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Stock research / United States / AII · Fire, Marine & Casualty Insurance · NYSE

American Integrity Insurance Group, Inc. (AII)

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American Integrity Insurance Group, Inc. (AII) reported revenue of $115 million for Q2 FY2026, the quarter ended 30 June 2026, up 54.6% on the same quarter a year earlier. Net income was $34 million, up 24.2% on the year, and diluted earnings per share $1.74. The figures are the company's own, from the 10-Q it filed with the SEC on 13 August 2026.

Revenue$115 millionup 54.6%
Net income$34 millionup 24.2%
Diluted EPS$1.74
QuarterQ2 FY2026ended 30 June 2026

American Integrity Insurance Group (AII) in brief

American Integrity Insurance Group (AII) reported revenue of $276 million for fiscal 2025, the year ended 31 December 2025, up 35.3% on the year before.
Read moreNet income was $100 million and diluted earnings per share $5.65. Revenue was $204 million in fiscal 2024. Net income in the same years was $40 million. Over the twelve months to 30 June 2026, American Integrity Insurance Group reported revenue of $336 million and net income of $88 million. American Integrity Insurance Group had 20 million shares outstanding at the latest filed count. At the close of 29 October 2026 the market cap of American Integrity Insurance Group was $561 million, 6.4 times its earnings over the last twelve months.

Ratios

From the filings

ROE23.8%
ROCE32.9%
Operating margin36.2%
Net margin26.2%
FCF marginn/a
Interest covern/a
Debt to equity0.00
Cash conversion1.96
Share count, last 12 months0.1%
Sales CAGR, 3 yearsn/a
Profit CAGR, 3 yearsn/a
EPS, TTM$4.50

At the close of 29 October 2026

Price$28.64
Market cap$561 million
Stock P/E6.36
Price to book1.52
EV / EBITDAn/a
Dividend yieldn/a
Market cap / sales1.67
52-week high$29.54
52-week low$16.36
Price, 1 year22.6%
Price CAGR, 3 yearsn/a
Price CAGR, 5 yearsn/a
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Debt to equity here stands on long-term debt as American Integrity Insurance Group, Inc. files it, with lease liabilities counted separately and never inside it. Nothing here is a valuation or a view.
AIIgreeksoup.ai
Daily prices to 29 October 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on AII

Filings19 in twelve months: 12 current reports (8-K), about 6 regulation FD disclosure; 4 results of operations; 2 officer or director change; 1 shareholder vote; 1 shareholder director nominations
Planned insider sales1 Form 144 notice in twelve months, $16.3 million; latest 7 August 2026
Options tapeno listed options
13F holders100 funds reported a position for the quarter to 30 June 2026; largest Boston Partners
Insider trading30 sales and 6 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest447,629 shares short, 2.05 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 4 earnings press releases, each linked

Quarterly results, the last 10 quarters

Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026
Revenue44.346.446.567.171.974.562.068.190.9115
Operating income13.320.46.610.742.924.118.829.327.346.4
Operating margin30%44%14%16%60%32%30%43%30%40%
Pre-tax income13.320.46.610.742.924.118.829.327.346.4
Tax rate9%28%31%22%11%-14%30%29%27%26%
Net income12.114.74.58.438.127.513.220.919.934.1
Net margin27%32%10%13%53%37%21%31%22%30%
Diluted EPS$94.27$1.09$0.33$0.62$292.15$1.62$0.67$1.07$1.02$1.74
Operating cash flow-20.247.4-31.015368.127.4-7.550.26.8123
Capital expenditure0.60.30.30.10.10.54.5n/a1.33.2
Free cash flow-20.747.0-31.315368.026.9-11.9n/a5.5120
Dividends paidn/an/an/an/a0.00.0n/an/a20.00.0
Shares outstanding20m20m20m13m20m20m20m20m20m20m
Filing10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreMoney is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless. EPS is as filed for each quarter. A split or a bonus issue changes the share count, so quarters before it are on the old count.

Income statement (profit and loss), 2 fiscal years and the trailing twelve months

FY2024FY2025TTM
Revenue204276336
Operating income51.0115122
Operating margin25.0%41.6%36.2%
Interest expense0.00.0n/a
Pre-tax income51.0115122
Income tax11.315.433.6
Effective tax rate22.1%13.4%27.6%
Net income39.799.688.1
Net margin19.4%36.0%26.2%
Diluted EPS$2.95$5.65$4.50
Filing10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for American Integrity Insurance Group: an insurer's operating cash flow includes premiums it holds to pay claims later, so it is not cash the owners can take out. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2024FY2025TTM
Operating cash flow149138173
Capital expenditure1.35.0n/a
Free cash flow148133n/a
Free cash flow margin72.2%48.2%n/a
Cash from investing-19.4-135-85.0
Cash from financing-12.461.7-20.5
Depreciation and amortisation0.81.1n/a
Share-based compensation0.010.61.1
Diluted shares, weighted13m17m20m
Shares outstanding at period end13m20m20m
Filing10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2024FY2025TTM
Funded by
Shareholders' equity162337370
Debt1.00.60.4
Other liabilities1,0358871,242
Total liabilities and equity1,1981,2251,612
Owned
Fixed assets1.85.79.0
Investments0.018.14.7
Cash and equivalents173204288
Other assets1,0239971,310
Total assets1,1981,2251,612
Filing10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Compounded growth

10 years5 years3 yearsTTM
Sales growth, compoundedn/an/an/a29.3%
Profit growth, compoundedn/an/an/a12.2%
Return on equity, averagen/an/a27.0%29.6%
Yearly growth, compounded; TTM is the last four quarters against the four before.
Read moreReturn on equity is net income over shareholders' equity at each year end, averaged over the window (the TTM column is the latest year alone); equity is the parent's shareholders' equity as tagged in the 10-K. Arithmetic on filed numbers, nothing forecast.

Questions

What was American Integrity Insurance Group's revenue in fiscal 2025?

American Integrity Insurance Group (AII) reported revenue of $276 million for fiscal 2025, the year ended 31 December 2025, up 35.3% on the year before.

How much did American Integrity Insurance Group earn in fiscal 2025?

Net income was $100 million for fiscal 2025, and diluted earnings per share $5.65.

What is American Integrity Insurance Group's P/E ratio?

At the close of 29 October 2026, American Integrity Insurance Group traded at 6.4 times its earnings over the twelve months to 30 June 2026.

What is American Integrity Insurance Group's market cap?

The market cap of American Integrity Insurance Group was $561 million at the close of 29 October 2026.

Peers: Insurance

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Berkshire Hathaway Inc. BRK.B$1.17 trillion13.6311.5%15.0%3.9%n/an/a
Chubb Ltd. CB$138.6 billion12.6715.3%22.3%5.7%0.251.1%
Progressive Corp. PGR$133.8 billion11.5534.1%16.2%10.5%0.246.0%
Travelers Companies, Inc. TRV$81.6 billion10.3928.7%21.2%1.1%0.341.2%
Allstate Corp. ALL$65.0 billion5.1139.4%23.2%5.9%0.221.6%
American International Group, Inc. AIG$42.7 billion14.897.3%13.6%-4.2%0.222.3%
Arch Capital Group Ltd. ACGL$35.5 billion8.1319.5%26.9%0.4%0.184.8%
Hartford Insurance Group, Inc. HIG$35.3 billion7.9924.4%18.2%6.2%0.231.8%
Everest Group, Ltd. EG$29.8 billion8.4612.4%13.4%-5.1%n/a2.0%
Cincinnati Financial Corp. CINF$27.9 billion10.6716.5%24.8%9.9%0.052.0%
W. R. Berkley Corp. WRB$27.1 billion15.0119.6%n/a4.3%n/a2.5%
Loews Corp. L$22.8 billion13.708.8%12.3%3.5%0.470.2%
All 101 in Insurance
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Berkshire Hathaway Inc. BRK.B$1.17 trillion13.6311.5%15.0%3.9%n/an/a
UnitedHealth Group Inc. UNH$371.7 billion26.4313.5%4.8%6.5%0.702.2%
Chubb Ltd. CB$138.6 billion12.6715.3%22.3%5.7%0.251.1%
Progressive Corp. PGR$133.8 billion11.5534.1%16.2%10.5%0.246.0%
Marsh & McLennan Companies, Inc. MRSH$93.6 billion23.5727.1%21.4%7.6%1.271.9%
Elevance Health, Inc. ELV$91.2 billion17.9911.5%2.7%3.6%0.691.6%
Travelers Companies, Inc. TRV$81.6 billion10.3928.7%21.2%1.1%0.341.2%
Cigna Group CI$78.8 billion12.3515.1%3.5%7.8%0.752.1%
Manulife Financial Corporation MFC *$75.9 billion20.6211.1%n/an/a0.153.1%
Arthur J. Gallagher & Co. AJG$68.7 billion44.456.6%12.6%26.3%0.571.0%
Aon plc AON$68.2 billion17.6138.9%26.3%3.8%2.611.0%
Allstate Corp. ALL$65.0 billion5.1139.4%23.2%5.9%0.221.6%
Metlife Inc. MET$64.3 billion19.2813.2%8.3%8.7%0.522.3%
Aflac Inc. AFL$62.1 billion13.3316.0%32.0%13.6%0.281.9%
Humana Inc. HUM$50.1 billion39.496.7%1.9%18.3%0.740.8%
Sun Life Financial Inc. SLF *$45.3 billion18.6114.5%n/a8.0%0.333.3%
American International Group, Inc. AIG$42.7 billion14.897.3%13.6%-4.2%0.222.3%
Prudential Financial Inc. PRU$40.3 billion10.6012.4%7.6%9.4%0.624.7%
Arch Capital Group Ltd. ACGL$35.5 billion8.1319.5%26.9%0.4%0.184.8%
Hartford Insurance Group, Inc. HIG$35.3 billion7.9924.4%18.2%6.2%0.231.8%
Centene Corp. CNC$34.0 billion23.506.6%0.5%9.7%0.70n/a
Everest Group, Ltd. EG$29.8 billion8.4612.4%13.4%-5.1%n/a2.0%
Willis Towers Watson plc WTW$29.6 billion19.5720.1%22.0%4.8%0.841.2%
Cincinnati Financial Corp. CINF$27.9 billion10.6716.5%24.8%9.9%0.052.0%
W. R. Berkley Corp. WRB$27.1 billion15.0119.6%n/a4.3%n/a2.5%
Principal Financial Group Inc. PFG$24.2 billion12.6516.7%14.7%5.2%0.372.9%
Loews Corp. L$22.8 billion13.708.8%12.3%3.5%0.470.2%
Markel Group Inc. MKL$22.8 billionn/an/an/an/a0.24n/a
Brown & Brown, Inc. BRO$22.2 billion21.479.7%n/a26.1%0.621.0%
Reinsurance Group of America Inc. RGA$17.2 billion11.5711.0%7.2%19.4%0.421.4%
Corebridge Financial, Inc. CRBG$15.7 billion20.638.5%5.4%29.1%0.832.8%
Equitable Holdings, Inc. EQH$14.9 billionn/an/a-5.7%-22.1%n/a2.0%
Globe Life Inc. GL$14.8 billion10.6619.7%24.2%5.2%0.480.7%
Unum Group UNM$14.5 billion21.356.5%6.8%3.4%0.352.0%
Assurant, Inc. AIZ$14.5 billion13.9817.4%9.9%9.4%n/a1.2%
Renaissancere Holdings Ltd. RNR$13.8 billion9.5413.8%30.1%-20.9%0.210.5%
CNA Financial Corp. CNA$13.2 billion10.7511.1%10.3%3.4%0.277.9%
Erie Indemnity Co. ERIE$13.1 billion22.7522.6%17.9%2.0%n/an/a
American Financial Group Inc. AFG$12.7 billion13.3719.8%14.5%-0.2%0.384.5%
Fidelity National Financial, Inc. FNF$10.8 billion14.0310.4%11.3%13.0%0.595.1%
Molina Healthcare, Inc. MOH$10.3 billionn/a-1.2%0.4%-0.9%0.91n/a
Oscar Health, Inc. OSCR$10.3 billion21.9926.8%4.1%42.8%0.21n/a
Old Republic International Corp. ORI$9.3 billion8.4318.7%14.8%12.1%n/a9.5%
Jackson Financial Inc. JXN$9.3 billion165.791.0%55.8%15.1%0.282.5%
Voya Financial, Inc. VOYA$8.9 billion16.5813.0%9.1%3.2%0.451.9%
Primerica, Inc. PRI$8.8 billion11.3931.5%29.9%8.6%0.241.6%
Kinsale Capital Group, Inc. KNSL$8.2 billion15.8227.4%33.7%8.3%0.120.3%
Hanover Insurance Group, Inc. THG$8.1 billion11.2521.8%15.2%5.0%0.25n/a
Lincoln National Corp. LNC$7.9 billion3.5820.8%14.7%7.9%0.574.4%
Axis Capital Holdings Ltd. AXS$7.4 billion7.8216.1%17.5%9.8%0.211.7%
Enact Holdings, Inc. ACT$6.6 billion10.1212.7%69.1%2.5%0.141.8%
First American Financial Corp. FAF$6.5 billion8.9713.6%11.9%14.1%n/a3.4%
Essent Group Ltd. ESNT$6.1 billion9.4312.0%62.0%4.3%n/a2.0%
Mgic Investment Corp. MTG$6.0 billion9.0214.1%74.0%-1.9%n/a2.1%
RLI Corp. RLI$5.9 billion15.0623.3%25.8%4.6%0.184.1%
Selective Insurance Group Inc. SIGI$5.9 billion11.9414.8%11.9%4.0%0.261.7%
Mercury General Corp. MCY$5.7 billion6.0633.0%18.3%10.0%0.331.2%
White Mountains Insurance Group Ltd. WTM$5.4 billion5.1120.8%34.2%55.4%0.170.0%
Hagerty, Inc. HGTY$5.4 billionn/an/an/an/a1.00n/a
CNO Financial Group, Inc. CNO$5.1 billion18.9610.8%13.3%6.0%0.521.2%
Radian Group Inc. RDN$4.8 billion9.1711.2%n/a37.1%0.142.9%
Corvel Corp. CRVL$4.2 billion36.5228.2%n/a7.1%n/an/a
Palomar Holdings, Inc. PLMR$3.6 billion18.4220.7%24.1%60.0%0.30n/a
Lemonade, Inc. LMND$3.6 billionn/a-27.7%-13.7%62.3%n/an/a
Genworth Financial Inc. GNW$3.4 billion17.382.4%5.4%2.1%0.17n/a
Hamilton Insurance Group, Ltd. HG$3.4 billion5.9930.3%28.3%15.5%0.05n/a
Accelerant Holdings ARX$3.3 billionn/a-180.6%-110.8%n/a0.17n/a
NMI Holdings, Inc. NMIH$3.3 billion8.5014.6%69.3%7.5%n/an/a
Slide Insurance Holdings, Inc. SLDE$3.2 billion6.2644.8%50.4%n/a0.02n/a
Assured Guaranty Ltd. AGO$3.1 billion9.446.3%37.0%-10.6%0.312.0%
SiriusPoint Ltd. SPNT$3.0 billion6.3322.2%18.4%22.6%0.30n/a
Baldwin Insurance Group, Inc. BWIN$3.0 billionn/a-9.2%-6.9%18.9%2.67n/a
Porch Group, Inc. PRCH$2.8 billion261.38127.2%7.7%23.4%53.60n/a
Neptune Insurance Holdings Inc. NP$2.8 billion92.87n/a41.3%n/an/an/a
F&G Annuities & Life, Inc. FG$2.8 billion7.189.1%n/a15.0%0.494.6%
Skyward Specialty Insurance Group, Inc. SKWD$2.6 billion13.6514.8%13.9%38.3%0.33n/a
Clover Health Investments, Corp. CLOV$2.5 billionn/a-4.9%-0.7%54.0%0.00n/a
HCI Group, Inc. HCI$2.5 billion8.5428.7%48.4%22.8%0.030.8%
Brighthouse Financial, Inc. BHF$2.5 billion3.4512.7%14.7%2.6%0.48n/a
Kemper Corp. KMPR$1.9 billionn/a-22.6%n/a-4.5%0.433.9%
Horace Mann Educators Corp. HMN$1.9 billion10.8911.8%12.4%5.9%0.403.0%
Goosehead Insurance, Inc. GSHD$1.7 billion34.69n/a23.3%17.7%n/an/a
Alignment Healthcare, Inc. ALHC$1.7 billion61.6210.4%0.9%35.9%1.17n/a
Safety Insurance Group Inc. SAFT$1.5 billion22.417.8%6.8%7.2%0.063.5%
United Fire Group Inc. UFCS$1.5 billion10.6014.4%12.0%11.4%0.151.3%
Stewart Information Services Corp. STC$1.4 billion9.948.1%5.9%22.5%0.394.7%
Trupanion, Inc. TRUP$1.3 billion57.015.7%1.6%11.8%0.26n/a
Universal Insurance Holdings, Inc. UVE$1.3 billion5.9536.0%19.0%5.5%0.151.3%
Ategrity Specialty Insurance Co. Holdings ASIC$1.2 billion11.4116.1%27.8%n/an/a0.0%
Bowhead Specialty Holdings Inc. BOW$1.1 billion18.4813.2%12.7%25.0%0.31n/a
Heritage Insurance Holdings, Inc. HRTG$1.1 billion5.1637.9%34.5%1.5%0.13n/a
Hippo Holdings Inc. HIPO$988 million30.666.8%6.2%20.6%n/an/a
Root, Inc. ROOT$914 million15.1918.7%5.5%14.9%0.60n/a
Employers Holdings, Inc. EIG$882 million59.880.9%0.8%-5.8%0.152.6%
American Integrity Insurance Group, Inc. AII$561 million6.3623.8%36.2%29.3%0.00n/a
Investors Title Co. ITIC$517 million12.8214.1%17.7%8.7%n/a3.9%
American Coastal Insurance Corp. ACIC$517 million5.4629.4%40.2%3.3%0.446.9%
Greenlight Capital RE, Ltd. GLRE$480 million9.947.3%7.8%-2.8%0.01n/a
Amerisafe Inc. AMSF$427 million9.2818.8%17.5%9.5%n/a6.8%
Twfg, Inc. TWFG$354 million44.3319.1%18.3%36.0%0.07n/a
Ryan Specialty Holdings, Inc. RYANn/an/a19.4%14.8%14.4%7.131.2%
44 companies share its SEC industry code (Fire, Marine & Casualty Insurance); the rest are the names nearest in size in its wider industry, Insurance, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 202613 August 2026EDGAR
10-Q31 March 202614 May 2026EDGAR
10-K31 December 202527 February 2026EDGAR
10-Q30 September 202513 November 2025EDGAR
10-Q30 June 202513 August 2025EDGAR
10-Q31 March 202510 June 2025EDGAR