Arbor Realty Trust (ABR) Q3 FY2025 earnings: revenue $112 million, down 28.2% on the year

Arbor Realty Trust Inc. (ABR) reported revenue of $112 million for Q3 FY2025, the quarter ended 30 September 2025, down 28.2% on the same quarter a year earlier. Net income was $38 million, down 33.9% on the year, and diluted earnings per share $0.20. The figures are the company's own, from the 10-Q it filed with the SEC on 31 October 2025.

Revenue$112 milliondown 28.2%

Net income$38 milliondown 33.9%

Diluted EPS$0.20

QuarterQ3 FY2025ended 30 September 2025

The quarter, against the one before and a year earlier

Line	Q3 FY2025	Q2 FY2025	Q3 FY2024	Change on the year
Revenue	112	130	157	-28.2%
Selling, general and administrative	13.7	14.9	13.1	+4.2%
Interest expense	n/a	6.1	n/a	n/a
Income tax	7.6	3.4	5.2	+45.1%
Net income	38.5	24.0	58.2	-33.9%
Net margin	34.2%	18.4%	37.1%
Diluted EPS	$0.20	$0.12	$0.31	-35.5%

$ million except per share.

Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.

Cash flow and capital returned

Line	Q3 FY2025	Q2 FY2025	Q3 FY2024	Change on the year
Operating cash flow	179	60.0	85.0	+110.4%
Cash from investing	-206	-207	228	n/a
Cash from financing	226	145	-401	n/a
Depreciation and amortisation	5.4	5.8	1.9	+175.5%
Share-based compensation	2.7	2.6	3.0	-8.0%
Buybacks	0.0	0.0	0.0	n/a
Dividends paid	73.4	73.1	98.6	-25.5%
Dividend per share	$0.30	$0.30	$0.43	-30.2%
Diluted shares, weighted	211m	209m	205m	+2.5%
Shares outstanding at period end	196m	192m	189m	+3.8%

Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.

Balance sheet at quarter end

Line	Q3 FY2025	Q2 FY2025	Q3 FY2024	Change on the year
Shareholders' equity	2,997	2,975	3,034	-1.2%
Non-controlling interest	117	119	130	-9.4%
Debt	10,412	10,125	10,323	+0.9%
Other liabilities	360	344	395	-8.8%
Total liabilities and equity	13,887	13,563	13,881	+0.0%
Securities held for sale or to maturity	156	157	156	-0.0%
Cash and equivalents	423	256	688	-38.4%
Other assets	13,308	13,150	13,038	+2.1%
Total assets	13,887	13,563	13,881	+0.0%

Questions

What was Arbor Realty Trust's revenue in Q3 FY2025?

Arbor Realty Trust (ABR) reported revenue of $112 million for Q3 FY2025, the quarter ended 30 September 2025, down 28.2% on the same quarter a year earlier.

How much did Arbor Realty Trust earn in Q3 FY2025?

Net income for Q3 FY2025 was $38 million, down 33.9% on the year, and diluted earnings per share $0.20.

When did Arbor Realty Trust report Q3 FY2025 results?

Arbor Realty Trust filed its 10-Q for the quarter ended 30 September 2025 with the SEC on 31 October 2025.

Quarterly results, the last 12 quarters

	Q3 FY2023	Q4 FY2023 *	Q1 FY2024	Q2 FY2024	Q3 FY2024	Q4 FY2024 *	Q1 FY2025	Q2 FY2025	Q3 FY2025	Q4 FY2025 *	Q1 FY2026	Q2 FY2026
Revenue	177	189	161	153	157	152	134	130	112	133	117	116
SG&A	12.4	12.7	13.9	12.8	13.1	15.0	16.3	14.9	13.7	14.9	17.0	15.9
Operating income	n/a	n/a	75.4	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	47%	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Interest expense	229	227	218	n/a	n/a	n/a	6.1	6.1	n/a	n/a	n/a	n/a
Pre-tax income	n/a	n/a	75.4	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Tax rate	n/a	n/a	5%	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net income	77.9	91.7	57.9	47.4	58.2	59.8	30.4	24.0	38.5	14.6	0.6	-37.3
Net margin	44%	49%	36%	31%	37%	39%	23%	18%	34%	11%	1%	-32%
Diluted EPS	$0.41	$0.47	$0.31	$0.25	$0.31	$0.31	$0.16	$0.12	$0.20	$0.07	$0.00	-$0.20
Operating cash flow	56.9	77.4	260	69.9	85.0	46.7	151	60.0	179	-16.9	-8.3	158
Buybacks	0.0	-0.0	0.0	11.4	0.0	0.0	0.0	0.0	0.0	2.0	30.7	20.9
Dividends paid	98.0	98.6	98.7	98.6	98.6	99.0	99.4	73.1	73.4	74.1	73.3	45.5
Shares outstanding	189m	189m	189m	189m	189m	189m	192m	192m	196m	195m	192m	189m
Filing	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q

Each quarter as filed, linked to its filing.

* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS and diluted share count are from the company's results press release for that quarter, used where the release gives the same revenue and net income as the table. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Source

10-Q for the period ended 30 September 2025, filed 31 October 2025, accession 0001253986-25-000022: the filing on EDGAR. All of Arbor Realty Trust Inc.'s filings: EDGAR company page.

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