Winchester Bancorp (WSBK) Q2 FY2025 earnings: revenue $4 million
Winchester Bancorp, Inc. (WSBK) reported revenue of $4 million for Q2 FY2025, the quarter ended 31 December 2024. Net income was $373,000, up 37.1% on the year as this quarter's filing gives it. The figures are the company's own, from the 10-Q it filed with the SEC on 11 February 2026.
Revenue$4 million
Net income$373,000up 37.1% on the year
Diluted EPSn/a
QuarterQ2 FY2025ended 31 December 2024
The quarter, against the one before and a year earlier
| Line | Q2 FY2025 | Q1 FY2025 | A year earlier | Change on the year |
|---|---|---|---|---|
| Revenue | 4.4 | 4.3 | n/a | n/a |
| Operating income | 0.7 | n/a | n/a | n/a |
| Operating margin | 14.8% | n/a | n/a | |
| Pre-tax income | 0.4 | -0.8 | n/a | n/a |
| Income tax | 0.0 | -0.2 | n/a | n/a |
| Effective tax rate | 9.9% | n/a | n/a | |
| Net income | 0.4 | -0.6 | n/a | n/a |
| Net margin | 8.4% | -14.8% | n/a |
$ million except per share.
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Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Those four are arithmetic on the filed numbers; everything else is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and share counts are as they are.Cash flow and capital returned
| Line | Q2 FY2025 | Q1 FY2025 | A year earlier | Change on the year |
|---|---|---|---|---|
| Operating cash flow | 0.1 | -0.3 | n/a | n/a |
| Capital expenditure | 0.1 | 0.1 | n/a | n/a |
| Free cash flow | -0.0 | -0.4 | n/a | n/a |
| Cash from investing | -17.1 | -27.1 | n/a | n/a |
| Cash from financing | 21.4 | 20.5 | n/a | n/a |
| Depreciation and amortisation | 0.2 | 0.2 | n/a | n/a |
| Shares outstanding at period end | 0 | 0 | n/a | n/a |
Cash flow lines for the quarter; where the company files them year to date, the quarter is the difference between two filings.
Balance sheet at quarter end
| Line | Q2 FY2025 | Q1 FY2025 | A year earlier | Change on the year |
|---|---|---|---|---|
| Shareholders' equity | 80.3 | 80.2 | n/a | n/a |
| Debt | 146 | n/a | n/a | n/a |
| Other liabilities | 668 | n/a | n/a | n/a |
| Total liabilities and equity | 894 | n/a | n/a | n/a |
| Fixed assets | 6.7 | n/a | n/a | n/a |
| Securities held for sale or to maturity | 85.7 | n/a | n/a | n/a |
| Cash and equivalents | 41.5 | 37.2 | n/a | n/a |
| Other assets | 760 | n/a | n/a | n/a |
| Total assets | 894 | n/a | n/a | n/a |
Questions
What was Winchester Bancorp's revenue in Q2 FY2025?
Winchester Bancorp (WSBK) reported revenue of $4 million for Q2 FY2025, the quarter ended 31 December 2024.
How much did Winchester Bancorp earn in Q2 FY2025?
Net income for Q2 FY2025 was $373,000, up 37.1% on the year.
When did Winchester Bancorp report Q2 FY2025 results?
Winchester Bancorp filed its 10-Q for the quarter ended 31 December 2024 with the SEC on 11 February 2026.
Quarterly results, the last 8 quarters
| Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 * | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 * | |
|---|---|---|---|---|---|---|---|---|
| Revenue | 4.3 | 4.4 | 4.7 | 6.0 | 5.8 | 6.4 | 6.7 | 7.4 |
| Operating income | n/a | 0.7 | 0.4 | n/a | n/a | n/a | n/a | n/a |
| Operating margin | n/a | 15% | 8% | n/a | n/a | n/a | n/a | n/a |
| Pre-tax income | -0.8 | 0.4 | 0.4 | -1.5 | 1.3 | 1.4 | 1.5 | 1.6 |
| Tax rate | n/a | 10% | 18% | n/a | 27% | 20% | 23% | 20% |
| Net income | -0.6 | 0.4 | 0.3 | -0.9 | 1.0 | 1.1 | 1.1 | 1.2 |
| Net margin | -15% | 8% | 7% | -15% | 17% | 17% | 17% | 17% |
| Diluted EPS | n/a | n/a | n/a | -$0.10 | $0.11 | $0.12 | $0.13 | n/a |
| Operating cash flow | -0.3 | 0.1 | 0.8 | 1.9 | 1.4 | 1.6 | 1.4 | 1.1 |
| Capital expenditure | 0.1 | 0.1 | 0.1 | 0.0 | n/a | n/a | 0.0 | n/a |
| Free cash flow | -0.4 | -0.0 | 0.7 | 1.9 | n/a | n/a | 1.4 | n/a |
| Shares outstanding | 0 | 0 | 0 | 9m | 9m | 9m | 9m | 9m |
| Filing | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K |
Each quarter as filed, linked to its filing.
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* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.10-Q for the period ended 31 December 2024, filed 11 February 2026: the filing.