Regions Financial (RF) Q2 FY2026 earnings: revenue $1.9 billion, up 0.1% on the year
Regions Financial Corp. (RF) reported revenue of $1.9 billion for Q2 FY2026, the quarter ended 30 June 2026, up 0.1% on the same quarter a year earlier. Net income was $570 million, up 1.2% on the year, and diluted earnings per share $0.64. The figures are the company's own, from the 10-Q it filed with the SEC on 6 August 2026.
Revenue
$1.9 billion
+0.1% on the year · +1.8% on the quarter
Q3 FY2024Q2 FY2026
Operating margin
n/a
Q3 FY2024Q2 FY2026
Net income
$570 million
+1.2% on the year · +2.0% on the quarter
Q3 FY2024Q2 FY2026
Diluted EPS
$0.64
+8.5% on the year · +3.2% on the quarter
Q3 FY2024Q2 FY2026
this quarterthe same quarter a year earlierHover a bar for its figure.
What management said
Guidance figures: 1 raised.
Diluted EPS $0.64, adjusted $0.68: Reported earnings were $549 million, with diluted EPS of $0.64. Adjusted earnings were $583 million, with adjusted diluted EPS of $0.68.
Net interest margin held at 3.66%: Net interest margin was 3.66% on a fully taxable-equivalent basis, down 1 basis point from 3.67% in the first quarter and up from 3.65% a year earlier. Management said loan growth and an extra day reduce the margin.
Average loans up 2% quarter on quarter: Average loans were $98,722 million, up 2.4% from the first quarter and 2.8% from a year earlier. Ending loans were $99,200 million, up 1.3% QoQ.
$ million except per share. Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.
Cash flow
$ million
Q2 FY2026
Q1 FY2026
Q2 FY2025
On the quarter
On the year
Last 8 quarters
Operating cash flow
369
867
573
-57.4%
-35.6%
Cash from investing
-1,380
-2,180
-2,148
Cash from financing
-206
1,549
-1,566
Depreciation and amortisation
24.0
23.0
19.0
+4.3%
+26.3%
Buybacks
59.0
401
144
-85.3%
-59.0%
Dividends paid
228
230
226
-0.9%
+0.9%
Dividend per share
$0.27
$0.27
$0.25
0.0%
+6.0%
Diluted shares, weighted
857m
868m
900m
-1.3%
-4.8%
Shares outstanding at period end
852m
853m
892m
-0.2%
-4.5%
Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.
Balance sheet
$ million
Q2 FY2026
Q1 FY2026
Q2 FY2025
On the quarter
On the year
Last 8 quarters
Shareholders' equity
18,840
18,779
18,666
+0.3%
+0.9%
Non-controlling interest
71.0
65.0
40.0
+9.2%
+77.5%
Deposits
130,710
131,880
130,919
-0.9%
-0.2%
Repurchase agreements
200
1,200
n/a
-83.3%
Short-term borrowings
n/a
n/a
0.0
Debt
7,628
6,337
5,279
+20.4%
+44.5%
Other liabilities
3,850
2,480
4,302
+55.2%
-10.5%
Total liabilities and equity
161,299
160,741
159,206
+0.3%
+1.3%
Fixed assets
1,704
1,666
1,755
+2.3%
-2.9%
Goodwill
5,733
5,733
5,733
0.0%
0.0%
Intangible assets
126
133
153
-5.3%
-17.6%
Securities held for sale or to maturity
32,659
32,853
32,305
-0.6%
+1.1%
Loans
97,711
96,399
95,111
+1.4%
+2.7%
Cash and equivalents
9,926
11,143
11,175
-10.9%
-11.2%
Other assets
13,440
12,814
12,974
+4.9%
+3.6%
Total assets
161,299
160,741
159,206
+0.3%
+1.3%
Questions
What was Regions Financial's revenue in Q2 FY2026?
Regions Financial (RF) reported revenue of $1.9 billion for Q2 FY2026, the quarter ended 30 June 2026, up 0.1% on the same quarter a year earlier.
How much did Regions Financial earn in Q2 FY2026?
Net income for Q2 FY2026 was $570 million, up 1.2% on the year, and diluted earnings per share $0.64.
When did Regions Financial report Q2 FY2026 results?
Regions Financial filed its 10-Q for the quarter ended 30 June 2026 with the SEC on 6 August 2026.
Each quarter as filed, linked to its filing. Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.
10-Q for the period ended 30 June 2026, filed 6 August 2026: the filing.