Triumph Financial (TFIN) Q2 FY2026 earnings: revenue $120 million, up 11.3% on the year

Triumph Financial, Inc. (TFIN) reported revenue of $120 million for Q2 FY2026, the quarter ended 30 June 2026, up 11.3% on the same quarter a year earlier. Net income was $11 million, up 157.2% on the year, and diluted earnings per share $0.44. The figures are the company's own, from the 10-Q it filed with the SEC on 21 July 2026.

Revenue$120 millionup 11.3%

Net income$11 millionup 157.2%

Diluted EPS$0.44

QuarterQ2 FY2026ended 30 June 2026

The quarter, against the one before and a year earlier

Line	Q2 FY2026	Q1 FY2026	Q2 FY2025	Change on the year
Revenue	120	106	108	+11.3%
Pre-tax income	15.9	8.1	7.9	+100.3%
Income tax	4.5	1.8	3.5	+28.5%
Effective tax rate	28.4%	22.0%	44.2%
Net income	11.4	6.4	4.4	+157.2%
Net margin	9.5%	6.0%	4.1%
Diluted EPS	$0.44	$0.23	$0.15	+193.3%

$ million except per share.

Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow and capital returned

Line	Q2 FY2026	Q1 FY2026	Q2 FY2025	Change on the year
Operating cash flow	46.2	5.1	9.1	+405.3%
Capital expenditure	3.5	1.7	3.0	+15.0%
Free cash flow	42.7	3.3	6.1	+600.6%
Cash from investing	-216	-171	-411	n/a
Cash from financing	485	500	181	+167.0%
Depreciation and amortisation	5.2	5.4	7.4	-28.6%
Share-based compensation	4.1	3.4	3.4	+19.8%
Buybacks	2.1	0.1	2.1	+1.4%
Dividends paid	0.8	0.8	0.8	+0.0%
Diluted shares, weighted	24m	24m	24m	+1.6%
Shares outstanding at period end	24m	24m	24m	+0.7%

Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.

Balance sheet at quarter end

Line	Q2 FY2026	Q1 FY2026	Q2 FY2025	Change on the year
Shareholders' equity	963	951	912	+5.6%
Deposits	6,217	5,700	5,186	+19.9%
Other liabilities	223	226	396	-43.7%
Total liabilities and equity	7,404	6,877	6,495	+14.0%
Fixed assets	86.0	89.5	149	-42.3%
Goodwill	355	355	354	+0.4%
Intangible assets	n/a	45.4	55.3	n/a
Securities held for sale or to maturity	269	341	394	-31.7%
Loans	5,442	5,155	4,914	+10.7%
Cash and equivalents	897	582	282	+217.6%
Other assets	354	309	346	+2.5%
Total assets	7,404	6,877	6,495	+14.0%

Questions

What was Triumph Financial's revenue in Q2 FY2026?

Triumph Financial (TFIN) reported revenue of $120 million for Q2 FY2026, the quarter ended 30 June 2026, up 11.3% on the same quarter a year earlier.

How much did Triumph Financial earn in Q2 FY2026?

Net income for Q2 FY2026 was $11 million, up 157.2% on the year, and diluted earnings per share $0.44.

When did Triumph Financial report Q2 FY2026 results?

Triumph Financial filed its 10-Q for the quarter ended 30 June 2026 with the SEC on 21 July 2026.

Quarterly results, the last 12 quarters

	Q3 FY2023	Q4 FY2023 *	Q1 FY2024 †	Q2 FY2024	Q3 FY2024	Q4 FY2024 *	Q1 FY2025 †	Q2 FY2025	Q3 FY2025	Q4 FY2025 *	Q1 FY2026	Q2 FY2026
Revenue	105	106	101	105	106	104	102	108	109	120	106	120
Interest expense	16.2	16.8	15.9	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pre-tax income	17.7	12.7	4.8	3.6	6.3	5.8	0.1	7.9	1.3	23.7	8.1	15.9
Tax rate	28%	24%	13%	23%	15%	34%	76%	44%	-33%	19%	22%	28%
Net income	12.8	9.6	4.2	2.7	5.3	3.8	0.0	4.4	1.7	19.2	6.4	11.4
Net margin	12%	9%	4%	3%	5%	4%	0%	4%	2%	16%	6%	9%
Diluted EPS	$0.51	$0.37	$0.14	$0.08	$0.19	$0.13	-$0.03	$0.15	$0.04	$0.77	$0.23	$0.44
Operating cash flow	9.0	25.2	-16.0	16.3	21.2	37.0	-3.6	9.1	24.4	36.5	5.1	46.2
Capital expenditure	n/a	n/a	n/a	n/a	0.8	n/a	4.2	3.0	2.0	n/a	1.7	3.5
Free cash flow	n/a	n/a	n/a	n/a	20.4	n/a	-7.9	6.1	22.4	n/a	3.3	42.7
Buybacks	0.0	0.0	0.1	3.2	0.0	-0.0	0.1	2.1	0.0	0.0	0.1	2.1
Dividends paid	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8
Shares outstanding	23m	23m	23m	23m	23m	23m	23m	24m	24m	24m	24m	24m
Filing	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q

Each quarter as filed, linked to its filing.

* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS and diluted share count are from the company's results press release for that quarter, used where the release gives the same revenue and net income as the table. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Source

10-Q for the period ended 30 June 2026, filed 21 July 2026, accession 0001539638-26-000029: the filing on EDGAR. All of Triumph Financial, Inc.'s filings: EDGAR company page.

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