Regions Financial (RF) Q1 FY2026 earnings: revenue $1.9 billion, up 5.0% on the year
Regions Financial Corp. (RF) reported revenue of $1.9 billion for Q1 FY2026, the quarter ended 31 March 2026, up 5.0% on the same quarter a year earlier. Net income was $559 million, up 14.1% on the year, and diluted earnings per share $0.62. The figures are the company's own, from the 10-Q it filed with the SEC on 7 May 2026.
Revenue
$1.9 billion
+5.0% on the year · -2.5% on the quarter
Q2 FY2024Q1 FY2026
Operating margin
n/a
Q2 FY2024Q1 FY2026
Net income
$559 million
+14.1% on the year · +4.7% on the quarter
Q2 FY2024Q1 FY2026
Diluted EPS
$0.62
+21.6% on the year · +6.9% on the quarter
Q2 FY2024Q1 FY2026
this quarterthe same quarter a year earlierHover a bar for its figure.
What management said
Earnings up from first quarter 2025: Net income grew 16% and diluted EPS 22% year over year. Adjusted net income grew 11% and adjusted diluted EPS 15%. Diluted EPS was $0.62 versus $0.58 in the fourth quarter.
Revenue and pre-provision income grew: Total revenue was $1,873 million, up 5% year over year. Pre-tax pre-provision income rose 8% over the same period.
Margin eased on asset spreads: Net interest margin was 3.67%, down 3 basis points from 3.70%. Management attributed the decline to tighter asset spreads tied to higher-quality asset growth.
$ million except per share. Read moreFourth quarters are the year less the first three quarters. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.
Cash flow
$ million
Q1 FY2026
Q4 FY2025
Q1 FY2025
On the quarter
On the year
Last 8 quarters
Operating cash flow
867
-319
1,066
-18.7%
Cash from investing
-2,180
218
166
Cash from financing
1,549
-1,091
2,372
-34.7%
Depreciation and amortisation
23.0
22.0
22.0
+4.5%
+4.5%
Buybacks
401
430
242
-6.7%
+65.7%
Dividends paid
230
235
227
-2.1%
+1.3%
Dividend per share
$0.27
n/a
$0.25
+6.0%
Diluted shares, weighted
868m
880m
910m
-1.4%
-4.6%
Shares outstanding at period end
853m
864m
899m
-1.2%
-5.1%
Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.
Balance sheet
$ million
Q1 FY2026
Q4 FY2025
Q1 FY2025
On the quarter
On the year
Last 8 quarters
Shareholders' equity
18,779
19,043
18,530
-1.4%
+1.3%
Non-controlling interest
65.0
60.0
37.0
+8.3%
+75.7%
Deposits
131,880
131,128
130,971
+0.6%
+0.7%
Repurchase agreements
1,200
0.0
n/a
Short-term borrowings
n/a
n/a
0.0
Debt
6,337
4,884
6,019
+29.8%
+5.3%
Other liabilities
2,480
3,699
4,289
-33.0%
-42.2%
Total liabilities and equity
160,741
158,814
159,846
+1.2%
+0.6%
Fixed assets
1,666
1,659
1,726
+0.4%
-3.5%
Goodwill
5,733
5,733
5,733
0.0%
0.0%
Intangible assets
133
140
161
-5.0%
-17.4%
Securities held for sale or to maturity
32,853
33,166
31,137
-0.9%
+5.5%
Loans
96,399
94,081
94,120
+2.5%
+2.4%
Cash and equivalents
11,143
10,907
14,316
+2.2%
-22.2%
Other assets
12,814
13,128
12,653
-2.4%
+1.3%
Total assets
160,741
158,814
159,846
+1.2%
+0.6%
Questions
What was Regions Financial's revenue in Q1 FY2026?
Regions Financial (RF) reported revenue of $1.9 billion for Q1 FY2026, the quarter ended 31 March 2026, up 5.0% on the same quarter a year earlier.
How much did Regions Financial earn in Q1 FY2026?
Net income for Q1 FY2026 was $559 million, up 14.1% on the year, and diluted earnings per share $0.62.
When did Regions Financial report Q1 FY2026 results?
Regions Financial filed its 10-Q for the quarter ended 31 March 2026 with the SEC on 7 May 2026.
Each quarter as filed, linked to its filing. Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.
10-Q for the period ended 31 March 2026, filed 7 May 2026: the filing.