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ServisFirst Bancshares (SFBS) Q3 FY2026 earnings: revenue $173 million, up 26.9% on the year

ServisFirst Bancshares, Inc. (SFBS) announced its results for Q3 FY2026, the quarter ended 30 September 2026, on 19 October 2026. Revenue was $173 million, up 26.9% on the same quarter a year earlier. Net income was $87 million, up 33.2% on the year. The figures are from the company's earnings press release; the 10-Q with the full statements is not filed yet, and this page fills in when it is.

Revenue$173 millionup 26.9%
Net income$87 millionup 33.2%
Diluted EPSNot yet
QuarterQ3 FY2026ended 30 September 2026

What management said

  • Diluted EPS up 33% year-over-year: Diluted EPS was $0.80, up from $0.78 in the second quarter and $0.60 in the third quarter of 2025.
  • Margin flat with recovery adjusted: Excluding the $1.9 million second-quarter recovery, margin rose 5 basis points sequentially and was 54 basis points above the third quarter of 2025.
  • Loan book up 11% year-over-year: Ending loans were $14.74 billion; average loans rose $320.5 million sequentially, or 8.9% annualized.
Read the earnings call summary

The quarter, against the one before and a year earlier

LineQ3 FY2026Q2 FY2026Q3 FY2025Change on the year
Revenue (net interest income plus noninterest income)173169136+26.9%
Net income87.385.865.6+33.2%
Diluted EPSn/a$1.57$1.20n/a
$ million except per share.
Read moreQ3 FY2026 is from the company's press release of 19 October 2026; the other columns are from its 10-Q and 10-K filings. A release figure is shown when the release's own figure for an earlier quarter matches the filed one, so the line and its units are read right; diluted EPS will come with the 10-Q.

Quarterly results, the last 20 quarters filed

Q3 FY2021Q4 FY2021 *Q1 FY2022Q2 FY2022Q3 FY2022Q4 FY2022 *Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023 *Q1 FY2024 †Q2 FY2024Q3 FY2024Q4 FY2024 *Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025 *Q1 FY2026Q2 FY2026
Revenue104109114126135129115110108109111115124132132132136162159169
Interest expense7.97.87.510.222.947.973.088.4114127124n/an/an/an/an/an/an/an/an/a
Pre-tax income64.061.671.176.577.184.170.864.761.947.260.666.672.479.479.176.678.8108101107
Tax rate18%13%19%19%17%19%18%17%14%11%17%22%17%18%20%20%17%20%18%20%
Net income52.553.757.662.164.067.758.053.553.342.150.052.159.965.263.261.465.686.483.085.8
Net margin50%50%51%49%47%52%51%49%49%39%45%45%48%49%48%46%48%53%52%51%
Diluted EPS$0.96$0.99$1.06$1.14$1.17$1.24$1.06$0.98$0.98$0.77$0.92$0.95$1.10$1.19$1.16$1.12$1.20$1.58$1.52$1.57
Operating cash flow66.070.869.356.772.873.855.138.312.791.153.548.384.067.248.067.614198.870.1163
Dividends paid-0.010.912.512.5-0.112.615.215.20.015.216.316.416.416.418.318.318.318.3n/an/a
Shares outstanding54m54m54m54m54m54m54m54m54m54m55m55m55m55m55m55m55m55m55m55m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read more* The fourth quarter is the full year less the first three quarters, because the company files the year and not the quarter on its own. A fourth quarter's EPS, and its diluted share count where shown, are from the company's results press release for that quarter, checked against the company's filed figures or a second data source. A quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Earnings press release for the quarter ended 30 September 2026, filed with the SEC on 19 October 2026 with a Form 8-K: the release.