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NCR Atleos (NATL) Q3 FY2026 earnings: revenue $1.1 billion, down 2.0% on the year

NCR Atleos Corp. (NATL) reported revenue of $1.1 billion for Q3 FY2026, the quarter ended 30 September 2026, down 2.0% on the same quarter a year earlier. Net income was $97 million, up 273.1% on the year, and diluted earnings per share $1.27. The figures are the company's own, from the 10-Q it filed with the SEC on 4 November 2026.

Revenue
$1.1 billion
-2.0% on the year · -0.4% on the quarter
Q4 FY2024Q3 FY2026
Operating margin
16.7%
9.8% a year earlier
Q4 FY2024Q3 FY2026
Net income
$97 million
+273.1% on the year · +49.2% on the quarter
Q4 FY2024Q3 FY2026
Diluted EPS
$1.27
+273.5% on the year · +47.7% on the quarter
Q4 FY2024Q3 FY2026

this quarterthe same quarter a year earlierHover a bar for its figure.

What management said

  • Revenue down 2%, net income up: Q3 consolidated revenue was $1,099 million, down from $1,121 million. Net income attributable to Atleos rose to $97 million from $26 million, and diluted EPS was $1.27 against $0.34.
  • Adjusted EBITDA up 10%: Adjusted EBITDA was $241 million against $219 million, with margin of 21.9% against 19.5%. Nine-month Adjusted EBITDA was $667 million, up 12% from $594 million.
  • Network profit slipped on timing: Network Adjusted EBITDA was $91 million, down 2% from $93 million, with margin of 28.3% against 28.4%. The release attributes the decline to timing of other initiatives.
Read the earnings call summary

Income statement (profit and loss)

$ millionQ3 FY2026Q2 FY2026Q3 FY2025On the quarterOn the yearLast 8 quarters
Revenue1,0991,1031,121-0.4%-2.0%
Research and development18.020.018.0-10.0%0.0%
Selling, general and administrative82.0133143-38.3%-42.7%
Operating income183156110+17.3%+66.4%
Operating margin16.7%14.1%9.8%
Interest expense61.062.068.0-1.6%-10.3%
Pre-tax income12990.033.0+43.3%+290.9%
Income tax32.025.07.0+28.0%+357.1%
Effective tax rate24.8%27.8%21.2%
Net income97.065.026.0+49.2%+273.1%
Net margin8.8%5.9%2.3%
Diluted EPS$1.27$0.86$0.34+47.7%+273.5%
$ million except per share.
Read moreFree cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow

$ millionQ3 FY2026Q2 FY2026Q3 FY2025On the quarterOn the yearLast 8 quarters
Operating cash flow19830.025.0+560.0%+692.0%
Capital expenditure51.026.030.0+96.2%+70.0%
Free cash flow1474.0-5.0+3,575.0%
Free cash flow margin13.4%0.4%-0.4%
Cash from investing-50.0-27.0-51.0
Cash from financing-2615.0-36.0
Depreciation and amortisation72.072.070.00.0%+2.9%
Share-based compensation9.010.08.0-10.0%+12.5%
Buybacks0.00.00.0
Diluted shares, weighted76m76m76m+0.4%+0.1%
Shares outstanding at period end74m74m74m+0.1%+0.1%

Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.

Balance sheet

$ millionQ3 FY2026Q2 FY2026Q3 FY2025On the quarterOn the yearLast 8 quarters
Shareholders' equity564464330+21.6%+70.9%
Non-controlling interest-1.00.01.0
Debt2,5442,7952,869-9.0%-11.3%
Operating lease liabilities152141127+7.8%+19.7%
Other liabilities2,2472,2642,323-0.8%-3.3%
Total liabilities and equity5,5065,6645,650-2.8%-2.5%
Fixed assets539524484+2.9%+11.4%
Goodwill1,9571,9571,9590.0%-0.1%
Intangible assets430451519-4.7%-17.1%
Cash and equivalents311429412-27.5%-24.5%
Receivables519601569-13.6%-8.8%
Inventory362351383+3.1%-5.5%
Other assets1,3881,3511,324+2.7%+4.8%
Total assets5,5065,6645,650-2.8%-2.5%

Questions

What was NCR Atleos' revenue in Q3 FY2026?

NCR Atleos (NATL) reported revenue of $1.1 billion for Q3 FY2026, the quarter ended 30 September 2026, down 2.0% on the same quarter a year earlier.

How much did NCR Atleos earn in Q3 FY2026?

Net income for Q3 FY2026 was $97 million, up 273.1% on the year, and diluted earnings per share $1.27.

When did NCR Atleos report Q3 FY2026 results?

NCR Atleos filed its 10-Q for the quarter ended 30 September 2026 with the SEC on 4 November 2026.

Quarterly results, the last 17 quarters

Q2 FY2022Q3 FY2022Q1 FY2023 †Q2 FY2023 †Q3 FY2023 †Q4 FY2023Q1 FY2024 †Q2 FY2024 †Q3 FY2024 †Q4 FY2024Q1 FY2025 †Q2 FY2025 †Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026Q3 FY2026
Revenue1,0671,0309861,0401,0671,0961,0461,0781,0731,1089801,1041,1211,1521,0431,1031,099
R&D25.07.018.019.017.026.017.011.015.019.017.017.018.018.020.020.018.0
SG&A16913113614916014013213212713012211614313213013382.0
Operating income42.010364.079.090.030.068.010611414993.011911015684.0156183
Operating margin4%10%6%8%8%3%7%10%11%13%9%11%10%14%8%14%17%
Interest expensen/an/an/a5.06.0n/a79.079.079.072.067.069.068.066.063.062.061.0
Pre-tax income31.010059.074.086.0-130-6.031.030.070.022.057.033.077.033.090.0129
Tax rate29%36%41%31%170%n/an/a16%33%37%41%33%21%-10%33%28%25%
Net income20.064.034.052.0-61.0-175-9.027.021.041.014.039.026.083.022.065.097.0
Net margin2%6%3%5%-6%-16%-1%3%2%4%1%4%2%7%2%6%9%
Diluted EPSn/a$0.91$0.48$0.74-$0.86-$2.48-$0.13$0.37$0.28$0.55$0.19$0.52$0.34$1.09$0.29$0.86$1.27
Operating cash flown/a22612080.01478.01489.010780.0123-23.025.0231-9.030.0198
Capital expendituren/a25.015.07.048.038.024.023.022.018.029.021.030.037.027.026.051.0
Free cash flown/a20110573.099.0-30.0124-14.085.062.094.0-44.0-5.0194-36.04.0147
Buybacksn/an/an/an/an/an/an/an/an/an/a0.00.00.028.016.00.00.0
Shares outstandingn/a71m72mn/a71m71m71m71m71m73m73m74m74m74m74m74m74m
Filing10-Q10-Q10-K/A10-Q10-K/A10-K/A10-K/A10-K/A10-K/A10-K/A10-Q10-K10-Q10-K10-Q10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreA quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

10-Q for the period ended 30 September 2026, filed 4 November 2026: the filing.