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RED River Bancshares (RRBI) Q3 FY2026 earnings: revenue $35 million, up 9.1% on the year

RED River Bancshares Inc. (RRBI) announced its results for Q3 FY2026, the quarter ended 30 September 2026, on 30 October 2026. Revenue was $35 million, up 9.1% on the same quarter a year earlier. Net income was $13 million, up 16.3% on the year, and diluted earnings per share $1.90. The figures are from the company's earnings press release; the 10-Q with the full statements is not filed yet, and this page fills in when it is.

Revenue$35 millionup 9.1%
Net income$13 millionup 16.3%
Diluted EPS$1.90$1.63 a year earlier
QuarterQ3 FY2026ended 30 September 2026

What management said

Guidance figures: 1 new, 1 kept.

  • Record quarterly net income and EPS: Net income was $12.6 million, up $800,000 or 6.8% from the second quarter and up 16.3% from the third quarter of 2025, at a record-high level.
  • Net interest income rose $916,000: Net interest income reached $29.9 million, up 3.2%, on higher earning asset balances and one more accrual day. Interest income on loans rose $1.0 million.
  • Margin held at 3.61% FTE: Net interest margin FTE was 3.61%, unchanged from the second quarter, and improved slightly at quarter end as the rate environment rose.
Read the earnings call summary

The quarter, against the one before and a year earlier

LineQ3 FY2026Q2 FY2026Q3 FY2025Change on the year
Revenue (net interest income plus noninterest income)34.833.731.9+9.1%
Net income12.611.810.8+16.3%
Diluted EPS$1.90$1.78$1.63+16.6%
$ million except per share.
Read moreQ3 FY2026 is from the company's press release of 30 October 2026; the other columns are from its 10-Q and 10-K filings. A release figure is shown when the release's own figure for an earlier quarter matches the filed one, so the line and its units are read right.

Quarterly results, the last 20 quarters filed

Q3 FY2021Q4 FY2021Q1 FY2022Q2 FY2022Q3 FY2022Q4 FY2022Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026
Revenue23.824.423.126.028.028.327.227.526.326.526.326.927.928.729.930.531.933.232.933.7
Interest expense1.31.31.31.31.83.34.87.09.610.711.711.9n/an/an/an/an/an/an/an/a
Pre-tax income9.910.38.911.312.312.511.811.19.910.210.19.910.811.512.812.713.414.214.914.7
Tax rate18%17%17%19%17%18%18%19%19%19%19%19%19%19%19%20%19%20%20%20%
Net income8.18.57.49.110.210.29.69.08.08.38.28.08.89.310.410.210.811.412.011.8
Net margin34%35%32%35%36%36%35%33%30%31%31%30%31%32%35%33%34%34%36%35%
Diluted EPS$1.12$1.17$1.03$1.27$1.42$1.42$1.33$1.25$1.12$1.16$1.16$1.16$1.27$1.37$1.52$1.51$1.63$1.73$1.81$1.78
Operating cash flow14.712.28.89.417.110.513.34.614.18.114.42.417.44.113.93.816.510.616.912.3
Capital expenditure0.51.53.12.11.22.11.21.01.51.21.11.00.42.50.30.30.71.41.91.2
Free cash flow14.210.75.87.316.08.412.13.612.66.913.41.417.01.613.73.515.89.215.011.1
Buybacks0.84.90.20.00.00.00.30.61.22.910.00.83.02.50.05.85.30.0n/an/a
Dividends paid0.50.50.50.50.50.50.60.60.60.60.60.60.60.60.80.81.01.01.61.6
Shares outstanding7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m7m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreMoney is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Earnings press release for the quarter ended 30 September 2026, filed with the SEC on 30 October 2026 with a Form 8-K: the release.