greeksoup/ stock research
Stock research / United States / Funds / Citizens & Northern Corp.

Citizens & Northern Corp.

CIK 810958 · latest 13F filed 17 July 2026 · Read the filing on EDGAR

Citizens & Northern Corp. reported 117 US-listed holdings worth $437.7 million in its 13F for the quarter ended 30 June 2026, filed 17 July 2026. Its largest: Vanguard Scottsdale FDS (13.5%), iShares Core MSCI Emerging Mark (6.4%) and Fidelity Covington Trust (6.4%). Against the quarter before, it opened 9 positions, added to 19, trimmed 61 and sold out of 11.

Reported holdings$437.7M+9.2% on Q1 2026
Positions117-2 on Q1 2026
The largest ten52.3%of its reported holdings
Latest 13FQ2 2026filed 17 July 2026
Where the money is
Added toHeldTrimmed
VONG13.5%IEMG6.4%FREL6.4%IGE5.5%IJH3.8%NVDA3.7%AAPL3.5%SPMD3.2%GOOG3.2%EMB2.9%MSFT2.5%DFAC2.4%AMZN2.1%CZFS1.9%103 more38.9%

The 14 largest of its 117 positions, each sized by its share of the reported holdings, coloured by the change in shares against Q1 2026.

Reported holdings, quarter by quarter
Q3 2024: $333.1 million in 126 positions$333MQ3 24Q4 2024: $365.1 million in 126 positions$365MQ4 24Q1 2025: $354.7 million in 118 positions$355MQ1 25Q2 2025: $373.7 million in 118 positions$374MQ2 25Q3 2025: $403.5 million in 121 positions$404MQ3 25Q4 2025: $403.6 million in 124 positions$404MQ4 25Q1 2026: $401.0 million in 119 positions$401MQ1 26Q2 2026: $437.7 million in 117 positions$438MQ2 26

What the fund reported holding at each quarter's end; hover a bar for the number of positions

What its reported holdings returned

Held through each quarter, the holdings it reported returned +22.0% over the 7 quarters to 30 June 2026, against +30.2% for the S&P 500.

Its reported holdingsThe S&P 500
100110120130Q3 24Q4 24Q1 25Q2 25Q3 25Q4 25Q1 26Q2 26Its holdings +22.0%S&P 500 +30.2%

Not the fund's own return: each 13F's holdings are kept unchanged until the next one, so trades inside a quarter, dividends, cash and fees are left out. A rough guide to how its picks have done over time.

What it did on the quarter

Opened 9Added 19Held 28Trimmed 61Sold out 11
Opened: 9Added: 19Held: 28Trimmed: 61Sold out: 11

Its positions against its 13F for the quarter to 31 March 2026; a change under 0.1% of a position counts as held

Opened 9

  1. Wells Fargo & Company WFC$4.3 million
  2. Goldman Sachs Group Inc. GS$1.2 million
  3. Carpenter Technology Corp. CRS$235,633
  4. Progressive Corp. PGR$220,416
  5. W.W. Grainger, Inc. GWW$213,583
  6. Texas Instruments Inc. TXN$212,524
  7. BOK Financial Corp. BOKF$211,098
  8. Community Financial System, Inc. CBU$206,931

and 1 more in the table below

Added to 19

  1. Vanguard Scottsdale FDS VONG+77,534 shares · +20%
  2. Broadcom Inc. AVGO+5,804 shares · +84%
  3. iShares Core MSCI Emerging Mark IEMG+7,387 shares · +2%
  4. Netflix Inc. NFLX+6,450 shares · +59%
  5. Salesforce, Inc. CRM+2,209 shares · +25%
  6. Charles Schwab Corp. SCHW+3,197 shares · +15%
  7. Bristol-Myers Squibb Co. BMY+4,631 shares · +24%
  8. Medtronic plc MDT+3,266 shares · +14%

and 11 more in the table below

Trimmed 61

  1. Fidelity Covington Trust FREL-166,299 shares · -15%
  2. iShares Core S&P Mid-Cap ETF IJH-30,749 shares · -12%
  3. iShares North American Natural Resources ETF IGE-41,851 shares · -9%
  4. SPDR Ser Trust SPMD-30,328 shares · -13%
  5. Advanced Micro Devices Inc. AMD-2,595 shares · -17%
  6. Cisco Systems, Inc. CSCO-9,480 shares · -29%
  7. JPMorgan Chase & Co. JPM-2,395 shares · -12%
  8. Analog Devices Inc. ADI-1,970 shares · -20%

and 53 more in the table below

Sold out of 11

  1. Vanguard Charlotte FDS BNDX$1.2 million last quarter
  2. Marsh & McLennan Companies, Inc. MRSH$1.1 million last quarter
  3. iShares Trust HYG$873,251 last quarter
  4. iShares Barclays Tips Bond TIP$611,394 last quarter
  5. Roper Technologies Inc. ROP$394,554 last quarter
  6. Abbott Laboratories ABT$346,614 last quarter
  7. Comcast Corp. CMCSA$303,005 last quarter
  8. EOG Resources Inc. EOG$256,612 last quarter

What it holds

CompanySharesValueOf its bookChange in shares
Vanguard Scottsdale FDS VONG462.2K$59.1 million13.50%+77.5K
iShares Core MSCI Emerging Mark IEMG340.1K$28.2 million6.44%+7.4K
Fidelity Covington Trust FREL953.6K$27.9 million6.38%-166.3K
iShares North American Natural Resources ETF IGE427.9K$24.0 million5.49%-41.9K
iShares Core S&P Mid-Cap ETF IJH217.6K$16.8 million3.83%-30.7K
NVIDIA Corp. NVDA82.0K$16.4 million3.75%-895
Apple Inc. AAPL53.5K$15.5 million3.54%-93
SPDR Ser Trust SPMD208.1K$14.1 million3.21%-30.3K
Alphabet Inc. GOOG39.5K$13.9 million3.18%-694
iShares Trust EMB132.9K$12.8 million2.93%-3.0K
Microsoft Corp. MSFT29.1K$10.9 million2.48%-525
Dimensional ETF Trust DFAC238.0K$10.6 million2.41%no change
Amazon.com Inc. AMZN37.8K$9.0 million2.06%-1.3K
Citizens Finl Svcs Inc. CZFS117.1K$8.5 million1.94%no change
Citizens & Northern Corp CZNC349.5K$8.1 million1.86%-10.4K
Advanced Micro Devices Inc. AMD12.7K$7.4 million1.69%-2.6K
JPMorgan Chase & Co. JPM17.8K$5.8 million1.33%-2.4K
Corning Inc. GLW19.7K$5.0 million1.15%no change
Meta Platforms, Inc. META8.8K$4.9 million1.13%-1.2K
American Century ETF Trust AVDE54.8K$4.9 million1.12%no change
Broadcom Inc. AVGO12.7K$4.8 million1.10%+5.8K
Wells Fargo & Company WFC51.8K$4.3 million0.98%new
Caterpillar Inc. CAT3.8K$4.1 million0.94%-641
Mastercard Inc. MA7.8K$4.0 million0.92%-349
Costco Wholesale Corp. COST4.3K$4.0 million0.92%-11
ExxonMobil Holdings Corp. XOM25.8K$3.5 million0.81%-279
Analog Devices Inc. ADI7.8K$3.1 million0.71%-2.0K
iShares Trust MBB31.1K$2.9 million0.67%-5.5K
KLA Corp. KLAC9.5K$2.9 million0.65%-48
Cisco Systems, Inc. CSCO23.2K$2.7 million0.62%-9.5K
CVS Health Corp. CVS26.3K$2.7 million0.62%-973
Procter & Gamble Co. PG18.5K$2.7 million0.62%-232
TJX Companies Inc. TJX16.8K$2.5 million0.58%-175
Palo Alto Networks Inc. PANW7.3K$2.5 million0.57%-229
RTX Corp. RTX12.7K$2.4 million0.55%-1.1K
Citigroup Inc. C16.4K$2.3 million0.52%-235
Eaton Corp. plc ETN5.4K$2.3 million0.52%-581
Charles Schwab Corp. SCHW24.6K$2.3 million0.52%+3.2K
SPDR S&P 500 SPY2.9K$2.1 million0.49%no change
Johnson & Johnson JNJ8.2K$2.1 million0.48%+165
Oracle Corp. ORCL14.0K$2.1 million0.47%-347
GSK plc GSK39.2K$2.1 million0.47%-860
Cencora, Inc. COR7.2K$2.0 million0.46%+105
Medtronic plc MDT25.9K$2.0 million0.46%+3.3K
Home Depot, Inc. HD5.6K$2.0 million0.45%-152
Boeing Co. BA9.1K$2.0 million0.45%-190
Coca-Cola Co. KO22.8K$1.9 million0.42%-541
General Dynamics Corp. GD5.1K$1.8 million0.41%-159
Blackstone Inc. BX15.2K$1.8 million0.41%-223
American Centy ETF Trust AVUS13.8K$1.8 million0.40%no change
Salesforce, Inc. CRM11.2K$1.7 million0.40%+2.2K
Emerson Electric Co. EMR12.1K$1.7 million0.40%-1.6K
Freeport-McMoRan Inc. FCX27.0K$1.7 million0.39%+1.2K
SLB Limited SLB34.8K$1.6 million0.37%-234
Biogen Inc. BIIB6.9K$1.5 million0.34%-194
KKR & Co. Inc. KKR16.3K$1.5 million0.34%-112
NextEra Energy Inc. NEE16.9K$1.5 million0.34%-332
Tapestry, Inc. TPR9.9K$1.4 million0.33%+92
American Tower Corp. AMT8.8K$1.4 million0.33%-6
Union Pacific Corp. UNP5.0K$1.4 million0.31%no change
Mondelez International, Inc. MDLZ23.6K$1.4 million0.31%-457
Bristol-Myers Squibb Co. BMY23.6K$1.4 million0.31%+4.6K
Ovintiv Inc. OVV25.7K$1.4 million0.31%+3.1K
SPDR Dow Jones Indl Average DIA2.5K$1.3 million0.30%no change
Netflix Inc. NFLX17.5K$1.2 million0.28%+6.5K
Chevron Corp. CVX7.4K$1.2 million0.28%-145
Walt Disney Co. DIS12.6K$1.2 million0.28%-353
Goldman Sachs Group Inc. GS1.2K$1.2 million0.27%new
Becton Dickinson & Co. BDX7.8K$1.2 million0.27%+1.6K
PayPal Holdings, Inc. PYPL27.2K$1.2 million0.27%-764
Pfizer Inc. PFE47.9K$1.2 million0.26%-544
Yum! Brands, Inc. YUM7.1K$1.1 million0.26%+126
Paccar Inc. PCAR9.2K$1.1 million0.25%+1.6K
Zimmer Biomet Holdings, Inc. ZBH12.3K$1.1 million0.24%+49
Intercontinental Exchange, Inc. ICE8.0K$978,7250.22%-231
American Century ETF Trust AVEM10.1K$978,6980.22%no change
iShares Trust IWF7.6K$948,4100.22%-490
M&T Bank Corp. MTB3.6K$866,8320.20%no change
Adobe Inc. ADBE3.9K$808,5990.18%-115
McDonald's Corp. MCD2.9K$796,3330.18%-116
Bath & Body Works, Inc. BBWI33.3K$770,4140.18%-33
SPDR Ser Trust SPTL29.2K$766,6500.18%-3.8K
SPDR Ser Trust SPTS26.3K$764,0940.17%-1.6K
Berkshire Hathaway Inc. Class B BRKB1.4K$725,0650.17%no change
International Business Machines Corp. IBM2.5K$712,0240.16%-251
Verizon Communications Inc. VZ16.7K$707,2470.16%+1.3K
Accenture plc ACN5.6K$700,9710.16%-44
Intuit Inc. INTU2.7K$695,3040.16%+43
Vanguard Specialized Funds VIG2.9K$678,1530.15%no change
Nike, Inc. NKE16.5K$675,7240.15%-597
iShares Russell 1000 Value Inde IWD2.8K$674,1980.15%-248
Dimensional ETF Trust DFIC17.3K$645,5670.15%no change
iShares Trust SUB5.9K$631,2610.14%no change
Deere & Co. DE880$558,2100.13%no change
Dimensional ETF Trust DFEM12.8K$521,5330.12%no change
Cummins Inc. CMI603$430,0660.10%no change
Eli Lilly & Co. LLY336$403,0080.09%-53
Rockwell Automation, Inc. ROK666$329,7230.08%no change
Quest Diagnostics Inc. DGX1.5K$326,4030.07%-10
Illinois Tool Works Inc. ITW1.2K$324,0230.07%-716
Vanguard Intl Equity Index F VT2.0K$313,9000.07%no change
National Fuel Gas Co. NFG4.0K$309,7670.07%no change
iShares Core S&P 500 ETF IVV405$303,3000.07%no change
Alphabet Inc. GOOGL807$288,3980.07%no change
AT&T Inc. T12.7K$262,9310.06%-4.3K
Vanguard Real Estate ETF VNQ2.7K$258,7220.06%no change
Norfolk Southern Corp. NSC793$249,4700.06%-477
Lowe's Companies Inc. LOW1.1K$243,6410.06%no change
Carpenter Technology Corp. CRS382$235,6330.05%new
Vanguard Mun BD FDS VTEB4.5K$227,7620.05%no change
Progressive Corp. PGR1.0K$220,4160.05%new
W.W. Grainger, Inc. GWW157$213,5830.05%new
Texas Instruments Inc. TXN713$212,5240.05%new
BOK Financial Corp. BOKF1.5K$211,0980.05%new
Community Financial System, Inc. CBU3.1K$206,9310.05%new
Vanguard Mid Cap Index ETF VO2.5K$203,6810.05%new
Imperial Oil Ltd IMO1.8K$201,6360.05%no change
Every US-listed position in the fund's 13F for the quarter ended 30 June 2026, by the value it reported.
Read moreChange is shares against its 13F for the quarter before; the 11 it sold out of are in the box above.