HDFC Bank Ltd. Q3 FY2026 results: revenue ₹87,067 crore, up 2.4% on the year
HDFC Bank Ltd. (HDFCBANK) reported consolidated interest earned of ₹87,067 crore for Q3 FY2026, the quarter ended 31 December 2025, up 2.4% on the same quarter a year earlier. Profit after tax was ₹20,691 crore, up 17.2% on the year, and earnings per share ₹12.88. The figures are the company's own, from the un-audited results it filed with NSE on 17 January 2026.
The quarter, against the one before and a year earlier
| Line | Q3 FY2026 | Q2 FY2026 | Q3 FY2025 | Change on the year |
|---|---|---|---|---|
| Interest earned | 87,067 | 86,994 | 85,040 | +2.4% |
| Interest expended | 45,821 | 46,741 | 46,914 | -2.3% |
| Other income | 39,860 | 31,567 | 27,154 | +46.8% |
| Total income | 1,26,927 | 1,18,561 | 1,12,194 | +13.1% |
| Provisions other than tax | 3,621 | 4,282 | 3,957 | -8.5% |
| Profit before tax | 27,552 | 26,659 | 23,973 | +14.9% |
| Profit after tax | 20,691 | 19,611 | 17,657 | +17.2% |
| Gross NPA % | 0.0% | 0.0% | n/a | |
| Net NPA % | 0.0% | 0.0% | n/a | |
| EPS, basic | ₹12.88 | ₹12.78 | ₹23.11 | -44.3% |
₹ crore except per share.
Segments, Q3 FY2026
| Segment | Revenue ₹ crore | Share of segment revenue | Result ₹ crore | Result over revenue |
|---|---|---|---|---|
| Treasury | 18,149 | 9.9% | 2,228 | 12.3% |
| Retail Banking | 76,320 | 41.5% | 8,648 | 11.3% |
| Wholesale Banking | 42,764 | 23.3% | 10,928 | 25.6% |
| Other Banking Business | 9,548 | 5.2% | 3,047 | 31.9% |
| Insurance Business | 31,681 | 17.2% | 1,914 | 6.0% |
| Others | 5,241 | 2.9% | 787 | 15.0% |
Segment revenue and segment result as the company filed them, before inter-segment eliminations; share and result over revenue are arithmetic on those.
Quarterly results, the last 12 quarters
| Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 | Q1 FY2027 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 75,039 | 78,008 | 79,434 | 81,546 | 83,002 | 85,040 | 86,779 | 87,372 | 86,994 | 87,067 | 87,182 | 90,575 |
| Interest expended | 41,250 | 43,242 | 43,692 | 44,580 | 45,414 | 46,914 | 46,986 | 47,709 | 46,741 | 45,821 | 45,220 | 47,626 |
| Other income | 32,528 | 37,007 | 44,958 | 35,450 | 38,455 | 27,154 | 33,489 | 45,683 | 31,567 | 39,860 | 29,737 | 42,535 |
| Operating expenses | 42,038 | 45,926 | 49,128 | 46,547 | 48,805 | 37,350 | 43,904 | 49,183 | 40,879 | 50,524 | 40,588 | 54,489 |
| Operating profit before provisions | n/a | n/a | n/a | n/a | n/a | n/a | 29,379 | 36,163 | 30,941 | 30,582 | 31,112 | 30,996 |
| Provisions | 3,312 | 4,604 | 13,811 | 3,143 | 3,269 | 3,957 | 3,805 | 15,314 | 4,282 | 3,621 | 3,440 | 3,803 |
| Profit before tax | 20,967 | 21,243 | 17,371 | 22,727 | 23,167 | 23,973 | 25,573 | 21,431 | 26,659 | 27,552 | 27,672 | 27,193 |
| Tax | 3,655 | 3,525 | -251 | 5,539 | 5,341 | 5,633 | 6,289 | 3,759 | 6,295 | 6,270 | 6,597 | 6,810 |
| Net profit | 16,811 | 17,258 | 17,622 | 16,475 | 17,826 | 17,657 | 18,835 | 17,090 | 19,611 | 20,691 | 20,351 | 20,383 |
| EPS in ₹ | ₹22.24 | ₹22.74 | ₹23.20 | ₹21.67 | ₹23.40 | ₹23.11 | ₹24.62 | ₹21.23 | ₹12.78 | ₹12.88 | ₹13.22 | ₹12.50 |
| Gross NPA % | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net NPA % | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Filing | NSE | NSE | NSE | NSE | NSE | NSE | Filing | Filing | Filing | Filing | Filing | Filing |
₹ crore except per share, consolidated, as filed with the exchange. Quarters before December 2024 are from the exchange's earlier results feed, which carries the filed lines without the filing itself; the column links to the exchange's page for the company.
Source
Un-audited consolidated results for the quarter ended 31 December 2025, filed with NSE on 17 January 2026: the result statement. All of HDFC Bank Ltd.'s results: NSE company page.
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