Hartford Insurance Group (HIG) Q2 FY2026 earnings: revenue $7.3 billion, up 8.1% on the year

Hartford Insurance Group, Inc. (HIG) reported revenue of $7.3 billion for Q2 FY2026, the quarter ended 30 June 2026, up 8.1% on the same quarter a year earlier. Net income was $1.3 billion, up 30.5% on the year, and diluted earnings per share $4.68. The figures are the company's own, from the 10-Q it filed with the SEC on 23 July 2026.

Revenue

$7.3 billion

+8.1% on the year · +0.5% on the quarter

Q3 FY2024Q2 FY2026

Operating margin

16.9%

17.5% a year earlier

Q3 FY2024Q2 FY2026

Net income

$1.3 billion

+30.5% on the year · +51.6% on the quarter

Q3 FY2024Q2 FY2026

Diluted EPS

$4.68

+36.0% on the year · +53.9% on the quarter

Q3 FY2024Q2 FY2026

this quarterthe same quarter a year earlierHover a bar for its figure.

What management said

Guidance figures: 1 raised.

Net income rose 31%: Net income was $1.3 billion, or $4.68 per diluted share, up 31%, and includes discontinued operations. Per-share net income rose 36%.
Core earnings were nearly flat: Core earnings were $945 million, or $3.42 per diluted share, up 1% in dollars and 6% per share from $3.24.
Combined ratio rose on prior-year development: Combined ratio was 91.4, up from 87.0, mainly on 2.9 points less favorable prior-year development. Underlying combined ratio was 89.3, up from 88.0.

Read the earnings call summary

Income statement (profit and loss)

$ million	Q2 FY2026	Q1 FY2026	Q2 FY2025	On the quarter	On the year
Revenue	7,263	7,226	6,716	+0.5%	+8.1%
Selling, general and administrative	1,215	1,447	1,337	-16.0%	-9.1%
Operating income	1,231	1,057	1,174	+16.5%	+4.9%
Operating margin	16.9%	14.6%	17.5%
Interest expense	50.0	50.0	50.0	0.0%	0.0%
Pre-tax income	1,231	1,057	1,246	+16.5%	-1.2%
Income tax	251	201	251	+24.9%	0.0%
Effective tax rate	20.4%	19.0%	20.1%
Net income	1,298	856	995	+51.6%	+30.5%
Net margin	17.9%	11.8%	14.8%
Diluted EPS	$4.68	$3.04	$3.44	+53.9%	+36.0%

$ million except per share.

Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed.

Cash flow

$ million	Q2 FY2026	Q1 FY2026	Q2 FY2025	On the quarter	On the year
Operating cash flow	1,189	1,045	1,291	+13.8%	-7.9%
Capital expenditure	n/a	31.0	40.0
Free cash flow	n/a	1,014	1,251
Free cash flow margin	n/a	14.0%	18.6%
Cash from investing	-551	-332	-743
Cash from financing	-634	-663	-543
Depreciation and amortisation	111	108	94.0	+2.8%	+18.1%
Buybacks	466	450	415	+3.6%	+12.3%
Dividends paid	165	167	149	-1.2%	+10.7%
Dividend per share	$0.60	$0.60	$0.52	0.0%	+15.4%
Diluted shares, weighted	276m	280m	288m	-1.3%	-4.0%
Shares outstanding at period end	271m	274m	281m	-1.2%	-3.7%

Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.

Balance sheet

$ million	Q2 FY2026	Q1 FY2026	Q2 FY2025	On the quarter	On the year
Shareholders' equity	19,633	18,889	17,518	+3.9%	+12.1%
Debt	4,374	4,372	4,369	+0.0%	+0.1%
Other liabilities	63,976	63,061	61,752	+1.5%	+3.6%
Total liabilities and equity	87,983	86,322	83,639	+1.9%	+5.2%
Fixed assets	867	923	906	-6.1%	-4.3%
Goodwill	1,639	1,911	1,911	-14.2%	-14.2%
Securities held for sale or to maturity	45,824	45,632	44,558	+0.4%	+2.8%
Cash and equivalents	203	220	219	-7.7%	-7.3%
Other assets	39,450	37,636	36,045	+4.8%	+9.4%
Total assets	87,983	86,322	83,639	+1.9%	+5.2%

Questions

What was Hartford Insurance Group's revenue in Q2 FY2026?

Hartford Insurance Group (HIG) reported revenue of $7.3 billion for Q2 FY2026, the quarter ended 30 June 2026, up 8.1% on the same quarter a year earlier.

How much did Hartford Insurance Group earn in Q2 FY2026?

Net income for Q2 FY2026 was $1.3 billion, up 30.5% on the year, and diluted earnings per share $4.68.

When did Hartford Insurance Group report Q2 FY2026 results?

Hartford Insurance Group filed its 10-Q for the quarter ended 30 June 2026 with the SEC on 23 July 2026.

Quarterly results, the last 20 quarters

	Q4 FY2021 *	Q1 FY2022 †	Q2 FY2022 †	Q3 FY2022 †	Q4 FY2022 †	Q1 FY2023	Q2 FY2023	Q3 FY2023	Q4 FY2023	Q1 FY2024	Q2 FY2024	Q3 FY2024	Q4 FY2024 *	Q1 FY2025	Q2 FY2025 †	Q3 FY2025 †	Q4 FY2025 *	Q1 FY2026	Q2 FY2026	Q3 FY2026
Revenue	5,816	5,393	5,373	5,580	6,016	5,910	6,049	6,168	6,400	6,419	6,486	6,751	6,879	6,810	6,716	6,946	7,339	7,226	7,263	7,220
SG&A	1,233	1,210	1,225	1,206	1,198	1,216	1,225	1,226	1,214	1,283	1,285	1,323	1,367	1,352	1,337	1,414	1,481	1,447	1,215	1,177
Operating income	900	543	552	431	735	653	672	813	950	911	912	952	1,074	783	1,174	1,243	1,413	1,057	1,231	1,583
Operating margin	15%	10%	10%	8%	12%	11%	11%	13%	15%	14%	14%	14%	16%	11%	17%	18%	19%	15%	17%	22%
Interest expense	62.0	62.0	51.0	50.0	50.0	50.0	50.0	50.0	49.0	50.0	50.0	49.0	50.0	50.0	50.0	50.0	49.0	50.0	50.0	50.0
Pre-tax income	900	541	554	432	735	653	672	813	950	911	912	952	1,074	783	1,246	1,318	1,413	1,057	1,231	1,583
Tax rate	19%	18%	20%	21%	19%	18%	19%	20%	19%	17%	19%	19%	21%	20%	20%	18%	20%	19%	20%	20%
Net income	729	443	444	340	592	535	547	651	771	753	738	767	853	630	995	1,080	1,131	856	1,298	1,323
Net margin	13%	8%	8%	6%	10%	9%	9%	11%	12%	12%	11%	11%	12%	9%	15%	16%	15%	12%	18%	18%
Diluted EPS	$2.10	$1.30	$1.32	$1.02	$1.82	$1.66	$1.73	$2.09	$2.51	$2.47	$2.44	$2.56	$2.88	$2.15	$3.44	$3.77	$3.98	$3.04	$4.68	$4.82
Operating cash flow	1,204	429	974	1,521	1,084	871	-49.0	1,771	1,627	1,097	1,260	1,678	1,874	985	1,291	1,838	1,808	1,045	1,189	2,951
Capital expenditure	41.0	31.0	46.0	45.0	53.0	49.0	50.0	52.0	64.0	50.0	61.0	60.0	n/a	38.0	40.0	45.0	46.0	31.0	n/a	n/a
Free cash flow	1,163	398	928	1,476	1,031	822	-99.0	1,719	1,563	1,047	1,199	1,618	n/a	947	1,251	1,793	1,762	1,014	n/a	n/a
Buybacks	500	400	450	350	350	350	350	350	350	350	350	400	414	400	415	400	400	450	466	475
Dividends paid	120	130	127	126	123	134	134	131	129	141	140	138	137	150	149	147	146	167	165	164
Shares outstanding	332m	329m	323m	318m	297m	310m	306m	301m	297m	296m	293m	290m	285m	284m	281m	279m	276m	274m	271m	267m
Filing	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q

Each quarter as filed, linked to its filing.

* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

10-Q for the period ended 30 June 2026, filed 23 July 2026: the filing.