Union Bank of India Q1 FY2026 results: revenue ₹27,475 crore, up 3.6% on the year
Union Bank of India (UNIONBANK) reported consolidated interest earned of ₹27,475 crore for Q1 FY2026, the quarter ended 30 June 2025, up 3.6% on the same quarter a year earlier. Profit after tax was ₹4,137 crore, up 13.6% on the year, and earnings per share ₹5.80. The figures are the company's own, from the un-audited results it filed with NSE on 19 July 2025.
The quarter, against the one before and a year earlier
| Line | Q1 FY2026 | Q3 FY2025 | Q1 FY2025 | Change on the year |
|---|---|---|---|---|
| Interest earned | 27,475 | 27,135 | 26,527 | +3.6% |
| Interest expended | 18,231 | 17,765 | 17,004 | +7.2% |
| Other income | 4,869 | 4,614 | 4,799 | +1.5% |
| Total income | 32,344 | 31,749 | 31,325 | +3.3% |
| Provisions other than tax | 1,667 | 1,622 | 2,857 | -41.6% |
| Profit before tax | 5,269 | 5,889 | 4,954 | +6.3% |
| Profit after tax | 4,137 | 4,623 | 3,642 | +13.6% |
| Gross NPA % | 0.0% | n/a | n/a | |
| Net NPA % | 0.0% | n/a | n/a | |
| Capital adequacy ratio % | n/a | 1.3% | 1.3% | |
| EPS, basic | ₹5.80 | ₹6.06 | ₹4.77 | +21.6% |
₹ crore except per share.
Segments, Q1 FY2026
| Segment | Revenue ₹ crore | Share of segment revenue | Result ₹ crore | Result over revenue |
|---|---|---|---|---|
| Treasury Operations | 8,614 | 26.6% | 1,722 | 20.0% |
| Retail Banking Operations | 11,792 | 36.5% | 2,329 | 19.7% |
| Corporate/Wholesale Banking Operations | 11,034 | 34.1% | 1,014 | 9.2% |
| Other Banking Operations | 327 | 1.0% | 166 | 50.8% |
| Unallocated | 576 | 1.8% | 38 | 6.6% |
Segment revenue and segment result as the company filed them, before inter-segment eliminations; share and result over revenue are arithmetic on those.
Quarterly results, the last 12 quarters
| Q1 FY2024 | Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 | Q1 FY2027 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 23,613 | 24,732 | 25,521 | 26,510 | 26,527 | 26,887 | 27,135 | 27,475 | 26,665 | 26,819 | 26,676 | 27,427 |
| Interest expended | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,231 | 17,707 | 17,370 | 17,005 | 17,206 |
| Other income | 4,209 | 4,221 | 4,281 | 5,102 | 4,799 | 5,926 | 4,614 | 4,869 | 5,550 | 5,183 | 5,999 | 5,233 |
| Operating expenses | 5,973 | 6,189 | 6,232 | 8,112 | 6,510 | 6,947 | 6,474 | 7,177 | 7,663 | 7,672 | 7,693 | 7,414 |
| Operating profit before provisions | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 6,936 | 6,845 | 6,960 | 7,976 | 8,040 |
| Provisions | 2,005 | 1,773 | 1,781 | 1,253 | 2,857 | 1,739 | 1,622 | 1,667 | 1,392 | 322 | 1,050 | 973 |
| Profit before tax | 5,180 | 5,492 | 5,554 | 5,281 | 4,954 | 6,406 | 5,889 | 5,269 | 5,453 | 6,638 | 6,926 | 7,067 |
| Tax | 1,940 | 1,944 | 1,944 | 1,971 | 1,354 | 1,684 | 1,292 | 1,132 | 1,171 | 1,609 | 1,592 | 1,699 |
| Net profit | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 4,137 | 4,281 | 5,029 | 5,334 | 5,368 |
| EPS in ₹ | ₹4.79 | ₹5.14 | ₹4.89 | ₹4.44 | ₹4.77 | ₹6.22 | ₹6.06 | ₹5.80 | ₹5.80 | ₹6.65 | ₹7.21 | ₹7.39 |
| Gross NPA % | n/a | n/a | n/a | 1.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net NPA % | n/a | n/a | n/a | 4.76 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Filing | NSE | NSE | NSE | NSE | NSE | NSE | NSE | Filing | Filing | Filing | Filing | Filing |
₹ crore except per share, consolidated, as filed with the exchange. Quarters before December 2024 are from the exchange's earlier results feed, which carries the filed lines without the filing itself; the column links to the exchange's page for the company.
Source
Un-audited consolidated results for the quarter ended 30 June 2025, filed with NSE on 19 July 2025: the result statement. All of Union Bank of India's results: NSE company page.
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