CNO Financial Group, Inc. (CNO)

Name: CNO Financial Group (CNO) stock: financials, earnings, P/E, insider sales and 13F holders
Creator: GreekSoup
License: https://creativecommons.org/licenses/by/4.0/

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CNO Financial Group, Inc. (CNO) reported revenue of $1.3 billion for Q2 FY2026, the quarter ended 30 June 2026, up 11.6% on the same quarter a year earlier. Net income was $126 million, up 37.1% on the year, and diluted earnings per share $1.33. The figures are the company's own, from the 10-Q it filed with the SEC on 6 August 2026.

Revenue$1.3 billionup 11.6%

Net income$126 millionup 37.1%

Diluted EPS$1.33

QuarterQ2 FY2026ended 30 June 2026

CNO Financial Group (CNO) in brief

CNO Financial Group (CNO) reported revenue of $4.5 billion for fiscal 2025, the year ended 31 December 2025, up 0.9% on the year before.

Net income was $229 million and diluted earnings per share $2.30. Revenue was $4.4 billion in fiscal 2024, $4.1 billion in fiscal 2023, $3.6 billion in fiscal 2022 and $4.1 billion in fiscal 2021. Net income in the same years was $421 million, $276 million, $631 million and $570 million. Over the twelve months to 30 June 2026, CNO Financial Group reported revenue of $4.6 billion and net income of $280 million. Revenue grew 3.3% a year, compounded, over the five years to fiscal 2025. CNO Financial Group declared $0.67 a share in dividends over the last four quarters and had 93 million shares outstanding at the latest filed count. At the close of 8 October 2026 the market cap of CNO Financial Group was $5.0 billion, 18.4 times its earnings over the last twelve months.

Ratios

From the filings

ROE10.8%

ROCE15.7%

Operating margin13.3%

Net margin6.0%

FCF marginn/a

Interest cover2.86

Debt to equity0.52

Cash conversion2.50

Share count, 1 year-4.7%

Sales CAGR, 3 years7.9%

Profit CAGR, 3 years-28.6%

EPS, TTM$2.91

At the close of 8 October 2026

Price$53.55

Market cap$5.0 billion

Stock P/E18.40

Price to book1.92

EV / EBITDA5.28

Dividend yield1.3%

Market cap / sales1.07

52-week high$56.75

52-week low$38.49

Price, 1 year34.0%

Price CAGR, 3 years30.7%

Price CAGR, 5 years15.6%

Worked from the filed figures; hover a name for the formula.

The priced ones use the latest daily close from SimFin. Debt to equity here stands on the borrowings CNO Financial Group, Inc. reports under its own heading, which is the only one it files; lease liabilities are separate lines. Nothing here is a valuation or a view.

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CNOgreeksoup.ai

50-day average 200-day average Volume

Daily closes to 8 October 2026, adjusted for splits; prices from SimFin.

Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on CNO

Filings	15 in twelve months: 8 current reports (8-K), about 4 results of operations; 2 regulation fd disclosure; 2 officer or director change; 1 shareholder vote
Planned insider sales	27 Form 144 notices in twelve months, $24.2 million; latest 16 September 2026
Options tape	put/call 0.23 by open interest at the 8 October 2026 close; the straddle prices a 6.3% move to 16 October 2026
13F holders	8 of the followed funds hold it; largest Geode Capital Management; 4 Schedule 13D or 13G filings in twelve months
Insider trading	34 sales and 0 purchases on Form 4 in twelve months
Congress	0 House trades disclosed in six months
Short interest	2.2 million shares short, 1.94 days to cover at 15 September 2026
Documents	the 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 12 quarters

	Q3 FY2023	Q4 FY2023	Q1 FY2024	Q2 FY2024	Q3 FY2024	Q4 FY2024 †	Q1 FY2025 †	Q2 FY2025	Q3 FY2025	Q4 FY2025	Q1 FY2026	Q2 FY2026
Revenue	948	1,170	1,156	1,066	1,130	1,097	1,004	1,152	1,189	1,143	1,030	1,285
Operating income	130	172	74.8	149	154	174	105	112	163	174	130	151
Operating margin	14%	15%	6%	14%	14%	16%	10%	10%	14%	15%	13%	12%
Interest expense	62.6	63.7	60.2	64.2	68.0	62.0	62.0	59.1	56.6	53.2	50.9	55.3
Pre-tax income	216	46.1	146	151	11.0	232	27.8	118	36.2	111	48.4	160
Tax rate	22%	21%	23%	23%	15%	19%	23%	22%	78%	n/a	22%	21%
Net income	167	36.3	112	116	9.3	183	21.5	91.8	23.1	92.9	37.7	126
Net margin	18%	3%	10%	11%	1%	17%	2%	8%	2%	8%	4%	10%
Diluted EPS	$1.46	$0.32	$1.01	$1.06	$0.09	$1.58	$0.13	$0.91	$0.24	$0.95	$0.39	$1.33
Operating cash flow	183	177	94.6	111	231	191	137	146	198	196	149	157
Buybacks	40.2	70.3	58.8	59.8	89.9	91.7	110	100	60.6	60.2	73.3	60.9
Dividends paid	16.9	16.7	17.3	17.2	16.8	16.4	16.9	16.7	16.4	16.2	17.1	16.7
Shares outstanding	112m	109m	109m	107m	104m	102m	100m	97m	96m	94m	94m	93m
Filing	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q

Each quarter as filed, linked to its filing.

A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 12 fiscal years and the trailing twelve months

	FY2014 †	FY2015 †	FY2016 †	FY2017 †	FY2018	FY2019	FY2020	FY2021 †	FY2022 †	FY2023 †	FY2024 †	FY2025	TTM
Revenue	4,145	3,812	3,985	4,297	4,314	4,016	3,821	4,122	3,577	4,147	4,450	4,487	4,647
Operating income	175	368	353	455	381	368	464	515	467	460	551	553	617
Operating margin	4.2%	9.6%	8.9%	10.6%	8.8%	9.2%	12.1%	12.5%	13.0%	11.1%	12.4%	12.3%	13.3%
Interest expense	92.8	94.9	116	124	150	152	109	95.4	137	239	254	231	216
Pre-tax income	175	368	353	480	-265	274	344	733	816	357	540	293	356
Income tax	124	97.0	-5.0	305	50.2	-135	42.5	163	186	80.3	119	64.1	n/a
Effective tax rate	70.6%	26.4%	-1.4%	63.5%	n/a	-49.3%	12.3%	22.2%	22.8%	22.5%	22.1%	21.8%	n/a
Net income	51.4	271	358	176	-315	409	302	570	631	276	421	229	280
Net margin	1.2%	7.1%	9.0%	4.1%	-7.3%	10.2%	7.9%	13.8%	17.6%	6.7%	9.5%	5.1%	6.0%
Diluted EPS	$0.24	$1.39	$2.01	$1.02	-$1.90	$2.61	$2.11	$4.35	$5.36	$2.40	$3.89	$2.30	$2.91
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

From each year's 10-K, linked; TTM is the last four quarters.

Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. † The year as the company last restated it in a later filing; rest on a figure for the one first filed. EPS is as filed.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for CNO Financial Group: an insurer's operating cash flow includes premiums it holds to pay claims later, so it is not cash the owners can take out. Book value and return on equity, in the ratios above, are the usual measures for it.

	FY2014 †	FY2015 †	FY2016 †	FY2017 †	FY2018	FY2019	FY2020	FY2021 †	FY2022 †	FY2023 †	FY2024 †	FY2025	TTM
Operating cash flow	122	748	776	633	318	697	736	598	495	583	628	676	699
Cash from investing	56.3	-1,070	-930	-270	-526	-556	-608	-1,526	-1,781	-872	-1,489	-1,667	-1,795
Cash from financing	-266	142	26.2	-274	107	-143	210	668	1,199	534	1,970	-22.6	1,586
Depreciation and amortisation	274	283	275	265	292	268	304	237	248	267	292	318	329
Buybacks	319	365	210	168	108	254	268	408	190	166	300	331	255
Dividends paid	51.0	52.0	54.8	59.6	64.8	67.1	67.0	65.7	64.8	68.1	67.7	66.2	66.4
Dividend per share	$0.24	$0.27	$0.31	$0.35	$0.39	$0.43	$0.47	$0.51	$0.55	$0.59	$0.63	$0.67	n/a
Diluted shares, weighted	218m	195m	178m	172m	165m	157m	143m	131m	118m	115m	108m	100m	95m
Shares outstanding at period end	203m	184m	174m	167m	162m	148m	135m	120m	114m	109m	102m	94m	93m
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

Cash paid in the year, from the cash flow statement.

The dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

	FY2014 †	FY2015 †	FY2016 †	FY2017 †	FY2018	FY2019	FY2020	FY2021 †	FY2022 †	FY2023 †	FY2024 †	FY2025	TTM
Funded by
Shareholders' equity	4,688	4,138	4,487	4,848	3,371	4,677	5,484	3,685	1,769	2,216	2,515	2,638	2,592
Debt	797	925	913	915	917	989	1,136	1,137	1,139	1,140	1,834	1,336	1,336
Other liabilities	25,699	26,062	26,575	27,348	27,152	27,965	28,720	31,382	30,226	31,671	33,504	34,817	35,933
Total liabilities and equity	31,184	31,125	31,975	33,110	31,440	33,631	35,340	36,204	33,133	35,027	37,853	38,791	39,861
Owned
Securities held for sale or to maturity	20,635	19,883	21,096	22,911	18,448	21,295	23,384	24,805	20,353	21,506	22,730	23,887	24,496
Trading assets	245	262	363	285	233	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cash and equivalents	612	797	668	757	657	655	992	732	645	889	1,998	984	1,306
Other assets	9,693	10,183	9,847	9,158	12,102	11,681	10,964	10,667	12,135	12,632	13,125	13,920	14,060
Total assets	31,184	31,125	31,975	33,110	31,440	33,631	35,340	36,204	33,133	35,027	37,853	38,791	39,861
Filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K

At the fiscal year end; the TTM column is the latest quarter end.

Both totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

	10 years	5 years	3 years	TTM
Sales growth, compounded	1.6%	3.3%	7.9%	6.0%
Profit growth, compounded	-1.6%	-5.3%	-28.6%	-8.5%
Return on equity, average	10.6%	17.8%	12.6%	8.7%

Yearly growth, compounded; TTM is the last four quarters against the four before.

Return on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Peers: Insurance

Company	Market cap	P/E	ROE	Op. margin	Sales growth TTM	Debt to equity	Div. yield
Aflac Inc. AFL	$57.7 billion	12.40	16.0%	32.0%	13.6%	0.28	2.0%
Principal Financial Group Inc. PFG	$23.6 billion	15.64	12.8%	11.9%	3.7%	0.36	2.8%
Unum Group UNM	$14.7 billion	21.59	6.5%	6.8%	3.4%	0.35	1.9%
Primerica, Inc. PRI	$8.5 billion	11.07	31.5%	29.9%	8.6%	0.24	1.5%
Kinsale Capital Group, Inc. KNSL	$7.7 billion	13.76	27.9%	35.7%	15.8%	0.11	0.2%
Hanover Insurance Group, Inc. THG	$7.7 billion	10.59	20.6%	15.4%	5.6%	0.23	n/a
First American Financial Corp. FAF	$6.4 billion	8.70	13.3%	12.3%	22.6%	n/a	3.5%
Mgic Investment Corp. MTG	$5.8 billion	8.71	14.1%	74.0%	-1.9%	0.13	2.2%
Essent Group Ltd. ESNT	$5.7 billion	8.87	12.0%	62.0%	4.3%	0.08	2.1%
RLI Corp. RLI	$5.2 billion	11.83	25.0%	28.0%	8.7%	0.17	4.7%
Selective Insurance Group Inc. SIGI	$5.1 billion	10.56	13.6%	11.5%	7.0%	0.25	1.8%
CNO Financial Group, Inc. CNO	$5.0 billion	18.40	10.8%	13.3%	6.0%	0.52	1.3%

All 52 in Insurance

Company	Market cap	P/E	ROE	Op. margin	Sales growth TTM	Debt to equity	Div. yield
Berkshire Hathaway Inc. BRK.B	$1.09 trillion	12.73	11.5%	15.0%	3.9%	n/a	n/a
UnitedHealth Group Inc. UNH	$335.7 billion	23.87	13.5%	4.8%	6.5%	0.67	2.4%
Chubb Ltd. CB	$132.6 billion	12.16	14.8%	23.1%	8.0%	0.23	1.1%
Progressive Corp. PGR	$127.2 billion	10.97	34.1%	16.2%	10.5%	0.24	6.4%
Elevance Health, Inc. ELV	$86.9 billion	17.82	11.1%	2.7%	6.3%	0.69	1.7%
Marsh & Mclennan Companies, Inc. MRSH	$83.0 billion	21.23	25.8%	21.6%	8.3%	1.27	2.0%
Travelers Companies, Inc. TRV	$77.2 billion	9.87	25.1%	21.1%	2.4%	0.27	0.8%
Cigna Group CI	$74.3 billion	11.63	15.1%	3.5%	7.8%	0.68	2.1%
Manulife Financial Corporation MFC *	$69.9 billion	19.35	11.1%	n/a	n/a	0.15	3.4%
Metlife Inc. MET	$62.8 billion	18.83	13.2%	8.3%	8.7%	0.52	2.3%
Arthur J. Gallagher & Co. AJG	$60.0 billion	38.81	6.6%	12.6%	26.3%	0.57	1.1%
Aon plc AON	$58.8 billion	15.28	40.8%	26.5%	4.9%	1.35	1.1%
Allstate Corp. ALL	$58.6 billion	4.61	39.4%	23.2%	5.9%	0.22	1.7%
Aflac Inc. AFL	$57.7 billion	12.40	16.0%	32.0%	13.6%	0.28	2.0%
Humana Inc. HUM	$46.5 billion	36.62	6.7%	1.9%	18.3%	0.62	0.9%
Sun Life Financial Inc. SLF *	$42.0 billion	17.57	14.5%	n/a	8.0%	0.33	3.5%
American International Group, Inc. AIG	$40.4 billion	14.09	7.3%	13.6%	-4.2%	0.22	2.3%
Prudential Financial Inc. PRU	$39.2 billion	10.29	12.4%	7.6%	9.4%	0.62	4.8%
Hartford Insurance Group, Inc. HIG	$35.1 billion	8.37	22.2%	17.3%	7.0%	0.22	1.7%
Arch Capital Group Ltd. ACGL	$32.8 billion	7.51	19.5%	26.9%	0.4%	0.18	5.2%
Centene Corp. CNC	$31.9 billion	n/a	-22.6%	-2.8%	13.9%	0.71	n/a
Everest Group, Ltd. EG	$27.8 billion	7.89	12.4%	13.4%	-5.1%	0.03	2.1%
Willis Towers Watson plc WTW	$27.7 billion	18.32	20.4%	22.2%	3.0%	0.75	1.2%
W. R. Berkley Corp. WRB	$26.7 billion	14.79	19.6%	n/a	4.3%	n/a	2.6%
Cincinnati Financial Corp. CINF	$25.4 billion	7.79	20.0%	29.8%	19.6%	0.05	2.1%
Principal Financial Group Inc. PFG	$23.6 billion	15.64	12.8%	11.9%	3.7%	0.36	2.8%
Loews Corp. L	$22.0 billion	13.20	8.8%	12.3%	3.5%	0.47	0.2%
Brown & Brown, Inc. BRO	$21.0 billion	20.11	9.6%	n/a	34.2%	0.62	1.0%
Reinsurance Group of America Inc. RGA	$16.7 billion	11.24	11.0%	7.2%	19.4%	0.42	1.4%
Corebridge Financial, Inc. CRBG	$15.3 billion	20.12	8.5%	5.4%	29.1%	0.83	2.8%
Globe Life Inc. GL	$15.3 billion	11.03	19.7%	24.2%	5.2%	0.48	0.7%
Unum Group UNM	$14.7 billion	21.59	6.5%	6.8%	3.4%	0.35	1.9%
Equitable Holdings, Inc. EQH	$14.6 billion	n/a	n/a	-5.7%	-22.1%	n/a	2.0%
Renaissancere Holdings Ltd. RNR	$13.9 billion	5.65	22.3%	39.6%	-14.0%	0.20	0.5%
Assurant, Inc. AIZ	$13.5 billion	13.03	17.4%	9.9%	9.4%	0.35	1.2%
Erie Indemnity Co. ERIE	$11.8 billion	20.52	23.4%	17.9%	3.7%	0.00	n/a
American Financial Group Inc. AFG	$11.8 billion	12.41	19.8%	14.5%	-0.2%	0.38	5.1%
Fidelity National Financial, Inc. FNF	$10.7 billion	13.86	10.4%	11.3%	13.0%	0.59	5.1%
Molina Healthcare, Inc. MOH	$10.2 billion	n/a	-0.2%	0.5%	2.6%	0.90	n/a
OLD Republic International Corp. ORI	$9.3 billion	8.45	18.7%	14.8%	12.1%	n/a	9.5%
Voya Financial, Inc. VOYA	$8.8 billion	16.30	13.0%	9.1%	3.2%	0.45	1.9%
Primerica, Inc. PRI	$8.5 billion	11.07	31.5%	29.9%	8.6%	0.24	1.5%
Kinsale Capital Group, Inc. KNSL	$7.7 billion	13.76	27.9%	35.7%	15.8%	0.11	0.2%
Hanover Insurance Group, Inc. THG	$7.7 billion	10.59	20.6%	15.4%	5.6%	0.23	n/a
First American Financial Corp. FAF	$6.4 billion	8.70	13.3%	12.3%	22.6%	n/a	3.5%
Mgic Investment Corp. MTG	$5.8 billion	8.71	14.1%	74.0%	-1.9%	0.13	2.2%
Essent Group Ltd. ESNT	$5.7 billion	8.87	12.0%	62.0%	4.3%	0.08	2.1%
RLI Corp. RLI	$5.2 billion	11.83	25.0%	28.0%	8.7%	0.17	4.7%
Selective Insurance Group Inc. SIGI	$5.1 billion	10.56	13.6%	11.5%	7.0%	0.25	1.8%
CNO Financial Group, Inc. CNO	$5.0 billion	18.40	10.8%	13.3%	6.0%	0.52	1.3%
Brighthouse Financial, Inc. BHF	$2.8 billion	3.94	12.7%	14.7%	2.6%	0.48	n/a
Ryan Specialty Holdings, Inc. RYAN	n/a	n/a	19.4%	14.8%	14.4%	7.13	n/a

3 companies share its SEC industry code (Accident & Health Insurance); the rest are the names nearest in size in its wider industry, Insurance, one of the Fama-French 48 industries, a published grouping of SEC industry codes.

By market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

Filing	Period	Filed	Where
10-Q	30 June 2026	6 August 2026	EDGAR
10-Q	31 March 2026	7 May 2026	EDGAR
10-K	31 December 2025	24 February 2026	EDGAR
10-Q	30 September 2025	6 November 2025	EDGAR
10-Q	30 June 2025	6 August 2025	EDGAR
10-Q	31 March 2025	7 May 2025	EDGAR
10-K	31 December 2024	26 February 2025	EDGAR
10-Q	30 September 2024	7 November 2024	EDGAR
10-Q	30 June 2024	9 August 2024	EDGAR
10-Q	31 March 2024	6 May 2024	EDGAR

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