Bank of Baroda Q1 FY2026 results: revenue ₹32,866 crore, up 5.5% on the year
Bank of Baroda (BANKBARODA) reported consolidated interest earned of ₹32,866 crore for Q1 FY2026, the quarter ended 30 June 2025, up 5.5% on the same quarter a year earlier. Profit after tax was ₹3,352 crore, down 29.1% on the year, and earnings per share ₹6.71. The figures are the company's own, from the un-audited results it filed with NSE on 25 July 2025.
The quarter, against the one before and a year earlier
| Line | Q1 FY2026 | Q4 FY2025 | Q1 FY2025 | Change on the year |
|---|---|---|---|---|
| Interest earned | 32,866 | 32,345 | 31,143 | +5.5% |
| Interest expended | 20,307 | 20,273 | 18,582 | +9.3% |
| Other income | 5,538 | 7,551 | 4,658 | +18.9% |
| Total income | 38,404 | 39,896 | 35,801 | +7.3% |
| Provisions other than tax | 3,416 | 2,568 | 2,442 | +39.9% |
| Profit before tax | 8,471 | 8,882 | 6,340 | +33.6% |
| Profit after tax | 3,352 | 5,307 | 4,728 | -29.1% |
| Gross NPA % | 2.3% | 0.0% | n/a | |
| Net NPA % | 0.6% | 0.0% | n/a | |
| Capital adequacy ratio % | n/a | n/a | 1.5% | |
| EPS, basic | ₹6.71 | ₹10.48 | ₹9.14 | -26.6% |
₹ crore except per share.
Segments, Q1 FY2026
| Segment | Revenue ₹ crore | Share of segment revenue | Result ₹ crore | Result over revenue |
|---|---|---|---|---|
| Treasury Operations | 10,169 | 26.5% | 3,692 | 36.3% |
| Wholesale Banking | 12,055 | 31.4% | 2,210 | 18.3% |
| Retail Digital Banking | 0 | 0.0% | -4 | -1037.1% |
| other Retail Banking | 14,884 | 38.8% | 2,472 | 16.6% |
| other Banking Operations | 1,296 | 3.4% | 101 | 7.8% |
Segment revenue and segment result as the company filed them, before inter-segment eliminations; share and result over revenue are arithmetic on those.
Quarterly results, the last 12 quarters
| Q2 FY2024 | Q3 FY2024 | Q4 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q4 FY2025 | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 | Q1 FY2027 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 29,263 | 30,042 | 31,072 | 31,143 | 31,887 | 32,570 | 32,345 | 32,866 | 33,318 | 33,600 | 34,514 | 35,115 |
| Interest expended | 17,528 | 18,002 | 18,309 | 18,582 | 19,266 | 20,143 | 20,273 | 20,307 | 20,191 | 20,586 | 20,776 | 21,301 |
| Other income | 6,503 | 5,042 | 6,538 | 4,658 | 7,568 | 5,163 | 7,551 | 5,538 | 5,116 | 6,399 | 5,474 | 6,202 |
| Operating expenses | 8,430 | 8,653 | 9,491 | 8,437 | 8,982 | 9,158 | 10,144 | 9,512 | 9,750 | 9,762 | 9,694 | 9,432 |
| Operating profit before provisions | n/a | n/a | n/a | n/a | n/a | n/a | 9,479 | 8,586 | 8,493 | 9,652 | 9,518 | 10,584 |
| Provisions | 3,785 | 1,903 | 2,777 | 2,442 | 3,773 | 1,497 | 2,568 | 3,416 | 1,798 | 2,628 | 3,461 | 2,698 |
| Profit before tax | 6,023 | 6,526 | 7,033 | 6,340 | 7,434 | 6,935 | 8,882 | 8,471 | 8,376 | 8,587 | 6,577 | 3,809 |
| Tax | 1,680 | 1,778 | 2,017 | 1,759 | 1,979 | 1,818 | 1,604 | 1,818 | 1,625 | 1,617 | 409 | 633 |
| Net profit | 4,394 | 4,789 | 5,132 | 4,728 | 5,355 | 5,214 | 5,307 | 3,352 | 5,070 | 5,407 | 5,648 | 1,573 |
| EPS in ₹ | ₹8.50 | ₹9.26 | ₹9.92 | ₹9.14 | ₹10.36 | ₹10.08 | ₹10.48 | ₹6.71 | ₹9.93 | ₹10.53 | ₹11.22 | ₹3.45 |
| Gross NPA % | n/a | n/a | n/a | n/a | 0.60 | n/a | n/a | 2.28 | 2.16 | n/a | n/a | n/a |
| Net NPA % | n/a | n/a | n/a | n/a | 2.50 | n/a | n/a | 0.60 | 0.57 | n/a | n/a | n/a |
| Filing | NSE | NSE | NSE | NSE | NSE | NSE | Filing | Filing | Filing | Filing | Filing | Filing |
₹ crore except per share, consolidated, as filed with the exchange. Quarters before December 2024 are from the exchange's earlier results feed, which carries the filed lines without the filing itself; the column links to the exchange's page for the company.
Source
Un-audited consolidated results for the quarter ended 30 June 2025, filed with NSE on 25 July 2025: the result statement. All of Bank of Baroda's results: NSE company page.
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