ICICI Bank Ltd. Q2 FY2025 results: revenue ₹46,326 crore, up 19.0% on the year
ICICI Bank Ltd. (ICICIBANK) reported consolidated interest earned of ₹46,326 crore for Q2 FY2025, the quarter ended 30 September 2024, up 19.0% on the same quarter a year earlier. Profit after tax was ₹12,948 crore, up 18.8% on the year, and earnings per share ₹18.39. The figures are the company's own, from the unaudited results it filed with NSE on 26 October 2024.
The quarter, against the one before and a year earlier
| Line | Q2 FY2025 | Q1 FY2025 | Q2 FY2024 | Change on the year |
|---|---|---|---|---|
| Interest earned | 46,326 | 44,582 | 38,938 | +19.0% |
| Interest expended | 22,225 | 21,122 | 17,908 | +24.1% |
| Other income | 26,617 | 22,688 | 18,354 | +45.0% |
| Total income | 72,943 | 67,270 | 57,292 | +27.3% |
| Provisions other than tax | 1,382 | 1,316 | 649 | +112.9% |
| Profit before tax | 18,496 | 16,761 | 14,824 | +24.8% |
| Profit after tax | 12,948 | 11,696 | 10,896 | +18.8% |
| Gross NPA % | 0.5% | 0.5% | 0.5% | |
| Net NPA % | 2.0% | 2.2% | 2.5% | |
| Capital adequacy ratio % | n/a | n/a | 0.1% | |
| EPS, basic | ₹18.39 | ₹16.64 | ₹15.57 | +18.1% |
₹ crore except per share.
Quarterly results, the last 12 quarters
| Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 | Q1 FY2027 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 38,938 | 40,865 | 42,607 | 44,582 | 46,326 | 47,037 | 48,387 | 49,080 | 48,181 | 48,364 | 49,594 | 52,241 |
| Interest expended | 17,908 | 19,409 | 20,424 | 21,122 | 22,225 | 22,633 | 23,047 | 23,090 | 22,017 | 21,874 | 22,047 | 23,064 |
| Other income | 18,354 | 18,615 | 24,575 | 22,688 | 26,617 | 27,589 | 31,361 | 25,496 | 27,966 | 28,418 | 35,020 | 27,448 |
| Operating expenses | 23,911 | 23,909 | 29,906 | 28,071 | 30,839 | 32,242 | 36,648 | 30,169 | 34,155 | 34,507 | 41,562 | 34,021 |
| Operating profit before provisions | n/a | n/a | n/a | n/a | n/a | n/a | 20,053 | 21,317 | 19,974 | 20,401 | 21,005 | 22,604 |
| Provisions | 649 | 1,020 | 698 | 1,316 | 1,382 | 1,268 | 940 | 1,822 | 909 | 2,647 | 261 | 1,297 |
| Profit before tax | 14,824 | 15,142 | 16,154 | 16,761 | 18,496 | 18,483 | 19,113 | 19,494 | 19,065 | 17,754 | 20,744 | 21,307 |
| Tax | 3,809 | 3,887 | 4,181 | 4,355 | 4,636 | 4,654 | 4,789 | 5,101 | 4,808 | 4,343 | 5,132 | 5,097 |
| Net profit | 10,896 | 11,053 | 11,672 | 11,696 | 12,948 | 12,883 | 14,323 | 14,394 | 14,256 | 13,411 | 15,612 | 16,210 |
| EPS in ₹ | ₹15.57 | ₹15.77 | ₹16.63 | ₹16.64 | ₹18.39 | ₹18.26 | ₹19.11 | ₹19.02 | ₹18.71 | ₹17.54 | ₹20.62 | ₹21.54 |
| Gross NPA % | 0.47 | 0.48 | 0.46 | 0.47 | 0.45 | 0.46 | 1.68 | 1.70 | 1.60 | 1.53 | 1.41 | 1.38 |
| Net NPA % | 2.47 | 2.28 | 2.18 | 2.17 | 1.97 | 1.96 | 0.43 | 0.45 | 0.43 | 0.41 | 0.37 | 0.38 |
| Filing | NSE | NSE | NSE | NSE | NSE | NSE | Filing | Filing | Filing | Filing | Filing | Filing |
₹ crore except per share, consolidated, as filed with the exchange. Quarters before December 2024 are from the exchange's earlier results feed, which carries the filed lines without the filing itself; the column links to the exchange's page for the company.
Source
Unaudited consolidated results for the quarter ended 30 September 2024, filed with NSE on 26 October 2024: the result statement. All of ICICI Bank Ltd.'s results: NSE company page.
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