Penney Financial, LLC
Penney Financial, LLC reported 44 US-listed holdings worth $338.9 million in its 13F for the quarter ended 30 September 2026, filed 20 October 2026. Its largest: Dimensional ETF Trust (23.5%), iShares Trust (13.9%) and VG Totl STK Vprs (13.5%). Against the quarter before, it opened 2 positions, added to 18, trimmed 11 and sold out of 11.
The 14 largest of its 44 positions, each sized by its share of the reported holdings, coloured by the change in shares against Q2 2026.
What the fund reported holding at each quarter's end; hover a bar for the number of positions
What its reported holdings returned
Held through each quarter, the holdings it reported returned +19.8% over the 8 quarters to 30 September 2026, against +32.9% for the S&P 500.
Not the fund's own return: each 13F's holdings are kept unchanged until the next one, so trades inside a quarter, dividends, cash and fees are left out. A rough guide to how its picks have done over time.
What it did on the quarter
Its positions against its 13F for the quarter to 30 June 2026; a change under 0.1% of a position counts as held
Opened 2
- ExxonMobil Holdings Corp. XOM$277,489
- Ea Series Trust BOXX$224,941
Added to 18
- iShares Trust SGOV+312,385 shares · +201%
- JP Morgan Ultra Short Income Et JPST+498,732 shares · +592%
- Dimensional ETF Trust DFUS+63,664 shares · +7%
- Vanguard Malvern FDS VCRB+49,718 shares · +19%
- JP Morgan ETFs JPIE+31,322 shares · +15%
- Goldman Sachs ETF Trust GPIX+23,352 shares · +119%
- J P Morgan Exchange Traded F JEPI+15,704 shares · +16%
- Dimensional ETF Trust DFSD+18,784 shares · +23%
and 10 more in the table below
Trimmed 11
- Vanguard Mun BD FDS VCRM-45,143 shares · -40%
- Capital GRP Fixed Incm ETF T CGMU-101,906 shares · -48%
- Apple Inc. AAPL-3,975 shares · -45%
- J P Morgan Exchange Traded F HELO-5,337 shares · -10%
- Schwab Strategic Trust SCHB-12,381 shares · -12%
- Schwab Strategic Trust SCHD-9,498 shares · -3%
- Cheniere Energy Inc. LNG-1,045 shares · -25%
- Firefly Aerospace Inc. FLY-7,500 shares · -33%
and 3 more in the table below
Sold out of 11
- Franklin Templeton ETF Trust FLMI$3.1 million last quarter
- Vanguard Mun BD FDS VTEB$2.4 million last quarter
- Dimensional ETF Trust DFNM$1.7 million last quarter
- iShares Trust SUB$1.3 million last quarter
- Morgan Stanley ETF Trust EVTR$454,818 last quarter
- Vanguard BD Index FDS BSV$298,395 last quarter
- ExxonMobil Holdings Corp. XOM$232,014 last quarter
- British American Tobacco p.l.c. BTI$222,521 last quarter
What it holds
| Company | Shares | Value | Of its book | Change in shares |
|---|---|---|---|---|
| Dimensional ETF Trust DFUS | 957.1K | $79.5 million | 23.45% | +63.7K |
| iShares Trust SGOV | 467.4K | $47.1 million | 13.89% | +312.4K |
| VG Totl STK Vprs VTI | 122.7K | $45.9 million | 13.55% | +597 |
| JP Morgan Ultra Short Income Et JPST | 583.0K | $29.4 million | 8.67% | +498.7K |
| Vanguard Ftse Developed Markets VEA | 349.8K | $24.7 million | 7.29% | +7.5K |
| Vanguard Malvern FDS VCRB | 309.6K | $22.8 million | 6.73% | +49.7K |
| iShares Core MSCI Eafe ETF IEFA | 133.4K | $12.9 million | 3.81% | +810 |
| JP Morgan ETFs JPIE | 243.3K | $10.9 million | 3.22% | +31.3K |
| Vanguard Whitehall FDS VYM | 62.1K | $9.6 million | 2.84% | +1.8K |
| Schwab Strategic Trust SCHD | 284.1K | $9.2 million | 2.73% | -9.5K |
| J P Morgan Exchange Traded F JEPI | 116.0K | $6.5 million | 1.92% | +15.7K |
| Vanguard Mun BD FDS VCRM | 68.3K | $4.9 million | 1.44% | -45.1K |
| Dimensional ETF Trust DFSD | 101.7K | $4.7 million | 1.39% | +18.8K |
| Vanguard Star FDS VXUS | 45.0K | $3.8 million | 1.13% | +2.5K |
| J P Morgan Exchange Traded F HELO | 47.5K | $3.3 million | 0.97% | -5.3K |
| Capital GRP Fixed Incm ETF T CGMU | 109.6K | $2.8 million | 0.84% | -101.9K |
| Schwab Strategic Trust SCHB | 90.3K | $2.6 million | 0.78% | -12.4K |
| Goldman Sachs ETF Trust GPIX | 43.0K | $2.4 million | 0.71% | +23.4K |
| Apple Inc. AAPL | 4.9K | $1.6 million | 0.48% | -4.0K |
| Vanguard S&P 500 VOO | 2.2K | $1.6 million | 0.46% | +28 |
| iShares Core S&P 500 ETF IVV | 1.4K | $1.1 million | 0.31% | no change |
| iShares Trust IWB | 2.4K | $990,389 | 0.29% | no change |
| Microsoft Corp. MSFT | 1.9K | $960,662 | 0.28% | +12 |
| Chevron Corp. CVX | 4.4K | $888,861 | 0.26% | +4 |
| iShares Trust ITOT | 5.2K | $872,305 | 0.26% | no change |
| Cheniere Energy Inc. LNG | 3.2K | $854,439 | 0.25% | -1.0K |
| J P Morgan Exchange Traded F JQUA | 11.3K | $837,113 | 0.25% | no change |
| Goldman Sachs ActiveBeta US LgC GSLC | 5.8K | $836,323 | 0.25% | -13 |
| Amazon.com Inc. AMZN | 3.3K | $822,942 | 0.24% | -34 |
| iShares Russell 2000 ETF IWM | 2.2K | $612,192 | 0.18% | no change |
| Firefly Aerospace Inc. FLY | 15.3K | $354,033 | 0.10% | -7.5K |
| Vanguard Growth ETF VUG | 3.6K | $328,181 | 0.10% | no change |
| Schwab US Large Cap SCHX | 9.8K | $294,483 | 0.09% | no change |
| Alphabet Inc. GOOGL | 838 | $288,339 | 0.09% | +9 |
| Vanguard Small Cap ETF VB | 1.0K | $285,912 | 0.08% | no change |
| Meta Platforms, Inc. META | 388 | $281,370 | 0.08% | -11 |
| ExxonMobil Holdings Corp. XOM | 1.7K | $277,489 | 0.08% | new |
| SPDR Index SHS FDS CWI | 6.5K | $264,281 | 0.08% | no change |
| iShares Core S&P Mid-Cap ETF IJH | 3.6K | $257,221 | 0.08% | no change |
| Vanguard Value ETF VTV | 1.2K | $256,487 | 0.08% | no change |
| Visa Inc. V | 648 | $232,846 | 0.07% | +3 |
| Granite Construction Inc. GVA | 2.0K | $231,820 | 0.07% | no change |
| Ea Series Trust BOXX | 1.9K | $224,941 | 0.07% | new |
| JPMorgan Chase & Co. JPM | 627 | $207,430 | 0.06% | +2 |