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BankUnited (BKU) Q3 FY2026 earnings

BankUnited, Inc. (BKU) announced its results for Q3 FY2026, the quarter ended 30 September 2026, on 21 October 2026. Net income was $72 million, up 0.4% on the year, and diluted earnings per share $1.01. The figures are from the company's earnings press release; the 10-Q with the full statements is not filed yet, and this page fills in when it is.

RevenueNot yetwith the 10-Q
Net income$72 millionup 0.4%
Diluted EPS$1.01$0.95 a year earlier
QuarterQ3 FY2026ended 30 September 2026

What management said

  • Diluted EPS rose to $1.01: Net income was $72.2 million and diluted EPS was $1.01, up $0.04 from the prior quarter and $0.06 from a year ago.
  • NIM rose to 3.16%: Net interest margin was 3.16%, up 10 basis points from the prior quarter and 16 basis points from a year ago. Net interest income rose $5.3 million from the prior quarter.
  • Core loans grew year over year: Average core loans rose $706 million, or 4%, from a year ago and fell $147 million, or 1%, from the prior quarter.
Read the earnings call summary

The quarter, against the one before and a year earlier

LineQ3 FY2026Q2 FY2026Q3 FY2025Change on the year
Revenuen/a285276n/a
Net income72.270.771.9+0.4%
Diluted EPS$1.01$0.97$0.95+6.3%
$ million except per share.
Read moreQ3 FY2026 is from the company's press release of 21 October 2026; the other columns are from its 10-Q and 10-K filings. A release figure is shown when the release's own figure for an earlier quarter matches the filed one, so the line and its units are read right; revenue will come with the 10-Q.

Quarterly results, the last 20 quarters filed

Q3 FY2021Q4 FY2021Q1 FY2022 †Q2 FY2022Q3 FY2022Q4 FY2022Q1 FY2023Q2 FY2023Q3 FY2023Q4 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q4 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q4 FY2025Q1 FY2026Q2 FY2026
Revenue221252223239259270244239243234242250257264255274276288274285
Interest expense39.231.927.341.690.2158213250256266267257258n/an/an/an/an/an/an/a
Pre-tax income11463.588.887.511781.871.878.662.424.267.273.083.293.080.193.997.989.881.794.4
Tax rate24%-97%24%25%25%21%26%26%25%14%29%26%26%25%27%27%27%23%24%25%
Net income86.912567.265.887.864.252.958.047.020.848.053.761.569.358.568.871.969.361.970.7
Net margin39%50%30%28%34%24%22%24%19%9%20%21%24%26%23%25%26%24%23%25%
Diluted EPS$0.94$1.41$0.79$0.82$1.12$0.82$0.70$0.78$0.63$0.27$0.64$0.72$0.81$0.91$0.78$0.91$0.95$0.90$0.83$0.97
Operating cash flow375267457598262-23.314128217063.866.513646.118616.411899.712518.3129
Buybacks12918282.124410.864.855.00.10.00.00.00.00.00.00.00.0n/an/a60.050.6
Dividends paid21.420.719.921.019.219.419.319.620.120.120.721.521.621.622.223.223.323.324.124.2
Shares outstanding90m86m84m78m78m76m74m74m74m74m75m75m75m75m75m75m75m74m73m72m
Filing10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Each quarter as filed, linked to its filing.
Read moreA quarter marked † is shown as the company last restated it in a later filing, so it compares with the quarters around it on one basis; rest on a figure for the one first filed. EPS is as filed. Money is in $ million as the company files it, or in $ billion by the switch above the tables; per share figures and the share count are as they are. Free cash flow is operating cash flow less capital expenditure; the effective tax rate is income tax over pre-tax income; margins are the line over revenue. Gross profit is revenue less cost of revenue, and operating income is revenue less the company's own total costs, where the statement does not print those lines. Cash flow lines filed year to date are the difference between two filings. Shares outstanding are at the period end where the balance sheet tags them, otherwise the count on the filing's cover page. A derived fourth-quarter EPS is left blank when a split in the year makes the arithmetic meaningless.

Earnings press release for the quarter ended 30 September 2026, filed with the SEC on 21 October 2026 with a Form 8-K: the release.