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Pinnacle Financial Partners (PNFP) Q1 FY2025 earnings: revenue $462 million

Pinnacle Financial Partners, Inc. (PNFP) reported revenue of $462 million for Q1 FY2025, the quarter ended 31 March 2025. Net income was $140 million, and diluted earnings per share $1.77. The figures are the company's own, from the 10-Q it filed with the SEC on 6 May 2026.

Revenue$462 million
Net income$140 million
Diluted EPS$1.77
QuarterQ1 FY2025ended 31 March 2025

The quarter, against the one before and a year earlier

LineQ1 FY2025Quarter beforeA year earlierChange on the year
Revenue462n/an/an/a
Pre-tax income170n/an/an/a
Income tax30.0n/an/an/a
Effective tax rate17.6%n/an/a
Net income140n/an/an/a
Net margin30.3%n/an/a
Diluted EPS$1.77n/an/an/a
$ million except per share.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow and capital returned

LineQ1 FY2025Quarter beforeA year earlierChange on the year
Operating cash flow-22.0n/an/an/a
Capital expenditure20.0n/an/an/a
Free cash flow-42.0n/an/an/a
Cash from investing-1,163n/an/an/a
Cash from financing1,628n/an/an/a
Depreciation and amortisation38.0n/an/an/a
Share-based compensation11.0n/an/an/a
Dividends paid19.0n/an/an/a
Dividend per share$0.24n/an/an/a
Diluted shares, weighted77mn/an/an/a
Shares outstanding at period end151mn/an/an/a

Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.

Balance sheet at quarter end

LineQ1 FY2025Quarter beforeA year earlierChange on the year
Shareholders' equity6,543n/an/an/a
Cash and equivalents3,879n/an/an/a

Quarterly results, the last 4 quarters

Q1 FY2025Q2 FY2025Q1 FY2026Q2 FY2026
Revenue4625051,2171,203
Pre-tax income170195189419
Tax rate18%18%21%22%
Net income140159150328
Net margin30%31%12%27%
Diluted EPS$1.77$2.00$0.89$2.07
Operating cash flow-22.026192690.0
Capital expenditure20.011.015.023.0
Free cash flow-42.025091167.0
Dividends paid19.019.075.075.0
Shares outstanding151m151m151m151m
Filing10-Q10-Q10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreMoney is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Source

10-Q for the period ended 31 March 2025, filed 6 May 2026, accession 0002082866-26-000043: the filing on EDGAR. All of Pinnacle Financial Partners, Inc.'s filings: EDGAR company page.

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