Nu Holdings Ltd. (NU) annual results, year to 31 December 2025: revenue USD 15,775 million, from the 20-F
Nu Holdings Ltd. files a 20-F with the SEC once a year, in US dollars. In the year to 31 December 2025 it reported revenue of USD 15,775 million, up 37.0% on the year before. Its profit attributable to shareholders was USD 2,869 million, up 45.5%, and diluted earnings per share USD 0.58.
The year to 31 December 2025, against the year before
| Year to | Dec 2024 † | Dec 2025 |
|---|---|---|
| Revenue | 11,517 | 15,775 |
| Gross profit | 5,253 | 6,625 |
| Profit before tax | 2,795 | 3,868 |
| Income tax | 823 | 997 |
| Profit for the year | 1,972 | 2,872 |
| Profit attributable to shareholders | 1,972 | 2,869 |
| Filing | 20-F | 20-F |
USD million, from the 20-F on the SEC's EDGAR, linked in the last row, on the IFRS tags the company filed. A line the company does not file under the standard tag is left out rather than estimated.
USD per ordinary share, as filed.
Cash flow
USD million. Free cash flow is cash from operations less the purchase of property, plant and equipment, arithmetic on the two filed lines.
Balance sheet at year end
| Year to | Dec 2024 † | Dec 2025 |
|---|---|---|
| Total assets | 49,931 | 74,894 |
| Equity attributable to shareholders | 7,646 | 11,291 |
| Cash and cash equivalents | 9,186 | 15,004 |
| Borrowings, as filed | 1,730 | 4,398 |
| Trade and other receivables | 14,619 | 21,751 |
| Goodwill | 414 | 409 |
| Filing | 20-F | 20-F |
USD million, at each fiscal year end.
Ratios on the filed lines
| Year to | Dec 2024 † | Dec 2025 |
|---|---|---|
| Gross margin | 45.6% | 42.0% |
| Net margin | 17.1% | 18.2% |
| Return on year-end equity | 25.8% | 25.4% |
| Effective tax rate | 29.4% | 25.8% |
| Filing | 20-F | 20-F |
Arithmetic on the filed lines of the same year.
Every annual report here
- Year to 31 December 2025, this page
- Year to 31 December 2024
- Year to 31 December 2023
- Year to 31 December 2022
- Year to 31 December 2021
- Year to 31 December 2020
- Year to 31 December 2019
Source
20-F for the year to 31 December 2025, filed 8 April 2026, accession 0001292814-26-002166: the filing on EDGAR. All of Nu Holdings Ltd.'s filings: EDGAR company page. The figures are in US dollars as filed.
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