greeksoup/ stock research
Stock research / United States / LIFE · Insurance Agents, Brokers & Service · Nasdaq

Ethos Technologies Inc. (LIFE)

Compare with another name

Ethos Technologies Inc. (LIFE) reported revenue of $190 million for Q2 FY2026, the quarter ended 30 June 2026, up 113.4% on the same quarter a year earlier. Net income was $20 million, up 5.8% on the year, and diluted earnings per share $0.30. The figures are the company's own, from the 10-Q it filed with the SEC on 5 August 2026.

Revenue$190 millionup 113.4%
Net income$20 millionup 5.8%
Diluted EPS$0.30
QuarterQ2 FY2026ended 30 June 2026

Ethos Technologies (LIFE) in brief

Ethos Technologies (LIFE) reported revenue of $388 million for fiscal 2025, the year ended 31 December 2025, up 52.0% on the year before.
Read moreNet income was $71 million and diluted earnings per share $1.22. Revenue was $255 million in fiscal 2024. Net income in the same years was $49 million. At the close of 30 October 2026 the market cap of Ethos Technologies was $2.8 billion.

Ratios

From the filings

ROEn/a
ROCEn/a
Operating marginn/a
Net marginn/a
FCF marginn/a
Interest covern/a
Debt to equityn/a
Cash conversionn/a
Share count, last 12 monthsn/a
Sales CAGR, 3 yearsn/a
Profit CAGR, 3 yearsn/a
EPS, TTMn/a

At the close of 30 October 2026

Price$43.38
Market cap$2.8 billion
Stock P/En/a
Price to book5.98
EV / EBITDAn/a
Dividend yieldn/a
Market cap / salesn/a
52-week high$44.20
52-week low$1.90
Price, 1 year2,183.2%
Price CAGR, 3 yearsn/a
Price CAGR, 5 yearsn/a
Worked from the filed figures; hover a name for the formula.
Read moreThe priced ones use the latest price, the last regular-hours trade on IEX. Nothing here is a valuation or a view.
LIFEgreeksoup.ai
Daily prices to 30 October 2026, adjusted for splits; from 28 September 2026 each day's price is the last regular-hours trade on IEX.
Read moreData provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Day by day for the last three years; before that one point a week, carrying the week's last close and its average daily volume, so a volume bar means the same thing across the whole series; the bars sit under the price on their own scale, on the right. The moving averages need consecutive days and are drawn from the daily part. P/E is the close over the trailing four quarters' EPS as filed at each filing date, on the current share count; the dashed line is the median over the range shown. Sales and margin are quarterly revenue and the operating margin from the tables above. EV/EBITDA, price to book and market cap to sales use the latest filed balance sheet and share count at each date. Before the quarters on file begin, P/E, price to book and market cap to sales stand on each annual report from the day it was filed. Drawn in your browser; the range and overlay you pick are remembered here only.

The public record on LIFE

Dividendsno dividend in its filings for fiscal 2024 onward
Filings11 in twelve months: 6 current reports (8-K), about 3 results of operations; 2 other events; 1 regulation FD disclosure; 1 material agreement; 1 charter or bylaw amendment, or fiscal year change
Planned insider sales28 Form 144 notices in twelve months, $39.4 million; latest 16 October 2026
Options tapeput/call 0.03 by open interest at the 30 October 2026 close; the straddle prices a 29.1% move to 20 November 2026
13F holders71 funds reported a position for the quarter to 30 June 2026; largest Alphabet Inc.
Insider trading86 sales and 3 purchases on Form 4 in twelve months
Congress0 House trades disclosed in six months
Short interest4.1 million shares short, 2.87 days to cover at 15 October 2026
Documentsthe 10-K, the 10-Qs, the proxy and 3 earnings press releases, each linked

Quarterly results, the last 4 quarters

Q1 FY2025Q2 FY2025Q1 FY2026Q2 FY2026
Revenue94.988.8193190
Cost of revenue1.61.43.24.0
Gross profit93.387.4190186
Gross margin98%98%98%98%
Operating income12.518.8-16318.1
Operating margin13%21%-85%10%
Pre-tax income13.119.8-16319.3
Tax rate7%7%n/a-1%
Net income12.218.5-16619.5
Net margin13%21%-86%10%
Diluted EPS$0.21$0.31-$3.57$0.30
Operating cash flow10.813.231.235.7
Capital expenditure0.30.30.40.3
Free cash flow10.512.930.935.3
Dividends paid0.00.0n/an/a
Shares outstandingn/an/a00
Filing10-Q10-Q10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreMoney is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Income statement (profit and loss), 2 fiscal years

FY2024FY2025
Revenue255388
Cost of revenue6.56.7
Gross profit248381
Gross margin97.4%98.3%
Operating income48.772.9
Operating margin19.1%18.8%
Pre-tax income53.975.7
Income tax5.14.6
Effective tax rate9.5%6.1%
Net income48.871.2
Net margin19.2%18.4%
Diluted EPS$0.85$1.22
Filing10-K10-K
From each year's 10-K, linked; TTM is the last four quarters.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow and capital returned

Follow the cashA discounted cash flow: five years of free cash flow, added up in today's moneyNot for Ethos Technologies: an insurer's operating cash flow includes premiums it holds to pay claims later, so it is not cash the owners can take out. Book value and return on equity, in the ratios above, are the usual measures for it.

FY2024FY2025
Operating cash flow-10.936.2
Capital expenditure0.81.5
Free cash flow-11.734.7
Free cash flow margin-4.6%9.0%
Cash from investing-0.931.9
Cash from financing21.9-12.0
Depreciation and amortisation5.45.4
Share-based compensation3.210.6
Dividends paidn/a0.0
Diluted shares, weighted58m58m
Shares outstanding at period end16m17m
Filing10-K10-K
Cash paid in the year, from the cash flow statement.
Read moreThe dividend per share is as declared. Diluted shares are the weighted average for the year; a falling count is the buybacks net of issuance. TTM sums the last four quarters; the share counts are the latest quarter's.

Balance sheet at year end

FY2024FY2025
Funded by
Shareholders' equity-107-24.1
Operating lease liabilities1.91.2
Other liabilities501538
Total liabilities and equity396515
Owned
Fixed assets7.48.2
Goodwill2.22.2
Intangible assets0.20.7
Investments10366.3
Cash and equivalents35.191.1
Receivables30.336.5
Other assets217310
Total assets396515
Filing10-K10-K
At the fiscal year end; the TTM column is the latest quarter end.
Read moreBoth totals are the company's own. Other liabilities is the filed total less the rows above it: payables, deferred revenue, taxes, borrowings the rows above do not carry and the rest; other assets is the same on the other side. Investments add the current and non-current lines as filed. Debt is the company's own stated total where it files one, otherwise its long-term debt with the current maturities, never parts added together. A row is left blank in a year where the lines shown overlap and the remainder would fall below nil.

Questions

What was Ethos Technologies' revenue in fiscal 2025?

Ethos Technologies (LIFE) reported revenue of $388 million for fiscal 2025, the year ended 31 December 2025, up 52.0% on the year before.

How much did Ethos Technologies earn in fiscal 2025?

Net income was $71 million for fiscal 2025, and diluted earnings per share $1.22.

What is Ethos Technologies' market cap?

The market cap of Ethos Technologies was $2.8 billion at the close of 30 October 2026.

Peers: Insurance

CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Marsh & McLennan Companies, Inc. MRSH$95.3 billion24.0127.1%21.4%7.6%1.271.9%
Arthur J. Gallagher & Co. AJG$70.8 billion45.816.6%12.6%26.3%0.571.0%
Aon plc AON$68.2 billion17.6138.9%26.3%3.8%2.611.0%
Willis Towers Watson plc WTW$29.9 billion19.8020.1%22.0%4.8%0.841.2%
Brown & Brown, Inc. BRO$22.8 billion22.089.7%n/a26.1%0.621.0%
Equitable Holdings, Inc. EQH$14.7 billionn/an/a-5.7%-22.1%n/a2.1%
Erie Indemnity Co. ERIE$12.1 billion23.7522.6%17.9%2.0%n/an/a
Enact Holdings, Inc. ACT$6.5 billion9.9312.7%69.1%2.5%0.141.8%
Hagerty, Inc. HGTY$5.4 billionn/an/an/an/a1.00n/a
Accelerant Holdings ARX$4.3 billionn/a-180.6%-110.8%n/a0.17n/a
Corvel Corp. CRVL$4.2 billion36.5628.2%n/a7.1%n/an/a
Neptune Insurance Holdings Inc. NP$4.0 billion94.10n/a41.3%n/an/an/a
All 112 in Insurance
CompanyMarket capP/EROEOp. marginSales growth
TTM
Debt to equityDiv. yield
Berkshire Hathaway Inc. BRK.B$1.17 trillion13.6611.5%15.0%3.9%n/an/a
UnitedHealth Group Inc. UNH$368.3 billion26.1913.5%4.8%6.5%0.702.2%
Chubb Ltd. CB$139.3 billion12.7415.3%22.3%5.7%0.251.1%
Progressive Corp. PGR$134.4 billion11.6034.1%16.2%10.5%0.246.0%
Marsh & McLennan Companies, Inc. MRSH$95.3 billion24.0127.1%21.4%7.6%1.271.9%
Elevance Health, Inc. ELV$90.7 billion17.9011.5%2.7%3.6%0.691.6%
Travelers Companies, Inc. TRV$81.2 billion10.3428.7%21.2%1.1%0.341.2%
Cigna Group CI$78.8 billion12.3415.1%3.5%7.8%0.752.1%
Manulife Financial Corporation MFC *$74.9 billion20.3511.1%n/an/a0.153.2%
Arthur J. Gallagher & Co. AJG$70.8 billion45.816.6%12.6%26.3%0.571.0%
Aon plc AON$68.2 billion17.6138.9%26.3%3.8%2.611.0%
Allstate Corp. ALL$66.0 billion5.1939.4%23.2%5.9%0.221.6%
Metlife Inc. MET$63.8 billion19.1213.2%8.3%8.7%0.522.3%
Aflac Inc. AFL$62.2 billion13.3716.0%32.0%13.6%0.281.9%
Humana Inc. HUM$49.7 billion39.206.7%1.9%18.3%0.740.9%
Sun Life Financial Inc. SLF *$44.8 billion18.4114.5%n/a8.0%0.333.3%
American International Group, Inc. AIG$43.0 billion14.977.3%13.6%-4.2%0.222.3%
Prudential Financial Inc. PRU$40.2 billion10.5612.4%7.6%9.4%0.624.7%
Arch Capital Group Ltd. ACGL$36.3 billion8.3219.5%26.9%0.4%0.184.7%
Hartford Insurance Group, Inc. HIG$35.5 billion8.0324.4%18.2%6.2%0.231.8%
Centene Corp. CNC$33.9 billion23.456.6%0.5%9.7%0.70n/a
Everest Group, Ltd. EG$30.6 billion8.6913.3%13.9%-8.7%n/a1.9%
Willis Towers Watson plc WTW$29.9 billion19.8020.1%22.0%4.8%0.841.2%
Cincinnati Financial Corp. CINF$27.8 billion10.6316.5%24.8%9.9%0.052.0%
W. R. Berkley Corp. WRB$27.4 billion15.1619.6%n/a4.3%n/a2.5%
Principal Financial Group Inc. PFG$23.8 billion12.4316.7%14.7%5.2%0.372.9%
Markel Group Inc. MKL$22.9 billionn/an/an/an/a0.24n/a
Brown & Brown, Inc. BRO$22.8 billion22.089.7%n/a26.1%0.621.0%
Loews Corp. L$22.8 billion13.678.8%12.3%3.5%0.470.2%
Reinsurance Group of America Inc. RGA$17.3 billion11.6311.0%7.2%19.4%0.421.4%
Corebridge Financial, Inc. CRBG$15.5 billion20.348.5%5.4%29.1%0.832.8%
Equitable Holdings, Inc. EQH$14.7 billionn/an/a-5.7%-22.1%n/a2.1%
Globe Life Inc. GL$14.7 billion10.5619.7%24.2%5.2%0.480.8%
Assurant, Inc. AIZ$14.5 billion13.9817.4%9.9%9.4%n/a1.2%
Unum Group UNM$14.4 billion21.246.5%6.8%3.4%0.352.0%
Renaissancere Holdings Ltd. RNR$13.9 billion9.5613.8%30.1%-20.9%0.210.5%
CNA Financial Corp. CNA$13.2 billion10.7011.1%10.3%3.4%0.278.0%
American Financial Group Inc. AFG$12.8 billion13.4519.8%14.5%-0.2%0.384.5%
Erie Indemnity Co. ERIE$12.1 billion23.7522.6%17.9%2.0%n/an/a
Fidelity National Financial, Inc. FNF$10.9 billion14.1110.4%11.3%13.0%0.595.1%
Molina Healthcare, Inc. MOH$10.6 billionn/a-1.2%0.4%-0.9%0.91n/a
Oscar Health, Inc. OSCR$9.4 billion21.6926.8%4.1%42.8%0.21n/a
Old Republic International Corp. ORI$9.2 billion8.6718.8%13.8%12.5%n/a9.5%
Jackson Financial Inc. JXN$9.2 billion164.671.0%55.8%15.1%0.282.5%
Voya Financial, Inc. VOYA$8.9 billion16.5413.0%9.1%3.2%0.451.9%
Primerica, Inc. PRI$8.7 billion11.2831.5%29.9%8.6%0.241.6%
Hanover Insurance Group, Inc. THG$8.3 billion11.6021.8%15.2%5.0%0.25n/a
Kinsale Capital Group, Inc. KNSL$8.2 billion15.9427.4%33.7%8.3%0.120.3%
Lincoln National Corp. LNC$7.8 billion3.5520.8%14.7%7.9%0.574.4%
Axis Capital Holdings Ltd. AXS$7.6 billion7.9716.1%17.5%9.8%0.211.7%
First American Financial Corp. FAF$6.5 billion8.9913.6%11.9%14.1%n/a3.4%
Enact Holdings, Inc. ACT$6.5 billion9.9312.7%69.1%2.5%0.141.8%
Essent Group Ltd. ESNT$6.0 billion9.3512.0%62.0%4.3%n/a2.0%
RLI Corp. RLI$6.0 billion15.2123.3%25.8%4.6%0.184.1%
Mgic Investment Corp. MTG$5.9 billion8.8814.1%74.0%-1.9%n/a2.1%
Selective Insurance Group Inc. SIGI$5.8 billion11.8814.8%11.9%4.0%0.261.7%
Mercury General Corp. MCY$5.7 billion6.0533.0%18.3%10.0%0.331.2%
White Mountains Insurance Group Ltd. WTM$5.4 billion5.1620.8%34.2%55.4%0.170.0%
Hagerty, Inc. HGTY$5.4 billionn/an/an/an/a1.00n/a
CNO Financial Group, Inc. CNO$5.3 billion19.8110.8%13.3%6.0%0.521.2%
Radian Group Inc. RDN$4.7 billion9.1411.2%n/a37.1%0.142.9%
Accelerant Holdings ARX$4.3 billionn/a-180.6%-110.8%n/a0.17n/a
Corvel Corp. CRVL$4.2 billion36.5628.2%n/a7.1%n/an/a
Neptune Insurance Holdings Inc. NP$4.0 billion94.10n/a41.3%n/an/an/a
Palomar Holdings, Inc. PLMR$3.7 billion18.8420.7%24.1%60.0%0.30n/a
Hamilton Insurance Group, Ltd. HG$3.5 billion6.1130.3%28.3%15.5%0.05n/a
Genworth Financial Inc. GNW$3.3 billion16.902.4%5.4%2.1%0.17n/a
Lemonade, Inc. LMND$3.3 billionn/a-27.7%-13.7%62.3%n/an/a
Slide Insurance Holdings, Inc. SLDE$3.3 billion6.3044.8%50.4%n/a0.02n/a
NMI Holdings, Inc. NMIH$3.2 billion8.4014.6%69.3%7.5%n/an/a
Assured Guaranty Ltd. AGO$3.1 billion9.406.3%37.0%-10.6%0.312.0%
SiriusPoint Ltd. SPNT$3.0 billion6.3122.2%18.4%22.6%0.30n/a
Baldwin Insurance Group, Inc. BWIN$3.0 billionn/a-9.2%-6.9%18.9%2.67n/a
Ethos Technologies Inc. LIFE$2.8 billionn/an/an/an/an/an/a
F&G Annuities & Life, Inc. FG$2.8 billion7.219.1%n/a15.0%0.494.6%
Porch Group, Inc. PRCH$2.7 billion256.88127.2%7.7%23.4%53.60n/a
Skyward Specialty Insurance Group, Inc. SKWD$2.6 billion13.7714.8%13.9%38.3%0.33n/a
Brighthouse Financial, Inc. BHF$2.5 billion3.5412.7%14.7%2.6%0.48n/a
HCI Group, Inc. HCI$2.5 billion8.5328.7%48.4%22.8%0.030.8%
Clover Health Investments, Corp. CLOV$2.4 billionn/a-4.9%-0.7%54.0%0.00n/a
Kemper Corp. KMPR$2.0 billionn/a-22.6%n/a-4.5%0.433.9%
Horace Mann Educators Corp. HMN$1.9 billion10.9111.8%12.4%5.9%0.403.0%
Goosehead Insurance, Inc. GSHD$1.7 billion34.75n/a23.3%17.7%n/an/a
Safety Insurance Group Inc. SAFT$1.5 billion22.407.8%6.8%7.2%0.063.5%
Alignment Healthcare, Inc. ALHC$1.5 billion56.0010.4%0.9%35.9%1.17n/a
United Fire Group Inc. UFCS$1.5 billion10.5714.4%12.0%11.4%0.151.3%
Twfg, Inc. TWFG$1.5 billion44.1119.1%18.3%36.0%0.07n/a
Stewart Information Services Corp. STC$1.4 billion9.768.1%5.9%22.5%0.394.7%
Universal Insurance Holdings, Inc. UVE$1.3 billion6.0636.0%19.0%5.5%0.151.3%
Trupanion, Inc. TRUP$1.3 billion56.945.7%1.6%11.8%0.26n/a
Ategrity Specialty Insurance Co. Holdings ASIC$1.1 billion11.1116.1%27.8%n/an/a0.0%
Bowhead Specialty Holdings Inc. BOW$1.1 billion18.4113.2%12.7%25.0%0.31n/a
Heritage Insurance Holdings, Inc. HRTG$1.1 billion5.0837.9%34.5%1.5%0.13n/a
Hippo Holdings Inc. HIPO$976 million30.306.8%6.2%20.6%n/an/a
Root, Inc. ROOT$800 million14.5918.7%5.5%14.9%0.60n/a
Employers Holdings, Inc. EIG$789 million24.633.5%4.1%-13.0%0.162.9%
Donegal Group Inc. DGICA$693 million9.6810.7%9.1%-3.1%n/an/a
Crawford & Co. CRD-A$590 million25.8112.6%3.6%-4.1%0.81n/a
American Integrity Insurance Group, Inc. AII$573 million6.5023.8%36.2%29.3%0.00n/a
American Coastal Insurance Corp. ACIC$518 million5.4729.4%40.2%3.3%0.446.8%
Investors Title Co. ITIC$509 million12.6214.1%17.7%8.7%n/a3.9%
Greenlight Capital RE, Ltd. GLRE$482 million9.987.3%7.8%-2.8%0.01n/a
Amerisafe Inc. AMSF$388 million9.7317.0%15.0%7.7%n/a7.5%
NI Holdings, Inc. NODK$307 million40.553.1%4.2%-13.9%0.01n/a
Kingstone Companies, Inc. KINS$292 million8.3327.3%18.6%28.0%0.030.7%
Kingsway Corp. KWY$281 millionn/a-58.4%-0.1%32.8%3.47n/a
Mbia Inc. MBI$228 millionn/an/a-156.4%-8.7%n/an/a
Octave Specialty Group Inc. OSG$227 millionn/a-23.0%-24.3%26.8%0.22n/a
Citizens, Inc. CIA$183 million17.194.9%5.6%3.7%n/an/a
James River Group Holdings, Inc. JRVR$180 million10.115.8%3.8%-1.8%n/a1.0%
Roadzen Inc. RDZN$97 millionn/an/a-21.6%30.5%n/an/a
Ryan Specialty Holdings, Inc. RYANn/an/a23.4%15.6%9.8%8.231.2%
18 companies share its SEC industry code (Insurance Agents, Brokers & Service); the rest are the names nearest in size in its wider industry, Insurance, one of the Fama-French 48 industries, a published grouping of SEC industry codes.
Read moreBy market capitalisation; a click on a heading sorts by it, largest first, and a second click turns it round. Each figure is the same arithmetic as the ratio box above, on each company's own filings and latest close; a name marked * is a foreign company that files once a year, on its latest fiscal year.

Filings

FilingPeriodFiledWhere
10-Q30 June 20265 August 2026EDGAR
10-Q31 March 20268 May 2026EDGAR
10-K31 December 202517 March 2026EDGAR