ACGL	$32.8 billion	7.51	19.5%	26.9%	0.4%	0.18	5.2%
Centene Corp. CNC	$31.9 billion	n/a	-22.6%	-2.8%	13.9%	0.71	n/a
Everest Group, Ltd. EG	$27.8 billion	7.89	12.4%	13.4%	-5.1%	0.03	2.1%
Willis Towers Watson plc WTW	$27.7 billion	18.32	20.4%	22.2%	3.0%	0.75	1.2%
W. R. Berkley Corp. WRB	$26.7 billion	14.79	19.6%	n/a	4.3%	n/a	2.6%
Cincinnati Financial Corp. CINF	$25.4 billion	7.79	20.0%	29.8%	19.6%	0.05	2.1%
Principal Financial Group Inc. PFG	$23.6 billion	15.64	12.8%	11.9%	3.7%	0.36	2.8%
Loews Corp. L	$22.0 billion	13.20	8.8%	12.3%	3.5%	0.47	0.2%
Brown & Brown, Inc. BRO	$21.0 billion	20.11	9.6%	n/a	34.2%	0.62	1.0%
Reinsurance Group of America Inc. RGA	$16.7 billion	11.24	11.0%	7.2%	19.4%	0.42	1.4%
Corebridge Financial, Inc. CRBG	$15.3 billion	20.12	8.5%	5.4%	29.1%	0.83	2.8%
Globe Life Inc. GL	$15.3 billion	11.03	19.7%	24.2%	5.2%	0.48	0.7%
Unum Group UNM	$14.7 billion	21.59	6.5%	6.8%	3.4%	0.35	1.9%
Equitable Holdings, Inc. EQH	$14.6 billion	n/a	n/a	-5.7%	-22.1%	n/a	2.0%
Renaissancere Holdings Ltd. RNR	$13.9 billion	5.65	22.3%	39.6%	-14.0%	0.20	0.5%
Assurant, Inc. AIZ	$13.5 billion	13.03	17.4%	9.9%	9.4%	0.35	1.2%
Erie Indemnity Co. ERIE	$11.8 billion	20.52	23.4%	17.9%	3.7%	0.00	n/a
American Financial Group Inc. AFG	$11.8 billion	12.41	19.8%	14.5%	-0.2%	0.38	5.1%
Fidelity National Financial, Inc. FNF	$10.7 billion	13.86	10.4%	11.3%	13.0%	0.59	5.1%
Molina Healthcare, Inc. MOH	$10.2 billion	n/a	-0.2%	0.5%	2.6%	0.90	n/a
OLD Republic International Corp. ORI	$9.3 billion	8.45	18.7%	14.8%	12.1%	n/a	9.5%
Voya Financial, Inc. VOYA	$8.8 billion	16.30	13.0%	9.1%	3.2%	0.45	1.9%
Primerica, Inc. PRI	$8.5 billion	11.07	31.5%	29.9%	8.6%	0.24	1.5%
Kinsale Capital Group, Inc. KNSL	$7.7 billion	13.76	27.9%	35.7%	15.8%	0.11	0.2%
Hanover Insurance Group, Inc. THG	$7.7 billion	10.59	20.6%	15.4%	5.6%	0.23	n/a
First American Financial Corp. FAF	$6.4 billion	8.70	13.3%	12.3%	22.6%	n/a	3.5%
Mgic Investment Corp. MTG	$5.8 billion	8.71	14.1%	74.0%	-1.9%	0.13	2.2%
Essent Group Ltd. ESNT	$5.7 billion	8.87	12.0%	62.0%	4.3%	0.08	2.1%
RLI Corp. RLI	$5.2 billion	11.83	25.0%	28.0%	8.7%	0.17	4.7%
Selective Insurance Group Inc. SIGI	$5.1 billion	10.56	13.6%	11.5%	7.0%	0.25	1.8%
CNO Financial Group, Inc. CNO	$5.0 billion	18.40	10.8%	13.3%	6.0%	0.52	1.3%
Brighthouse Financial, Inc. BHF	$2.8 billion	3.94	12.7%	14.7%	2.6%	0.48	n/a
Ryan Specialty Holdings, Inc. RYAN	n/a	n/a	19.4%	14.8%	14.4%	7.13	n/a

2 companies share its SEC industry code (Surety Insurance); the rest are the names nearest in size in its wider industry, Insurance, one of the Fama-French 48 industries, a published grouping of SEC industry codes.

By market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

Filing	Period	Filed	Where
10-Q	30 June 2026	31 July 2026	EDGAR
10-Q	31 March 2026	1 May 2026	EDGAR
10-K	31 December 2025	26 February 2026	EDGAR
10-Q	30 September 2025	31 October 2025	EDGAR
10-Q	30 June 2025	1 August 2025	EDGAR
10-Q	31 March 2025	2 May 2025	EDGAR
10-K/A	31 December 2024	27 March 2025	EDGAR
10-K	31 December 2024	27 February 2025	EDGAR
10-Q	30 September 2024	1 November 2024	EDGAR
10-Q	30 June 2024	2 August 2024	EDGAR

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