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FB Bancorp (FBLA) Q3 FY2026 earnings

FB Bancorp, Inc. (FBLA) announced its results for Q3 FY2026, the quarter ended 30 September 2026, on 6 November 2026. Net income was $466,000, down 56.9% on the year, and diluted earnings per share $0.03. The figures are from the company's earnings press release; the 10-Q with the full statements is not filed yet, and this page fills in when it is.

Revenue
n/a
Q4 FY2024Q3 FY2026
Net income
$466,000
-56.9% on the year
Q4 FY2024Q3 FY2026
Diluted EPS
$0.03
-50.0% on the year
Q4 FY2024Q3 FY2026

this quarterthe same quarter a year earlierHover a bar for its figure.

What management said

Guidance figures: 1 kept.

  • Nine-month net income of $515 thousand: Net income for the nine months was $515 thousand, made up of $1.7 million from continuing operations and a $1.1 million loss from discontinued operations.
  • Third-quarter net income $466 thousand: Net income for the quarter was $466 thousand, against $1.1 million a year earlier, when discontinued operations added $62 thousand.
  • Non-interest expenses rose $3.2 million: Net income from continuing operations fell over nine months as expenses rose; non-interest income rose $1.2 million, or 39.36%, partly offsetting the increase.
Read the earnings call summary

The quarter, against the one before and a year earlier

LineQ3 FY2026Q2 FY2026Q3 FY2025Change on the year
Revenuen/a14.118.7n/a
Net income0.5-0.11.1-56.9%
Diluted EPS$0.03$0.00$0.06-50.0%
$ million except per share.
Read moreQ3 FY2026 is from the company's press release of 6 November 2026; the other columns are from its 10-Q and 10-K filings. A release figure is shown when the release's own figure for an earlier quarter matches the filed one, so the line and its units are read right; revenue will come with the 10-Q.

Quarterly results, the last 12 quarters filed

Q2 FY2023Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025 †Q2 FY2025 †Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue16.520.615.618.216.815.912.913.118.7n/a13.014.1
SG&A2.12.32.12.12.32.01.31.52.4n/a1.41.7
Pre-tax income-0.53.0-1.01.1-1.1-5.31.71.31.3n/a0.60.6
Tax raten/a18%n/a22%n/an/a20%20%19%n/a19%-23%
Net income-0.32.4-0.80.8-0.9-5.40.70.91.1n/a0.1-0.1
Net margin-2%12%-5%5%-5%-34%5%7%6%n/a1%-0%
Diluted EPSn/an/a$0.00$0.00$0.00-$0.38$0.04$0.05$0.06n/a$0.01$0.00
Operating cash flown/a8.8-10.3-4.70.210.97.0-1.7-16.8n/a12.714.9
Capital expendituren/a1.21.20.91.41.73.11.71.5n/a0.10.1
Free cash flown/a7.6-11.5-5.6-1.29.14.0-3.4-18.3n/a12.614.8
Buybacksn/an/an/an/an/an/an/an/an/an/a14.313.3
Shares outstandingn/a20m20mn/a20m20m20m20m20m18m17m16m
Filing10-Q/A10-Q10-Q10-Q/A10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. A fourth quarter left blank is one the arithmetic cannot give yet: the annual report changed the basis of the year (a business sold or spun off, a line regrouped), so the year less the three quarters as first filed would not be a quarter of anything. It fills in once the three quarters have been refiled on the new basis. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Earnings press release for the quarter ended 30 September 2026, filed with the SEC on 6 November 2026 with a Form 8-K: the release.